Green Bank Experience - Group and Individual Liability Micro-Lending

The Green Bank Experience  Group and Individual Liability Micro‐Lending  Gerald Guillen  Green Bank  2010 RBAP‐MABS Na.onal Roundtable Conference  Hya= Hotel and Casino, Manila  June 2‐3, 2010 

The Green Bank Experience  Group and Individual Liability Micro‐Lending  AGENDA:  – What GBI is implemen.ng?  – How was the transi.on?   • Communica.on to branches and staﬀ  • Policies  – Impact to Opera.on? 

What GBI is implemen.ng  • Combina.on of both individual and group  • Uses individual approach in areas that are  highly compe..ve – VISAYAS 

Transi.on from Group to Individual  STAFF  • In house training to all AOs and Supervisors  • Regular weekly mee.ngs to track opera.onal  issues  CLIENT  • Explain to clients that the shi[ was a reward  because of their repayment performance 

Transi.on from Group to Individual  • Policies  – Transfer of contractual savings to personal savings  – Uses CASHFLOW analysis on succeeding loan  cycles 

Impact   POSITIVE  • Increase in personal savings  • Increase in center members  NEGATIVE  • It aﬀects clients solidarity 

Green Bank Experience - Group and Individual Liability Micro-Lending

by MABSIV on Jun 09, 2010

Accessibility

Categories

Upload Details

Usage Rights

2 Embeds 22

Statistics

Green Bank Experience - Group and Individual Liability Micro-Lending — Presentation Transcript

http://www.rbapmabs.org	21
http://www.slideshare.net	1