Client Mapping Initiative

2010 Outreach mapping of Cordaid partners in the Philippines Rose Rivera CORDAID 2011 RBAP‐MABS Regional Roundtable Conference HyaB Hotel & Casino, Manila November 9, 2011

2010 OUTREACH MAPPING OF CORDAID PARTNERS IN THE PHILIPPINES Rose Rivera – November 9 , 2011 2

The mapping hopes to: •  To shed light on the current issue on client over indebtedness by: ‐ calculaKng the raKos of outreach over a given parameter to yield informaKon on levels of saturaKon :un‐served, underserved, saturated, over‐saturated. •  To contrast the partners’ Depth & Breadth of Outreach with that of the 2009 NSCB Poverty index. Rose Rivera – November 9 , 2011 3

The mapping helps (1): •  To locate own clients and that of other compeKtors, and to shed light on queries: ‐ “are we opera(ng in highly saturated areas?.” ‐  “ is there correla(on with PAR and client exit rates with the level of satura(on?” ‐  “how to use the indices in managing risks and por>olio? ‐  To measures one’s depth of outreach ( do clients belong to poor clusters? Rose Rivera – November 9 , 2011 4

The mapping helps (2) •  To use in strategic planning: ‐who else to serve (targeKng the excluded)? ‐where else to expand to increase value of outreach (pushing fronKer)? To use in in making policy : ‐ that balances between open market and social responsibility ‐ that prevents over‐exposure of clients to debt Rose Rivera – November 9 , 2011 5

Points to Mind ( 1) •  MFI respondents were limited to partners of Cordaid (24 MFIs) & Cordaid Fund users •  Incomplete outreach due to ‐less than 100% parKcipaKon by partner MFIs ‐missing Barangays (wrong spelling) & municipaliKes ‐ internet connecKvity ‐ wrong parameter ( outreach/branch instead of per barangay) •  Cut‐oﬀ date of outreach varies but within 2010 •  Unclear deﬁniKon of MFI Clients: savers only, borrowers only, insured only, combinaKon Rose Rivera – November 9 , 2011 6

Client Barangay Index CBI= No. of Clients in a barangay 30 % of the No. of Households in a barangay Koronadal Tupi Surallah Polomolok Gen San Under‐saturated South Cotabato Saturated CBI: 14,066 clients Over‐saturated Rose Rivera – November 9 , 2011 7

Bani Sison Sual Agno Urdaneta Aguilar Urbiztondo Pangasinan CBI: 44,172 clients Rose Rivera – November 9 , 2011 8

Client Municipality Index (CMI) Number of Clients in a Municipality30% of Number of Households in a Municipality 315 31 253Total number of Municipalities 599 Rose Rivera – November 9 , 2011 9

CMI 100% of Client Municipality Index ‐ Middle CMI 30% of households households All CMI > 1 labelled 10 highest CPI 1.  Misamis Occidental 2.  Guimaras 3.  AnKque 4.  La Union 9.  Rizal 10. Capiz 11. Pangasinan 12. Aklan 13. Ilocos Sur 14. Ilocos Norte Rose Rivera – November 9 , 2011 10

NSCB Poverty Incidence Clusters 2009 and Client Province Index Luzon: Ilocos Norte, Sur La Union Pangasinan, Rizal, Laguna, Camarines Norte, & Sur, Albay Visayas: Aklan, AnKque, Capiz, Bohol, Eastern Samar, Southern Leyte, Leyte Mindanao: Misamis Occ., Davao City Davao del Norte & del Sur South Cotabato, Rose Rivera – November 9 , 2011 11 Compostela Valley

Ilocos Norte, Sur 10 poorest La Union indicated Pangasinan, Rizal, Laguna, Camarines Norte, & Sur, Albay Rose Rivera – OcB 17 , 2011 12

Visayas: Aklan, AnKque, Capiz, Bohol, 10 poorest Eastern Samar, indicated Southern Leyte, Leyte Rose Rivera – OcB 17 , 2011 13

10 poorest indicated Mindanao: Misamis Occ., Davao City Davao del Norte & del Sur South Cotabato, Compostela Rose Rivera – OcB 17 , 2011 Valley 14

Relation Cluster/CPI 0.18 0.16 0.14 0.12Average CPI 0.10 0.08 0.06 0.04 0.02 0.00 1 2 3 4 5 The red cluster NSCB Poverty Incidence Cluster 2009 has the lowest outreach Rose Rivera – November 9 , 2011 15

Preliminary Pointers (1) •  There are saturated municipaliKes (red spots) Are these municipaliSes facing potenSal mulSple borrowings? •  There are un‐served ( colorless) areas– risk aversion? IncenSves? •  Emergence of “Common market” •  The clusters with higher poverty incidence have lower or no outreach What has become of micro‐credit as an instrument of poverty alleviaSon? Rose Rivera – November 9 , 2011 16

Way forward •  NaKonal‐wide mapping on barangay level. •  The Client Barangay Index (CBI) is a beBer pointer to measure level of saturaKon. •  E‐survey is ready and aﬀordable •  What to be counted in? Thank You! Rose Rivera – November 9 , 2011 17

Rose Rivera – November 9 , 2011 21

Client Mapping Initiative

by MABSIV on Nov 22, 2011

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Client Mapping Initiative — Presentation Transcript