0
+    Indonesia Online Payment Processor    PT Inti Prima Mandiri Utama
+    OVERVIEW
+ Online Transaction in Indonesia hits Rp 35  Trillion  Sumber : www.detikfinance.com  19 Juni 2010     "Berdasarkan data...
+ Online Transaction in Indonesia hits  Rp 35 Triliun  Sumber : www.detikfinance.com  19 Juni 2010     "Metode pembayaran...
+ Indonesians Start to Shop Online  Sumber : www.detikfinance.com  13 Desember 2010      "Pertumbuhan ritel e-commerce ak...
+ BI Support Bank Transaction Through Electronic  Media  Sumber : www.inilah.com  12 Agustus 2011  INILAH.COM, Jakarta - T...
+ Type of Items Purchased Online                               Source: Dailysocial.net Mei 2011
+    E-Commerce Payment Model in    Indonesia           Source: Direktorat e-Bisnis Ditjen Aplikasi Informasi Komenkoinfo ...
+    Credit Card vs. Debit Card    Sumber : AKKI (Asosiasi Kartu Kredit Indonesia)    Menurut data AKKI (Asosiasi Kartu Kr...
+    TOP 5 E-Commerce Problems/Issues    in Indonesia    Sumber : www.dailysocial.net/post/permasalahan-pada-dunia-e-comme...
+    Indonesia Online Payment Processor
+www.ipaymu.com
+    IPAYMU Product Service
+    Advantages of IPAYMU                    Connected with more than 137 Banks         through ATM Bersama, Prima, Plus, ...
+    Advantages of IPAYMU            You could be a User (buyer) & a Merchant (seller)                   with only 1 (one)...
+    Advantages of IPAYMU for Merchant       As an IPAYMU’s Merchant you can utilize all the features as follows:        ...
+    How can you get an IPAYMU    account?…           As easy as 1…2…3…
+            Make sure all your information is            accurate when filling out the            registration form.    1
+                                                                                   Make sure you have the correct       ...
+            After filling out the IPAYMU’s registration form, you will get IPAYMU’s Virtual            Account Number an...
+        DONE!        You have Your own Ipaymu Account!    3                     For more information about your Account S...
+       As a member, with 1 IPAYMU account, you can instantly get benefit as a        Merchant for those who own a websto...
+    DEBIT/E-WALLET
+    IPAYMU DEBIT/E-WALLET                       Easy & Real-Time Top Up        137 Banks                                 ...
+    IPAYMU DEBIT/E-WALLET    Top Up Options                                           E-Wallet         ATM            Int...
+    IPAYMU DEBIT/E-WALLET                BENEFITS FOR BUYER:                   Simple & Secure Payment!                ...
+ Debit Transaction for ONLINE STORE…Before
+ Debit Transaction for ONLINE STORE…Now!                                       With Only                                 ...
+ Debit Transaction for Online Store Simulation        Online store (IPAYMU Merchants) could                     Online st...
+    Accept    Payment from
+ Debit Transaction for Market Place (User to User) Simulation                                                     NO     ...
What We Have in IPAYMU Transaction Report Dashboard+TRANSACTION ReportIPAYMU – IPAYMU MEMBER
What We Have in IPAYMU Transaction Report Dashboard+TRANSACTION ReportNON MEMBER IPAYMU –IPAYMU MEMBER
What We Have in IPAYMU Transaction Report Dashboard+TRANSACTION ReportPAYPAL
+    ESCROW
+    What is an Escrow Service?        Escrow Service is a guarantee service from iPAYMU, customer can use iPAYMU as an  ...
+ Escrow Transaction Service Simulation                          IPAYMU Escrow System send TV payment from “A”            ...
+    IPAYMU Escrow service    1. REGULAR ESCROW IPAYMU.     An integrated Escrow Service with IPAYMU member account. As a ...
+    Premium Escrow IPAYMU     Payment Options         Monthly                   OR         Yearly                        ...
+    MONEY TRANSFER
+    Money Transfer        Transferring to IPAYMU account is done online and in real-time (less than 1 minute);        Fa...
+    Money Transfer    FREE! Money transfer between                                         4000 Post Office in Indonesia....
+       IPAYMU    LEVEL STATUS
+   3 Levels of IPAYMU Membership:    1. UNVERIFIED    FREE Membership    2. VERIFIED    Deposit / TOP UP Rp 100.000,- thr...
+           IPAYMU    AFFILIATION PROGRAM
+    What is an IPAYMU Affiliation Program?        Affiliation or Referral Program is a program that we offer to IPAYMU M...
+    IPAYMU Affiliation Program                                     IPAYMU member will receive                           ...
+ IPAYMU Affiliation Program Simulation      IPAYMU Affiliation or Refferal program gives all IPAYMU members a chance to ...
+    IPAYMU Mobile Application       NOW READY!               Coming Soon
+
+    Thank You         untuk    INDONESIA!       www.ipaymu.com
Upcoming SlideShare
Loading in...5
×

