Methods of Paymentor: how we waste money on the internet[BARCAMP BANGKHEN #3]@lunaticnekohttp://lunaticneko.com
Agenda Vicious Cycle of Spending Additional Costs when purchasing  Physical Goods Steam Games & DLC Facebook Games Ga...
The Components of Spending              ProductDelivery                  Want    Can Pay             Money
THE VICIOUS CYCLEOF SPENDING!
The Vicious Cycle of Spending (1)   They put up a sale
The Vicious Cycle of Spending (1)   They pitch a promise          “KICKSTARTER ONLY” they said!          “LIMITED EDITION...
The Vicious Cycle of Spending (2)   You:
The Vicious Cycle of Spending (3)      You:The point of no return!!!
The Vicious Cycle of Spending (4) They deliver. You pay tax. You pay for shipping. You pay for everything you don’t get.
The Vicious Cycle of Spending (5)   If you’re unlucky, you realize you have no    money left.
How much do you really pay forPHYSICAL GOODS
Buy One …    Example: ThisDamage Counter:$72.04
… pay more than one!    Now there’s shippin’Damage Counter:$87.99
How to find Import Tariff   Search from your Customs. In this case I    searched for “เสื้อผ้า”
How to find Import Tariff   After searching, we know our item is    charged 100% tariff! (or “Import Duty”)
How to find Import Tariff   Tariff is added AFTER Shipping. This    means:    Damage Counter:    $87.99 + $87.99 = $175.98
There’s also VAT.   In Thailand,VAT is 7%    Damage Counter:    $175.98 x 1.07 = $188.30
Total Price Breakdown                    Price           $12.32                                $72.04                     ...
What does this mean?       What we pay𝑃𝑟𝑖𝑐𝑒 + 𝑆ℎ𝑖𝑝𝑝𝑖𝑛𝑔 × 1 + Tariff × 1 + 𝑉𝐴𝑇
Forget physical, earthly things. Let’s get someDIGITAL GOODS
How about some game? Buy it digital so there are no Tariffs to  worry about. No shipping, too! VAT is also avoided.
How about… Dungeon Defenders?
How about… Dungeon Defenders?   Just $14.99! We can have a good game at    lower price nowadays.
Bad news: It doesn’t end there. Good games usually have DLCs. DLC = DownLoadable Content = You  want them = You have to ...
Oh sh*t.
Price Breakdown again!    MacTavish (Price is too old to play DD)                                              Main Game  ...
However… You’d be more willing to pay for virtual  goods under some circumstances. Read  http://techcrunch.com/2012/02/2...
How much have we paid? Check at  http://www.steamcalculator.com/ Amount shown is the total store price @  the time you c...
The most vicious thing everFACEBOOK GAMES
How Facebook Games earn money   Advertisement
How Facebook Games earn money   Product placement       Balloons: SimCity Social (EA)       Cars: 2 Toyota Priuses       ...
How Facebook Games earn money   Charge you directly of course
More games for less withGAME BUNDLES
Cheaper Some game bundles are offered by Steam  or other services. They are usually cheaper compared to  buying them ind...
Example   http://www.thegreenlightbundle.com/
Name your price Some even allow you to pay whatever you  want. If you want some extra content you must  pay a specified ...
More information http://www.indiegamebundles.com/ This website lists many bundles. Your “bundle hunt” will make you dra...
Let’s give someone a kick onKICKSTARTER
WTF is Kickstarter? Someone makes a project You help fund it They do the project When it’s done, they give you stuff a...
Why is it so good?       KS is FULL of creative projects!!!http://www.kickstarter.com/projects/impossible/impossible-inst...
Like what?      Boosted Boards: Electric Skateboardshttp://www.kickstarter.com/projects/170315130/boosted-boards-the-worl...
Like what?       HEARTSAT: Launch a Satellite Balloonhttp://www.kickstarter.com/projects/145704440/heartsat-a-scientifica...
Like what?        Galago: Prototyping Boardhttp://www.kickstarter.com/projects/kuy/galago-make-things-better
Like what?       Heck, even a game console: OUYAhttp://www.kickstarter.com/projects/ouya/ouya-a-new-kind-of-video-game-co...
So why is it related to this session?     Because they offer goodies too!     For example, that OUYA…$99 =              ...
