1. get in on
the action
a bi-weekly pay-cheque
just won’t make the cut.
you should understand why.
Toronto Real Estate

2. Neighbourhood 2003 2013 YTD % Increase Net Return*
Bay Street $209,490 $375,980 79% $145,541
The Annex $261,435 $531,410 104% $243,832
Moss Park $205,290 $324,010 58% $98,194
King Street West $216,625 $325,140 50% $86,853
Waterfront $185,000 $341,230 85% $137,820
Distillery District $181,570 $347,010 91% $147,283
Trinity Bellwoods $205,200 $339,850 66% $114,130
Church Corridor $203,475 $320,800 58% $96,978
South Riverdale $251,280 $378,410 51% $102,002
the average
1 bedroom condo
just 10 years later
Data Source: Toronto Real Estate Board, MLS
* does not include land transfer taxes, real-estate commissions, property tax
* based on a minimum 10% deposit structure & break even cash-flow scenario

3. a case study
1 bedroom condo, 110 charles street east
purchase price: $338,800
mortgage payment: $1,472 / month
maintenance: $269 / month
property taxes: $1,872 / year
home insurance: $1,200 / year
land transfer: $6,670 / at purchase
deposit: $33,880 (10%)
interest rate: 3.19%
fixed rate: 5 years fixed
amortization: 25 years
mortgage amount: $304,920
condo appreciation: $102,597 @ 6% per annum
interest payments: $(45,034)
mortgage paydown: $(43,340)
operating costs: $(38,170)
*maintenance, insurance & taxes
net cash return: $62,733
on an initial investment of $33,880,
your return over five years is approximately
$96,613 (tax free)

4. will GIC or mutual funds
give you these kind
of returns
over
5
years?

5. There are reasons
to bank with
Toronto Real Estate.
POPULATION GROWTH
immigration
generation Y
f e w e r d r i v e r s
RENTAL VACANCY
Canada’s Banking System
corporate offices move
GREENBELT
cheap money
e n e r g y
+ plus

6. let’s chat
Kori Marin
Sales Representative
Royal LePage, Johnston & Daniel Division
contact@korimarin.com
416.559.8988