IPAYMU slides presentation 2013

900

Published on

Published in: Technology
0 Comments
0 Likes
Statistics
Notes
  • Be the first to comment

  • Be the first to like this

No Downloads
Views
Total Views
900
On Slideshare
0
From Embeds
0
Number of Embeds
0
Actions
Shares
0
Downloads
83
Comments
0
Likes
0
Embeds 0
No embeds

No notes for slide

Transcript of "IPAYMU slides presentation 2013"

  1. 1. + Indonesia Online Payment Processor PT Inti Prima Mandiri Utama
  2. 2. + OVERVIEW
  3. 3. + Online Transaction in Indonesia hits Rp 35 Trillion Sumber : www.detikfinance.com 19 Juni 2010  "Berdasarkan data dari IDC tahun 2009, tercatat nilai perdagangan lewat internet di Indonesia mencapai sekitar $ 3,4 miliar atau setara dengan Rp 35 triliun," kata Chairman Sharing Vision, Dimitri Mahayana kepada detikINET, Sabtu (19/6/2010).  Namun sayangnya, potensi luar biasa besar ini belum bisa ditangkap oleh pemain lokal. Transaksi online tersebut masih dikuasai oleh pemain asing. Pun demikian, dirinya optimistis bahwa pemain lokal bisa berkembang asalkan para pemilik situs e-commerce dapat menyediakan platform transaksi secara global.
  4. 4. + Online Transaction in Indonesia hits Rp 35 Triliun Sumber : www.detikfinance.com 19 Juni 2010  "Metode pembayaran pada transaksi internet masih dominan dilakukan melalui kartu kredit dan kartu debet. Berikutnya adalah dengan Paypal, transfer bank serta cash on delivery (CoD)," paparnya.  Ditambahkan oleh pria yang akrab dipanggil Pak Dim ini, dengan mengikuti platform transaksi yang lazim dilakukan, sebenarnya akan semakin membuka peluang bagi e-commerce dalam negeri.
  5. 5. + Indonesians Start to Shop Online Sumber : www.detikfinance.com 13 Desember 2010  "Pertumbuhan ritel e-commerce akan terus mengalami peningkatan. Peningkatannya cukup tinggi, tahun ini bisa mencapai 50%," kata Direktur Retail Service Nielsen Yongky Susilo dalam keterangan pers, Senin (13/12/2010).  Pertumbuhan toko online yang didukung oleh pertumbuhan jumlah pengguna Internet masuk akal karena penggunanya terus mengalami peningkatan. Berdasarkan data dari Asosiasi Penyelenggara Jasa Internet Indonesia (APJII), jumlah pengguna Internet di Indonesia mencapai 45 juta.  Adapun, data dari Telkomsel pengguna internet tahun ini akan mencapai 57,8 juta pengguna dan menurut data internet-worldstats.com pengguna Internet di Indonesia pada tahun lalu mencapai 14% dari total populasi penduduk Indonesia atau setara dengan 40 juta pengguna.  Untuk mempertahankan keberlangsungan penjualan secara online, Yongky mengatakan hal itu dapat terjadi jika sistem pembayaran online yang jujur dan dipercaya tersedia.
  6. 6. + BI Support Bank Transaction Through Electronic Media Sumber : www.inilah.com 12 Agustus 2011 INILAH.COM, Jakarta - Tren masyarakat perkotaan yang makin mobile menular pada kebiasaan untuk melakukan transaksi pembayaran secara online baik melalui HP maupun laptop.
 Dalam hal ini, Bank Indonesia (BI) memiliki kewenangan mengawasi transaksi tersebut sebatas pada sistem pembayaran yang dilakukan. "Kita ada kewenangan dalam pengertian sistem pembayaran. Cuma sejauh mana itu saya nggak tahu persis," ujar Kabiro Humas BI Difi A Johansyah di Jakarta, Jumat (12/8).

