Dilasa Scheme Aadhaar EnabledDisbursement of Benefits to Pensioners in AurangabadBy Aurangabad a NON FI DistrictManjusha MuthaDeputy CollectorAurangabad
Agenda What is Dilasa Why UIDIA based model Govt to Beneficiary Benefits Beneficiaries in Aurangabad District Beneficiaries in Aurangabad City Partners
What is Dilasa Major Step towards Total Financial Inclusion, approved by Bank of India Location – Aurangabad a NON FI district Distribution of social assistance pension through Bank of India leveraging the Aadhaar platform. Online solution to Government fund disbursement Enabled via micro ATM’s managed by Banking Correspondents/ facilitators based in the communities Mentioned in GR MISC2012/Cr52/M8 dated July 2012 directing all collectors to implement the scheme
Why UIDIA based model? Ensures no duplication in data base and accurate data; enabling optimised benefits linked to Aadhaar UID number is sufficient to know your customer; no other identification procedures to open new accounts Clear authentication & verification process will allow banks to network with BC’s UIDIA based model checks online data of biometrics for every transaction by the beneficiaries
Govt to Beneficiaries Existing Data Appointment of Customer Disbursement of Validation & Banking Account beneficiary’s Mgmt. Correspondent & opening with amount to Bank by Kiosk Setup UIDAI no. Tehsildar Customer uses Beneficiaries visit Transfers Bank Loads details biometric and the specified amount into on Core Banking UID no. for locations. beneficiaries System. Authentication. account. UIDAI server Customer’ accesses Distribution authenticates his /her Bank after Bank sends final person account authentication MIS to Tehsil from UIDAI
Impact in Aurangabad City Beneficiaries Sanjay Gandhi in Aurangabad city Yojna 14739 5103 Shravan Bal One bank one Seva Yojna district Model 9636 Locations No. of Business covered Correspondents 10 15
Key Partners Collector Office: Aurangabad Tehsildar: Sanjay Gandhi Yojna- Municipal Area, Aurangabad Bank of India: Providing Banking services to the beneficiaries. TranServ Private Limited: Managing Banking Correspondent Services Tata Consultancy Services: For FI gateway , Technology partner UIDAI: For authentication of beneficiaries Banking correspondents: Residents of the concerned area of the Aurangabad District .