1 March 2012 3-6 FA “Swift & Bold” FRSA Flash F O R T D R U M A N N O U N C E S C O M M U N I T Y M E E T I N G U S S E N A T O R G I L L I B B R A N D & H O L L Y P E T R A E U S The community meeting can consumers from unfair, with U.S. Senator Kirsten deceptive or abusive prac- Gillibrand (N.Y.) and Holly tices at the hands of finan- Petraeus, of the Consumer cial services providers - Financial Protection Bureau, banks, credit card compa- will begin at 3:45 p.m. in nies, mortgage and payday the Commons on Friday, lenders, and debt collec- March 2nd. So make sure tors, to name a few. you grab a seat by 3:30 when the doors will close! One group in particular is The discussion will focus often at risk of being tar- on consumer protections geted by unscrupulous Kirsten Gillibrand and financial issues facing lenders: service members our military members. and their Families who find Gillibrand and Petraeus will themselves in financial focus their discussion on trouble and strapped for how to best assist military cash to cover debts and ex- families who are facing fi- penses due to the unique nancial issues. There also challenges members of the will be a question-and- military face. answer session for the community. The Consumer Financial Holly Petraeus Protection Bureau was es- tablished to protect Ameri-Contents of this newsletter are compiled from multiple Military Family news sources. Material presented does notrepresent the views or endorsement of 3-6 Field Artillery or the United States Army. This material is for personal useof the readers. All readers are encouraged to do further research for all applicable restrictions and guidelines.
P a g e 2 Tricare chooses Metlife not United Concordia for dentalThe U.S. Government Accountability Office (GAO) upheld a decision to award a $3.1billion Tricare dental plan contract to a different insurer, its first change in 15 years.Tricare Management Activity agency at the U.S. Department of Defense decided togive New York, N.Y.-based Metropolitan Life Insurance Co. a $3.1 billion dental plancontract rather than United Concordia Cos., based in Harrisburg, Pa.Tricare managers decided that the MetLife provider network suited the military insur-ance program better than United Concordia‟s network, the Pittsburgh Post Gazettereported.United Concordia, a division of Pittsburgh, Pa.-based Highmark, was the Tricare den-tal program provider for 15 years.Effective May 1, 2012, MetLife will become the dental carrier for the TDP. MetLife willbegin providing dental coverage to over 2 million family members of uniformed ser-vice active duty personnel, members of the Selected Reserve and Individual Ready Re-serve, their eligible family members, and Survivors.Beneficiaries will have access to MetLifes network with over 161,000 dentist accesspoints, and this number continues to grow.Additional information about the contract is available at www.tricare.mil/TDPcontractand benefit updates are available at www.tricare.mil.PLEASE NOTE that the change to MetLife is for the TDP program only. The ActiveDuty Dental Program will still be administered by United Concordia®.Changes to the TDP will include enhanced dental coverage at a lower premium sharethan before. MetLife will distribute program information, provider network details be-ginning in first quarter 2012. Highlights to the benefitsand enhancements are listed below: Claims will continue to be processed as they· Coverage of posterior resin (tooth colored/white) fillings are now and changes in· Increase in the annual maximum to $1,300 per enrollee the mailing address, (formerly this was $1,200 claims processing, etc. will be provided in· Increase in the lifetime orthodontic maximum to $1,750 early 2012
P a g e 3· $1,200 per year for services related to dental treatment due to an accident as defined in the TDP handbook· No cost shares for scaling and root planing (deep cleaning) for diabetics· Coverage of an additional (3rd) cleaning for women during pregnancy· Expansion of the survivor benefits to surviving spouse and child(ren)If you would like to check if your dentist is already part of the MetLife network, pleaseclick Find a Dentist on the right and search for a DPPO provider. If the dentist is not amember, dentists can easily request an application on our website for dentists, http://www.metdental.com/. Effective May 1, 2012 M e t L i f e w i l l b e c o m e t h e d e n t a l c a r r i e r f o r t h e T r i c a r e D e n t a l P l a n .MetLife and United Concordia, the current TDP contractor, are working together to com-plete the contract transition activities for MetLife‟s start on May 1, 2012. TDP claims with adate of service prior to May 1, 2012 will continue to be processed by United Concordia un-til April 30, 2013. All TDP claims with a date of service on or after May 1, 2012 will be sub-mitted to MetLife. Please make note of these important dates to ensure timely processingof your TDP claims.The new TDP contract that MetLife will be administering is not to be confused with theseparate TRICARE dental contract that covers eligible uniformed service members. The Ac-tive Duty Dental Program (ADDP) will continue to be administered by United Concordia.MetLife is looking forward to the opportunity to provide quality dental coverage and oralhealth educational programs to the more than 2 million TDP beneficiaries, which includethe family members of all active duty uniformed services personnel, members of the Na-tional Guard and Reserves, and their eligible family members.For a list of participating Dentists or for specialists go to http://www.metlife.com and click on the search box in the upper right..Check with your current dentists as not all dentists accepting theprogram are listed on the site at this time.