And how I wasted money… HEARTSAT allows messages to be posted  on the flight vehicle. I chipped in and told them to writ...
Why KS for me? I want to help indie rather than  established businessmen I feel exclusive when I get certain rewards I’...
Now, the thing you use to pay orMETHODS OFPAYMENT
Just one credit card! PayPal doesn’t even require an account.  Any credit card will work. And that’s your money, gone.
No credit? No problem! Some banks support “online cards” Do this from e-banking in minutes. Done? Now, go shopping.
No bank a/c? No problem too!
No money? Work for it!   Slave yourself on TrialPay  SimCash!!!
NO EXCUSES! They’ve found every single way to make  you pay! The solution is in the next slide.
How toSPEND CAREFULLY ONTHE INTERNET
1. Don’t drink Heard about  “drunken eBay”? Result  http://imgur.com/gal  lery/P9nvz
2. Long passwords Stops logging in altogether when drunk Like this smart guy said …       http://www.answerbag.com/a_vie...
3. Think carefully   This meme is fun. Just don’t do it for real.    Please.
4. Bonus: Get rid of all your desires He stopped all his  desires forever. But for us, one hour is  more than enough!
The Components of Spending              ProductDelivery                  Want                SELF-              CONTROL   ...
The Components of Spending                  Product  Delivery                       Want                   SELF-          ...
End of Discussion!THANK YOU!
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Methods of Payment

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Methods of Payment

  1. 1. Methods of Paymentor: how we waste money on the internet[BARCAMP BANGKHEN #3]@lunaticnekohttp://lunaticneko.com
  2. 2. Agenda Vicious Cycle of Spending Additional Costs when purchasing Physical Goods Steam Games & DLC Facebook Games Game Bundles Kickstarter Methods of Payment
  3. 3. The Components of Spending ProductDelivery Want Can Pay Money
  4. 4. THE VICIOUS CYCLEOF SPENDING!
  5. 5. The Vicious Cycle of Spending (1) They put up a sale
  6. 6. The Vicious Cycle of Spending (1) They pitch a promise “KICKSTARTER ONLY” they said! “LIMITED EDITION” they said!
  7. 7. The Vicious Cycle of Spending (2) You:
  8. 8. The Vicious Cycle of Spending (3)  You:The point of no return!!!
  9. 9. The Vicious Cycle of Spending (4) They deliver. You pay tax. You pay for shipping. You pay for everything you don’t get.
  10. 10. The Vicious Cycle of Spending (5) If you’re unlucky, you realize you have no money left.
  11. 11. How much do you really pay forPHYSICAL GOODS
  12. 12. Buy One …  Example: ThisDamage Counter:$72.04
  13. 13. … pay more than one!  Now there’s shippin’Damage Counter:$87.99
  14. 14. How to find Import Tariff Search from your Customs. In this case I searched for “เสื้อผ้า”
  15. 15. How to find Import Tariff After searching, we know our item is charged 100% tariff! (or “Import Duty”)
  16. 16. How to find Import Tariff Tariff is added AFTER Shipping. This means: Damage Counter: $87.99 + $87.99 = $175.98
  17. 17. There’s also VAT. In Thailand,VAT is 7% Damage Counter: $175.98 x 1.07 = $188.30
  18. 18. Total Price Breakdown Price $12.32 $72.04 List Price Shipping Tariff VAT $87.99 $15.95
  19. 19. What does this mean?  What we pay𝑃𝑟𝑖𝑐𝑒 + 𝑆ℎ𝑖𝑝𝑝𝑖𝑛𝑔 × 1 + Tariff × 1 + 𝑉𝐴𝑇
  20. 20. Forget physical, earthly things. Let’s get someDIGITAL GOODS
  21. 21. How about some game? Buy it digital so there are no Tariffs to worry about. No shipping, too! VAT is also avoided.
  22. 22. How about… Dungeon Defenders?
  23. 23. How about… Dungeon Defenders? Just $14.99! We can have a good game at lower price nowadays.
  24. 24. Bad news: It doesn’t end there. Good games usually have DLCs. DLC = DownLoadable Content = You want them = You have to pay.
  25. 25. Oh sh*t.