Dikatakan Difi, dari sisi risiko transaksi pembayaran secara elektronik misalnya dengan internet saat ini masih aman dilakukan. "Risiko masih oke kalau saya lihat. Paling risikonya hacker. Sebenarnya transaksi lewat internet itu aman. Satu, siapa sih yang bisa nerobos token. Dan itu pun di batasin nggak bisa di atas Rp100 juta. Kalau saya lihat sih masih aman," ucapnya.

"Yang ketahuan sekarang ini kan pembobolan karena PIN-nya dikasih tahu ke orang lain. Jadi faktor manusianya," pungkasnya. [cms]
  7. 7. + Type of Items Purchased Online Source: Dailysocial.net Mei 2011
  8. 8. + E-Commerce Payment Model in Indonesia Source: Direktorat e-Bisnis Ditjen Aplikasi Informasi Komenkoinfo 2011
  9. 9. + Credit Card vs. Debit Card Sumber : AKKI (Asosiasi Kartu Kredit Indonesia) Menurut data AKKI (Asosiasi Kartu Kredit Indonesia) sejak akhir tahun 2010 hingga Oktober 2011 jumlah kartu kredit meningkat dari 13 juta kartu ke 14,5 juta. Akhir tahun ini, AKKI memperkirakan jumlah kartu kredit di dalam negeri mencapai 14,5 juta. Menurut Data Perkembangan Transaksi Sistem Pembayaran yang dikeluarkan Bank Indonesia (BI), hingga akhir Juni 2011 jumlah kartu anjungan tunai mandiri (ATM) dan debit mencapai 58,32 juta unit, naik sekitar 12,95% dibandingkan dengan akhir 2010 yang sekitar 51,63 juta. Kenaikan jumlah kartu ATM dan debit jauh meninggalkan pertumbuhan kartu kredit yang hanya tumbuh 4,93% dari 13,57 juta unit pada akhir 2010 menjadi 14,24 juta kartu pada akhir Juni 2011. 14.5 MILLION Credit Cards in circulation in 2011; a 4% Increase from 2010 -- AKKI (Asosiasi Kartu Kredit Indonesia) 58.3 MILLION Debit Cards in circulation in 2011; a 13% increase from 2010 -- Bank Indonesia There are FOUR TIMES more Debit Cards than Credit Cards in Indonesia!
  10. 10. + TOP 5 E-Commerce Problems/Issues in Indonesia Sumber : www.dailysocial.net/post/permasalahan-pada-dunia-e-commerce-di-indonesia 24 Juni 2011 1. Behaviour 2. PAYMENT OPTIONS 3. Mobile 4. Logistic 5. Regulations
  11. 11. + Indonesia Online Payment Processor
  12. 12. +www.ipaymu.com
  13. 13. + IPAYMU Product Service
  14. 14. + Advantages of IPAYMU Connected with more than 137 Banks through ATM Bersama, Prima, Plus, Link and Meps networks. Includes both local and foreign major Banks in Indonesia. PayPal Official Partner Connected with PT Pos Indonesia with more than 4000 outlets throughout Indonesia.
  15. 15. + Advantages of IPAYMU You could be a User (buyer) & a Merchant (seller) with only 1 (one) IPAYMU account. EASY, OPEN SOURCE (API), PLUG & PLAY Integrated System for Webstore
  16. 16. + Advantages of IPAYMU for Merchant  As an IPAYMU’s Merchant you can utilize all the features as follows: CASH SHOPPING CART WITHDRAWAL PRODUCT EASY CHECKOUT SUBSCRIPTION ONLINE DONATION
  17. 17. + How can you get an IPAYMU account?… As easy as 1…2…3…
  18. 18. +  Make sure all your information is accurate when filling out the registration form. 1
  19. 19. +  Make sure you have the correct Bank Name, Account Holder Name and Account Number. Untuk keterangan lebih detil tentang cara pendaftaran, silahkan klik disini: https://ipaymu.com/cara-daftar/
  20. 20. +  After filling out the IPAYMU’s registration form, you will get IPAYMU’s Virtual Account Number and you can start doing transaction using all the services such as debit/e-wallet. 2
  21. 21. + DONE! You have Your own Ipaymu Account! 3 For more information about your Account Status, please click: https://ipaymu.com/status-akun-ipaymu/
  22. 22. +  As a member, with 1 IPAYMU account, you can instantly get benefit as a Merchant for those who own a webstore. Or… with an IPAYMU Account, ALL MEMBERS (buyers) automatically become MERCHANTS (sellers) as well.  Transaction Menu for IPAYMU Member.  MERCHANT’s Menu (IPAYMU Member)
  23. 23. + DEBIT/E-WALLET
  24. 24. + IPAYMU DEBIT/E-WALLET Easy & Real-Time Top Up 137 Banks E-Wallet Online Integrated 24-Hours Transaction Easy & Real-Time Cash Withdrawal