P a g e 4F RG S C H E D U L E D M E E T I N G SAlpha Battery Golf CompanyWed, 28 Mar @ 6PM BN Thur. 15 Mar @ 6PM HillsideClassroom LodgeBravo Battery HHBTues. 20 Mar @ 5:30PM Hill- Thur. 15 Mar @ 6PM BNside Lodge Classroom
P a g e 5 March Schedule of Events March 2 - Military Free Lift Tickets - Snow March 10 – Maple Days – McEwen LibraryRidge March 10 – Texas Hold „Em Tournament – March 2 – A Cold Winter‟s Night Program End- BOSSing Party – McEwen Library March 10 – Trip to Monster Truck Jam – Parks March 2 - 3-6 Hail and Farewell 1700 - Ameri- and Recreationcan Legion March 10 – Midnight Sports – Youth Center March 2 - Ft Drum History Documentary March 11 - DAYLIGHT SAVINGS (Spring For-Showing 1800 - USO ward by an hour) March 2, 16, & 30 – Indoor Paintball – Youth March 12 – 2012 Volleyball League Begins -Center Sports March 3 – Snowmobile Safety Class – Adven- March 12-16 - 3-6 Warrior First Responderture Training Training March 3 - Saturday Opening, Off the Beatin‟ March 12-23 HQ TrainingPath 1000-1300 - OTBP Gift Store March 12 - EFMP Using Social Stories, 11:30AM @ March 3 – Saturday Open Recreation - School ACSAge Center March 14 - Fort Drum Education Liaison Committee, March 5-9 - 3-6FA Table XII Field Exercise 1030-1130 @ The Commons March 5 – 16 – Indoor Triathlon – Monti Physi- March 15 - FRG Steering Meeting, 1130 @ BNcal Fitness Center Classroom March 7 - CLIF - Commons March 15 - Golf FRG Meeting, 1600 @ Hillside March 6 & 7 – AFTB Level 1 Training – Army LodgeCommunity Service March 15 - HHB FRG Meeting, 1800 @ March 9 & 23 – In Her Shoes: Living With Do- BN Classroommestic Violence – Army Community Service March 16 - Military Free Lift Tickets, 1000-2030 @March 9 – Youth Conflict Resolution Training – Snow RidgeYouth Center March 16-17 - ESC Women’s Conference, 0900-1600 @ The Commons March 10 – Ice Fishing Trip – Parks and Rec-reation March 16-18 - North Country Goes Green Irish Festi- val @ Dulles State Office Building March 10 – 2012 Basketball Tournament –Sports Office March 17 ST. PATRICKS DAY
P a g e 6 Volunteers needed!! Location: Pine Plains Complex
P a g e 8Between multiple deployments, relocations and time spent apart, Military Families mustlearn to make every second together count. While Soldiers are protecting our country,their Families are doing their part on the homefront to keep the tight-knit communityfrom unraveling.To honor their sacrifices and to celebrate April as Month of the Military Child, TheMountaineer staff is looking for four Fort Drum youths who show exceptional characterat home, in school and in the community. Submissions will be accepted through March 9and should be limited to 200 words.Children will be selected based on the following criteria:* Scholastic activities and involvement* Family contribution (helping out at home, chores, etc.)* Community activities and involvement* Leadership skills* Volunteer service* Academic standing / achievement* Other activities, such as clubs, intern-ships and summer workInclude any awards and honors the childhas achieved.A nominee must be a student withingrades 7-12 and reside with a military ser-vice member assigned at Fort Drum.Selections will be made before April 1. TheMountaineer will highlight each child witha feature article and photos on the"Mountaineer People" page (B3). Familieswith more than one child may submit oneentry per child or a combined entry.To submit a child for consideration, email the essay in a Word document firstname.lastname@example.org with the words “Military Child Nominee” in the subject line.Include the child‟s name and age, and the military parent‟s name, unit and telephonenumber.
