SEO Samples: Tanya Davis
1. This is a sample of pages written for American Mortgage Specialists.
Their page is located at www.amsaz.com, and below is a screenshot of that page. If you
look down on the right side of the page (I’ve put a red circle around it) you can click on
Mortgage Library pages. I wrote all of those.
Following is some of the copy for those pages (the bold words are the keywords):
80 20 Mortgages
You may have heard an 80/20 mortgage loan referred to as a piggyback loan. Borrowers
take out a first mortgage for 80 percent of the total loan and a second mortgage for the
other 20 percent. In this way, they are financing 100 percent of the cost of their
Borrowing this way has two distinct advantages. One is that you can avoid paying private
mortgage insurance (PMI), which is required if a loan totals more than 80 percent of your
home's value. By avoiding PMI, you could possibly save as much as $100 per month.
The other advantage is that you might be able to save money on your taxes, depending on
your tax bracket and the type of loan your second mortgage is. Your second mortgage
may be a home equity loan with a fixed rate payment plan, a standard fixed rate
mortgage, or a home equity line of credit.
Why Would You Use an 80/20 Mortgage?
The total advantage of using an 80/20 loan depends on several factors, like the rates of
the two loans, the terms, and the closing costs. Many people who haven't been able to
save up for a down payment take advantage of the savings an 80/20 loan gives them.
Let American Mortgage Specialists help you determine whether an 80/20 loan is right for
your property. Our professional advisors can help you find the best mortgage loan to fit
your needs. We offer competitive low rates, quick closing, and superior service.
For more information, call us today at 1-866-385-5450 or email email@example.com.
Zero Down Mortgages
Years ago, it was common to save up 10 or 20 percent of the purchase price of your home and
offer it as a down payment on your home. But in 2003, 144 million people in the U.S. charged a
whopping 1.5 trillion on credit cards. With numbers like that, many Americans simply don't have
the savings for a large down payment.
Additionally, many home buyers feel that their money could be better used elsewhere. Perhaps
they can invest it and get a bigger return than they would realize by putting their money into their
home. A zero down payment mortgage allows you to have all the advantages of home ownership
without investing a lot of money up front.
American Mortgage Specialists offers many flexible options for buyers who are interested in our
zero down payment mortgages. Eliminating the down payment requirement enables you to
purchase more house for the money while freeing up your cash to be used in other ways.
If you don't have perfect credit, you can still qualify for a zero down mortgage. You can even
finance some or all of your mortgage closing costs with our popular 103 percent or 107 percent
loans. Choose from among fixed or variable interest rates with several different loan terms.
We're here to answer all of your questions and concerns. Simply call 1-866-385-5450, 9 a.m. to 9
p.m. Mountain Standard Time. Or email us at firstname.lastname@example.org today
Bad Credit Mortgages
Bad credit can happen to anyone. At American Mortgage Specialists, we know that all it takes is
an unexpected medical bill, an unforeseen car repair, or a few late bills, and suddenly you have
bad credit. What's more, most of the negative items on your credit report remain on there for
seven years or more.
But missing some payments or being hit with a family illness shouldn't mean you can't purchase a
home to live in. That's why, at American Mortgage Specialists we specialize in giving loans to
people with bad credit, no credit, or who are unable to verify income. With us, you have peace of
mind knowing that we'll loan you money to purchase or refinance your home. Even if you have
had a bankruptcy, we still have loan options that can work for you.
By obtaining a loan through American Mortgage Specialists, you'll have the option of borrowing
extra so you can start over on your credit. If it's a refinance, consider using the loan for bill
consolidation or to get back some extra cash. Use the money for home repairs, a vacation, or to
catch up on other payments.
If this is your first home mortgage, it's a chance to clean up your credit. By making payments on
time you can get credit rating back on track in no time. Let one of our loan analysts show you
how. Phone our offices at 1-866-385-5450, 9 a.m. to 9 p.m. MST, email email@example.com, or fill
out our Quick Application
Debt Consolidation Loans
If you have accumulated a lot of debt through credit cards, vehicle loans, and the like, then you
will be happy to know that we offer a variety of debt consolidation options. At American Mortgage
Specialists, we enjoy helping customers to structure their debt loads in a way that enables them
to reduce their payments as well as the total of money that they owe.
Credit card debt can accumulate to a staggering amount. The Federal Reserve says that the
average American household has nine credit cards. If they're all maxed out, that's a lot of debt. In
fact, if you owe only $10,000 on a credit card and you pay 16 percent interest, over 10 years you
would end up paying more than $10,000 in interest alone! That's why we offer a debt
Debt consolidation loans are generally used to pay down higher interest rate loans. If you have
credit cards, personal loans, or student loans, you may be paying higher interest rates. By
consolidating your debt, you can instantly lower your monthly payment. Plus, if you've been
struggling to pay your bills every month, a consolidation loan will give you peace of mind. Use it to
catch up on missed payments, or just to simplify your bills by combining them into one easy
For more information about American Mortgage Specialists' Arizona mortgage loan packages,
complete our Quick App, call one of our loan analysts at 1-866-385-5450, or email
Are you thinking of getting a reverse mortgage on your property? A reverse mortgage, like its
name indicates, works in reverse. Instead of you paying the lender, the lender pays you.
The majority of homeowners who are interested in obtaining a reverse mortgage are of retirement
age. They may need the money to put toward medical expenses or some unforeseen emergency.
They may want to use the money for day-to-day living costs rather than delve into retirement
savings. Or they may just want to use the money for extras, like vacations and "toys."
Your reverse mortgage has to be the primary mortgage on your property. So, if you already have
a loan in place, you have to pay off the debt before obtaining a reverse mortgage, or use the lump
sum advance from the reverse mortgage to pay off the other loan. The cost of acquiring a reverse
mortgage on your property can vary greatly, so be sure to gather all the facts about fees.
Your total debt with a reverse mortgage is comprised of all the lump sum advances you acquire,
plus the interest that has accrued on your loan. If you sell the property, you can keep the
difference between its value and your debt. However, you can never owe more than your home is
worth. Your debt can only equal the value of your property.
American Mortgage Specialists is ready to show you how much you have to gain with a reverse
mortgage. If you're ready for a reverse mortgage or other mortgage loan package, email
firstname.lastname@example.org or call one of our loan analysts at 1-866-385-5450, 9 a.m. to 9 p.m. Mountain