  26. 26. Price Breakdown again! MacTavish (Price is too old to play DD) Main Game DLCs
  27. 27. However… You’d be more willing to pay for virtual goods under some circumstances. Read http://techcrunch.com/2012/02/29/virtual- good-market-boom/ for more details.
  28. 28. How much have we paid? Check at http://www.steamcalculator.com/ Amount shown is the total store price @ the time you check Anyone using Steam? Tell us your ID, now.
  29. 29. The most vicious thing everFACEBOOK GAMES
  30. 30. How Facebook Games earn money Advertisement
  31. 31. How Facebook Games earn money Product placement Balloons: SimCity Social (EA) Cars: 2 Toyota Priuses White one in the middle: Some Dove thingie Magnum sign & big Cornetto: Do I have to tell you?! On the Table: Samsung Galaxy S3
  32. 32. How Facebook Games earn money Charge you directly of course
  33. 33. More games for less withGAME BUNDLES
  34. 34. Cheaper Some game bundles are offered by Steam or other services. They are usually cheaper compared to buying them individually.
  35. 35. Example http://www.thegreenlightbundle.com/
  36. 36. Name your price Some even allow you to pay whatever you want. If you want some extra content you must pay a specified amount. e.g. http://www.indiegala.com/
  37. 37. More information http://www.indiegamebundles.com/ This website lists many bundles. Your “bundle hunt” will make you drain your pocket quickly, I promise!
  38. 38. Let’s give someone a kick onKICKSTARTER
  39. 39. WTF is Kickstarter? Someone makes a project You help fund it They do the project When it’s done, they give you stuff and thanks you
  40. 40. Why is it so good?  KS is FULL of creative projects!!!http://www.kickstarter.com/projects/impossible/impossible-instant-lab-turn-iphone-images-into-rea?ref=home_popular
  41. 41. Like what?  Boosted Boards: Electric Skateboardshttp://www.kickstarter.com/projects/170315130/boosted-boards-the-worlds-lightest-electric-vehicl?ref=discover_pop
  42. 42. Like what?  HEARTSAT: Launch a Satellite Balloonhttp://www.kickstarter.com/projects/145704440/heartsat-a-scientifically-rewarding-journey-to-nea
  43. 43. Like what?  Galago: Prototyping Boardhttp://www.kickstarter.com/projects/kuy/galago-make-things-better
  44. 44. Like what?  Heck, even a game console: OUYAhttp://www.kickstarter.com/projects/ouya/ouya-a-new-kind-of-video-game-console
  45. 45. So why is it related to this session?  Because they offer goodies too!  For example, that OUYA…$99 = $140 = LIMITED EDITION!
  46. 46. And how I wasted money… HEARTSAT allows messages to be posted on the flight vehicle. I chipped in and told them to write this:
  47. 47. Why KS for me? I want to help indie rather than established businessmen I feel exclusive when I get certain rewards I’m so artsy and indy – I don’t want common market items. I want PROTOTYPES or LIMITED EDITION. KS projects are REALLY creative!
  48. 48. Now, the thing you use to pay orMETHODS OFPAYMENT
  49. 49. Just one credit card! PayPal doesn’t even require an account. Any credit card will work. And that’s your money, gone.
  50. 50. No credit? No problem! Some banks support “online cards” Do this from e-banking in minutes. Done? Now, go shopping.
  51. 51. No bank a/c? No problem too!
  52. 52. No money? Work for it! Slave yourself on TrialPay  SimCash!!!
  53. 53. NO EXCUSES! They’ve found every single way to make you pay! The solution is in the next slide.
  54. 54. How toSPEND CAREFULLY ONTHE INTERNET
  55. 55. 1. Don’t drink Heard about “drunken eBay”? Result  http://imgur.com/gal lery/P9nvz
  56. 56. 2. Long passwords Stops logging in altogether when drunk Like this smart guy said … http://www.answerbag.com/a_view/2065360
  57. 57. 3. Think carefully This meme is fun. Just don’t do it for real. Please.
  58. 58. 4. Bonus: Get rid of all your desires He stopped all his desires forever. But for us, one hour is more than enough!
  59. 59. The Components of Spending ProductDelivery Want SELF- CONTROL Can Pay Money
  60. 60. The Components of Spending Product Delivery Want SELF- CONTROLI LIED!Can Pay theory like this in the world! There’s no Money
  61. 61. End of Discussion!THANK YOU!

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