P a g e 1 1The Spouses Club Fort Drum is now accepting scholarship applications for the 2012-2013 academic year.Eligible individuals are: Spouses and children of active duty, reserve, or retired active duty military (officer or enlisted) -time accredited degree pro-gram during the upcoming 2012- 2013 academic year (fall & spring terms). communities.The application can be found at www.fdosc.com, under "Forms" and must be postmarked byMarch 31, 2012.Please direct any questions to Scholarship Chair Mary Gauvin at email@example.com.
P a g e 1 4 WORD SEARCH PUZZLE T N O F D G C I N Y Z J P R H J O I R Z R U R B D A J E R V E R Q E L E N E T N Z VCLOVER PATRON E D I D T E L E E R L B E OGREEN SHAMROCKS E P G N D A E S I N N A Y LISLE EMERALD E N I C J T P C I R Y F N CPATRICK IRELAND H A M D N D K E H R W E G DSEVENTEEN MARCH S I V E Y A D I L O H M B XDIED SAINT R X V I V K W L R H X E I EHOLIDAY THREELEAF M E P W B U D B L U T R Q Q S R N B Q A C X O Z D A E T O K Z Z B F M A R C H L L Y L R S H A M R O C K S D W S F M F O G F A E L T P F J M
P a g e 1 5ACROSS1. He plays roles6. Wild hog10. Mongrel14. Drudge15. Competent16. A river in Spain17. Dot on a computer screen18. Bit19. Hammer or saw20. Lacking ardor or vigor or en-ergy22. Charge per unit23. Goddess of the dawn (Greekmythology)24. Truth, old-style26. The reason for the action30. Noisily eat soup32. Pee33. The right side of a ship37. Give food to38. Without delay39. Fifty-three in Roman numerals40. Repossess42. Diacritical mark43. Belief44. A reddish brown45. A-list47. Adult males48. Ends a prayer DOWN49. Detectable56. Hindu princess 21. Foot digit 41. Feline57. A Freudian stage 1. Cobras 25. Sphere 42. Melodious58. Pilot 2. Trim 26. Mishandle 44. VCR button59. Glove 3. Cab 27. Chocolate cookie 45. Electronic mes-60. Kid 4. Not under 28. Level sages61. Speak 5. Alleviate 29. Nebulous 46. Slowly, in music62. Gin flavor 6. Vouches 30. Secret supply 47. Units of distance63. X X X X 7. Double-reed wood- 31. Shoestring 48. Weapons64. Loamy deposit wind 33. Blemish 50. Cameo stone 8. Anagram of "Salt" 34. Anagram of "Sail" 51. Bring 9. Comfort 35. Carnival attrac- 52. Countertenor 10. Supermans city tion 53. Chomp 11. German subma- 36. Meal plan for 54. Bottom of the bar- rine weight loss rel 12. Engagement 38. Arouse hostility 55. Mistakes 13. Lacquered metal- ware