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The mid-term elections are over and there were sweeping changes made in Congress. Now more than ever is the time to review your situation to save money with year-end tax planning. We strongly encourage you to read the attached letter highlighting several areas of interest. We are available to help and guide you through these changes, please contact us at your earliest convenience if you have any questions or if you would like to schedule a meeting before year end so that we can advise you on a plan that best fits your needs.