LILAC november 2009

WELCOME

WHAT IS LILAC?

LILAC stands for Low Impact Living Affordable Community LILAC is a pioneering project which aims to build a member-led housing neighbourhood which will… - have a low impact on the environment, - be built to the highest ecological standards, - be affordable, maximise social interaction between residents, - make a positive contribution to its surrounding community.

Low Impact Living According to the Energy Savings Trust, 26% of C02 emissions in the UK come from our homes. The government has set a target of all new buildings to be carbon neutral by 2019. We respond to this challenge. Affordable We have chosen an alternative model (Mutual Home Ownership Society) which keeps housing permanently affordable. Community Our design will maximise community interaction. It is based on a Danish co-housing model which balances people’s needs for their own private space with shared facilities.

Low Impact Living
Strawbale construction (self build element)
Heating
South facing, passive solar gain, triple glazing
Super-insulation, good design, air-tight
Solar water heaters
Other possibilities
Wood burning stove
Grey water recycling
Micro-generation e.g. wind turbine/solar panels
Neighbourhood Combined Heat and Power
Living lightly
Recycling, composting, car sharing, consuming less

Affordable
LILAC MHOS Ltd – A Co-operative Society (IPS) owned and managed by its member-residents
MHOS owns the houses (and the land) and issues tenancies to members
Everyone pays 35% of their income to the Society
Members are allocated equity shares in the MHOS dependent on their income
Each household must take on shares of the value of their home’s build cost (+/- 10%)
Moving on: leavers get the money they pay towards their equity shares, and if they have been resident more than 3 years they get any interest accrued

Scenarios
Mr Green wants to live in a 1 bed property
Gross income = £18,000
His allocated equity shares will be £63,371 (the build cost is £60,697)
10% deposit = £6,337
35% of his net income = £5,404 per year (£450 per month):
£523 insurance, maintenance and service costs
£4,882 equity payment

Scenarios
Mrs and Mr Yellow and their 2 children want to live in a 3 bed property.
Gross income = £35,000.
They could afford equity shares of £121,237, but they are only allowed to finance a maximum of the build cost +10% which is £103,604.
10% deposit = £10,360.
35% of their net income = £10,150 per year (£846 per month):
£811 insurance, maintenance and service costs
£7,981 equity payment
£1,358 contingency and future fund

Community
Mix of private dwellings and shared facilities
Co-house (2 storeys)
Including shared kitchen, laundry, meeting room and office, guest space, community space, storage area
Outside
Communal and private gardens, food growing area, limited car parking
Shared responsibility in creating and sustaining the community
Including shared meals, decision making and responsibility for up-keep

Our values
Environmental sustainability
Grass-roots
Respect
Inclusive & Affordable
Inspiration & Resource for others
Diverse
Self-reliance
Learning
Safe & Healthy
Connected

MAKING IT HAPPEN

Sites – our preferences
Urban Leeds
1 – 1.5 acres in size
Good transport connections
South facing
Close connections with surrounding community and greenspaces
We are in advanced negotiations with Leeds City Council about a site in Kirkstall/Bramley (LS5)

Layout
2 or 3, two-storey terraces, 20 dwellings:
6 x 1 bedroom flats (58 sq m)
6 x 2 bedroom flats (78 sq m)
5 x 3 bedroom houses (90 sq m)
3 x 4 bedroom houses (112 sq m)

Source: amazonails

Design
Insert amended site layout picture from PDP (Fran’s layout?)
Interior
Exterior
Co-house

Costs
Overall projected costs (for home and shared areas)
£61,265 for a 1 bed flat
£81,335 for a 2 bed flat
£95,067 for a 3 bed house
£118,306 for a 4 bed house
Household income needed to make payments on equity shares:
£15,227 - £18,617 for a 1 bed flat
£20,812 - £25,246 for a 2 bed flat
£24,599 - £29,781 for a 3 bed house
£31,007 - £38,379 for a 4 bed house

Funding
Loans
Development Loan from Ecology Building Society and/or Triodos or Cooperative Bank
From friends/investors as Loanstock
Grants
for Co-house, micro generation, promotional strategy etc.
Deposit
10% from each household (5% on joining, 5% on land purchase)

Membership
Become a friend (£5 per year)
Interested in membership?
Attend induction sessions and social events
(to clarify legal, financial structures, get to know the group and the project)
Apply for membership:
Commitment to living in the project, core values and ethics
Financial assessment and see financial advisor
Sign tenancy agreement:
Financial commitment – 5% deposit on acceptance, 5% on land acquisition
Time commitment minimum of 2 hours per week

Next socials 28 th Nov Howden (nr Selby), strawbale cottage visit 20 th Dec mulled wine and mince pie evening Meanwood

What next? Become a friend today Talk to us about becoming a member [email_address] www.lilac.coop

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LILAC november 2009

by LILAC on Nov 27, 2009

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LILAC november 2009 — Presentation Transcript