  25. 25. + IPAYMU DEBIT/E-WALLET Top Up Options E-Wallet ATM Internet Banking Mobile Banking Cash Deposit (only for CIMB Niaga) “Easy & Real-Time Top Up from 137 Banks”
  26. 26. + IPAYMU DEBIT/E-WALLET BENEFITS FOR BUYER:  Simple & Secure Payment!  Easy & Real-Time Top Up  Fast & Easy Online Transaction BENEFITS FOR MERCHANT:  FREE! Setup & NO Monthly Fee!  FREE! Payment Engine Processor System for Your Web Business  FREE! Escrow Engine Processor System  Accept Payment from Member or NON Member IPAYMU  Accept Payment from PayPal  Fast & Easy Online Transaction  Open API - Plug and Play!
  27. 27. + Debit Transaction for ONLINE STORE…Before
  28. 28. + Debit Transaction for ONLINE STORE…Now! With Only 1% fee/transaction
  29. 29. + Debit Transaction for Online Store Simulation Online store (IPAYMU Merchants) could Online stores (IPAYMU Merchant) could receive receive real-time payment directly from payment from NON-Members customers through the Buyer (IPAYMU Member). Buyer only ONLINE STORE Bank Transfers into Store’s IPAYMU account. need to enter their account username and Transfers can be made by using ATM Bersama password for transaction Network, Prima, Plus, Link & Meps (137 Banks in Indonesia). IPAYMU IPAYMU MEMBER NON-MEMBER
  30. 30. + Accept Payment from
  31. 31. + Debit Transaction for Market Place (User to User) Simulation NO transaction fee!
  32. 32. What We Have in IPAYMU Transaction Report Dashboard+TRANSACTION ReportIPAYMU – IPAYMU MEMBER
  33. 33. What We Have in IPAYMU Transaction Report Dashboard+TRANSACTION ReportNON MEMBER IPAYMU –IPAYMU MEMBER
  34. 34. What We Have in IPAYMU Transaction Report Dashboard+TRANSACTION ReportPAYPAL
  35. 35. + ESCROW
  36. 36. + What is an Escrow Service?  Escrow Service is a guarantee service from iPAYMU, customer can use iPAYMU as an independent guarantor in every transaction conducted by the merchant’s online store.  Escrow Service avoid risk of fraud or fake transaction and gives comfort and safety for both buyer and seller.  Upon receiving merchandise, customer will then pay for the purchased item.  IPAYMU Escrow Service could be use by all IPAYMU member.  By having an IPAYMU account, you can have Escrow Service between members.  Service fee is 2% from the price of the product.
  37. 37. + Escrow Transaction Service Simulation IPAYMU Escrow System send TV payment from “A” after confirmation from “ABC” store. Escrow Transaction is successful. Buyer Member “A” placed TV payment. Payment is suspended in IPAYMU Escrow system. 6 In this case, the 2% Escrow fee (Rp 1.000.000,- + 2%) IPAYMU Escrow System is charged to “A”. notifies payment IPAYMU ESCROW confirmation TV 3 ONLINE STORE purchased from “A”. “ABC” 2 Buyer Member “A” Online Store “ABC” purchases using Escrow sells TV at a price of service, to make sure “ABC” 1 IPAYMU BUYER Rp 1.000.000,- the item is received ONLINE STORE MEMBER “A” before paying. Buyer Member “A” agree to purchase TV at “ABC” Online Store. 4 “ABC” Online Store make TV delivery purchase to “A”. 5 “A” confirmed the TV has been received from “ABC” NOTE: store via email that has been provided by the IPAYMU IPAYMU Escrow Service could Escrow System. only be used between IPAYMU members.
  38. 38. + IPAYMU Escrow service 1. REGULAR ESCROW IPAYMU. An integrated Escrow Service with IPAYMU member account. As a member, you will receive Escrow Service benefits. Regular Escrow service fee is 2% from the price of the product. 2. PREMIUM ESCROW IPAYMU Premium Escrow Service that could be set up according to your needs. You could set up transaction fee using different Premium packages offered. Online store owner can adjust the Escrow Service as needed.
  39. 39. + Premium Escrow IPAYMU Payment Options Monthly OR Yearly For more information about Escrow Premium, please click: https://ipaymu.com/escrow-premium/fees.php
  40. 40. + MONEY TRANSFER
  41. 41. + Money Transfer  Transferring to IPAYMU account is done online and in real-time (less than 1 minute); Faster than conventional Bank services like RTGS and Clearing.  A few seconds after fund is received in the IPAYMU account (which contains NTP and PIN), an SMS notification will be sent out to the account holder. Funds could be withdrawn from account holders’ bank or ATM.  Money transfer between users could be done at anytime including National Holidays.  Maximum transfer amount is Rp. 5.000.000,- per transaction.  Transactions could be done more than once, the maximum amount transferred is in accordance to your IPAYMU account.  Funds can be liquidated in 137 Banks across Indonesia, and can also be withdrawn through ATM or Bank (within ATM Bersama Network and Prima) AND could also be withdrawn from 4000 Post Offices all over Indonesia. For more information about Money Transfer, please click: https://ipaymu.com/cara-kirim-uang/
  42. 42. + Money Transfer FREE! Money transfer between 4000 Post Office in Indonesia. IPAYMU user. 137 Bank under ATM Bersama Network, Prima in Indonesia.
  43. 43. + IPAYMU LEVEL STATUS
  44. 44. + 3 Levels of IPAYMU Membership: 1. UNVERIFIED FREE Membership 2. VERIFIED Deposit / TOP UP Rp 100.000,- through Bank (Top Up could be done at ATM, Internet Banking and Mobile Banking). From your initial Top Up of Rp 100.000,- Rp 50,000 will be a one-time setup fee and the remaining Rp 50,000 is immediately available for your purchasing needs. 3. CERTIFIED Get CERTIFY status to INCREASE your maximum daily transaction limits. Up to Rp 10.000.000,-/day 4. PREMIUM CERTIFIED Maximum daily transaction limits up to Rp 30.000.000,-/day, customized landing page and also a Negotiable Transaction Fees.
  45. 45. + IPAYMU AFFILIATION PROGRAM
  46. 46. + What is an IPAYMU Affiliation Program?  Affiliation or Referral Program is a program that we offer to IPAYMU Merchants.  Upon becoming an IPAYMU member, merchant partners could immediately participate in IPAYMU Affiliation/Referral Program where IPAYMU will give referral link that could be accessed by member merchant.  IPAYMU Affiliation/Referral Program gives all member a chance to receive commission by recommending others to register on the website as an IPAYMU user.  Merchant member will receive commission up to Rp. 25.000,- for each and every signed up member with verified status or those who have Top Up and registered from the Referral website. For more information about Affiliation Program, please click: https://ipaymu.com/afiliasi/
  47. 47. + IPAYMU Affiliation Program  IPAYMU member will receive confirmation from Affiliation Program through their Referral web link for every member registered.  Commission fee will instantly issued to merchant member after new member’s Top Up deposit of Rp. 100.000,- (Verified Status)
  48. 48. + IPAYMU Affiliation Program Simulation  IPAYMU Affiliation or Refferal program gives all IPAYMU members a chance to get commission up to Rp. 25.000,- for every new member (those with Verified status or have Top Up deposited Rp.100.000,-) who registered with IPAYMU through the referring website. Affiliation Total Affiliation Affiliation Total Commission Member Member Commission Fee Fee 1 – 10.000 10.000 Rp 10.000,- Rp 100.000.000,- 10.001 – 30.000 19.999 Rp 15.000,- Rp 299.985.000,- 30.001 > 20.000 Rp 25.000,- Rp 500.000.000,- TOTAL MEMBER 49.999 Member GRAND TOTAL Rp 899.985.000,-  Only with 50.000 new IPAYMU member, you will have a chance to receive Rp 900.000.000,-!  Let’s promote IPAYMU through Referral link on your website and make sure they register now!
  49. 49. + IPAYMU Mobile Application NOW READY! Coming Soon
  50. 50. +
  51. 51. + Thank You untuk INDONESIA! www.ipaymu.com
  1. A particular slide catching your eye?

    Clipping is a handy way to collect important slides you want to go back to later.

×