Regional Conference on
Credit Reporting Systems
                 in Africa
            Organized by the World Bank ...

Justine Bagyenda
Executive Director, Banking Supervision
Bank of Uganda
  Mrs. Justine Bagyenda is an Executive Directo...

Comptroller of the Currency (1993-2000); Principal Analyst at the Congressional Budget Office
(1989-1993); Financial Ec...

  Agapiti Kobello is Deputy Director, Banking Supervision at the Bank of Tanzania responsible for Policy
and Operations...

  In August 2005 Tony became a full time consultant with the IFC Global Financial Markets Department
and is now respons...

international organizations, such as the OECD and in negotiations with the European Union on issues such
as internation...

where she conducted research on the role of credit reporting in improving access to finance and
strengthening risk mana...

Previously, Ms. Simbaqueba spent five years working for a major credit scoring firm in Europe,
headquartered in England...

Addendum to Speaker Biographies

Narayana Rao Manjanath
Head, Africa Region
Dun & Bradstreet SAME Ltd.
Narayana Rao ...
Upcoming SlideShare
Loading in...5

Regional Conference on


Published on

  • Be the first to comment

  • Be the first to like this

No Downloads
Total Views
On Slideshare
From Embeds
Number of Embeds
Embeds 0
No embeds

No notes for slide

Regional Conference on

  1. 1. 1 Regional Conference on Credit Reporting Systems in Africa Organized by the World Bank and IFC October 5-6, 2006 Victoria and Alfred Hotel, Cape Town, South Africa http://www.financelearning.org/creditreporting2006/ Speaker Biographies
  2. 2. 2 Justine Bagyenda Executive Director, Banking Supervision Bank of Uganda Mrs. Justine Bagyenda is an Executive Director in charge of Supervision at Bank of Uganda. She is a financial institution specialist with 23 years of experience in bank supervision, restructuring/resolution, financial analysis and policy formulation, implementation of risk management and risk-based supervision, prudential norms and practices. Her main responsibilities include supervising all commercial banks and non-banking financial institution in Uganda, formulating policy discussion papers on the banking industry issues, developing regulations and prudential guidelines, conducting awareness seminars to strengthen corporate governance in banks. She has also been instrumental in conducting diagnostic and due diligence reviews of problem banks and has taken lead role in resolving and liquidating failed banks. She has also acted as short-term IMF consultant for East AFRITAC Missions to National Bank of Ethiopia. She is currently the Chairperson of Uganda Anti-Money Laundering Committee, a national committee affiliated to the regional East and Southern Africa Anti-Money Laundering Group (ESAAMLG). ESAAMLG is composed of 14 member countries. She co-ordinated the East and Southern Africa (ESAF) training activities for the region before the group was disbanded. Born in Uganda, Mrs. Bagyenda has a Bachelor degree in Finance, Diploma in Credit Appraisal and is currently enrolled in MBA Finance at the Edinburgh Graduate Business School, Heriot-Watt University, Scotland. Joachim C. Bartels Managing Director Business Information Industry Association Asia Pacific - Middle East Ltd. Joachim C. Bartels is an information specialist with over 40 years of global business experience (operations, planning, M&A, divestitures, market & key account development); of which 35 years were business-to-business, direct marketing and business information services environment. He pioneered new information concepts, new business models, and set up businesses in emerging markets with continually changing political and economic environments. Bartels held line and staff management positions at the Dun and Bradstreet Corporation in US and Europe. As senior vice president, Bartles managed D&B's business development program that spanned the globe with a particular emphasis on China, Eastern Europe, India, and South East Asia. Bartels debates on a regular basis with political and industry leaders around the world about the role of information content in national economies and business decisions. He is a regular participant in information and credit management forums working on issues concerned with the value of information in trade credit decisions. Bartels is founder and chairman of Intrepid Explorers, Inc. (IEI), a US-based information content consultancy (www.intrepidex.com). IEI specializes in serving information content providers in the development of new international markets, the identification and selection of potential partners, the development of new strategies and information concepts. IEI also serves clients outside the information content industry, but which may have a keen interest in entering or investing in the content industry. IEI advises the banking sector, including central banks, in information pooling of loan performance data and in setting up credit bureau operations. IEI is a co-founder of Business Information Industry Association Asia Pacific -- Middle East Limited (BIIA), based in Hong Kong (www.biia.com). BIIA was formed in June 2005 as a result of an initiative by several leading business information content services companies and three information content consultancy firms. Phil Bartholomew Senior Economist, Monetary and Financial Systems Department International Monetary Fund Philip F. Bartholomew is a Senior Economist in the Monetary & Financial Systems Department of the International Monetary Fund. Presently, he manages and provides technical assistance to several countries in eastern and southern Africa. Prior to joining the IMF, he served in a number of positions in the U.S. government including Chief Economist on the Democratic Staff of the Committee on Banking and Financial Services in the U.S. House of Representatives (1999-2000); Senior International Economic Advisor (1998-2000) and Director of the Bank Research Division (1993-1998) at the Office of the
  3. 3. 3 Comptroller of the Currency (1993-2000); Principal Analyst at the Congressional Budget Office (1989-1993); Financial Economist at the Federal Housing Finance Board (1989); and, Financial Economist at the Federal Home Loan Bank Board (1989). Prior to coming to the Bank Board initially as a Visiting Scholar in 1988, Dr. Bartholomew was an Assistant Professor of Economics (1981-1988) and Coordinator of Canadian studies (1986-1988) at the University of Michigan-Dearborn. Dr. Bartholomew has a B.S. in mathematics from Villanova University, and an M.A. and Ph.D. in economics from the University of Pittsburgh. Camilo Valdivieso Cueva National Law Intendent Superintendency of Banks and Insurance, Ecuador Dr. Camilo Valdivieso Cueva is the National Law Intendent of the Superintendency of Banks and Insurance of Ecuador. In this position, he is responsible for preparing general regulations issued by the Banks and Insurance Examiner Office, which serve to standardize the operations of the Ecuadorian Financial System, the Private Insurance System, and the Social Security National System. Additionally, he is responsible for preparing and reviewing proposed laws related with the controlled systems, which are submitted for review by the President of Ecuador and the National Congress. He actively participated in the preparation and approval of the Credit Information Bureaus Act, which entered in force on October 2005. Dr. Valdivieso has been a staff member of the Banks and Insurance Examiner Office since 1978, where he has held several positions, including: National Insurance Commissioner; Banks Commissioner; Secretary General; Deputy Secretary General; Banks and Insurance Analyst; and Banks and Insurance Auditor. Dr. Valdivieso is a Doctor of Laws and Legal Counselor of Ecuador Courts; he holds a Bachelors degree in Political Science. Mehdi Dutheil Director, Africa Operations PlaNet Finance Network Mehdi Dutheil leads PlaNet Network operations in Africa, Mr. Dutheil has managed credit bureau projects for PlaNet Network in Benin and Morocco. He has extensive background in the microfinance sector in Africa, and has worked on projects adapting credit bureaus for microfinance. Jared Getenga Manager, Financial Institutions Supervision Department Central Bank of Kenya Jared Getenga serves as Manager for Compliance and Standards in the Banking Supervision Department of the Central Bank of Kenya. In this position, he is responsible for: review of banking legislation and issuance of prudential regulations, development of Anti-Money Laundering legislation, liaising with IMF/ World Bank and Ministry of Finance on banking sector reforms, and representing the CBK in East African Committee on regional harmonisation of banking supervision. He is also the Department's project manager for banking supervision initiatives such as Risk Based Supervision. Mr. Getenga holds a Master in Business Administration from the University of Nairobi. Nicola Jentzsch Head of Research European Credit Research Institute Dr. Nicola Jentzsch is Head of Research of the European Credit Research Institute at the Centre for European Policy Studies in Brussels. Recently she has published a book entitled "The Economics and Regulation of Financial Privacy: An International Comparison of Credit Reporting Systems" (Springer Physica). It is a comparison of credit reporting regulation in 100 countries. Mrs. Jentzsch has served as an adviser to the World Bank and the South African Department of Trade and Industry. In the past, she has been research fellow at the Yale University and visiting scholar at the Georgetown University. Mrs. Jentzsch currently serves as an adviser to the World Bank’s Consultative Group to Assist the Poor (CGAP). Agapiti Kobello Bank Supervision Department Bank of Tanzania
  4. 4. 4 Agapiti Kobello is Deputy Director, Banking Supervision at the Bank of Tanzania responsible for Policy and Operations Review. Mr Kobello is an economist with a Master's Degree in Economic Policy and Planning from the Institute of Social Studies, in the Hague, Netherlands. He has been 28 years with the Bank of Tanzania (the Central Bank) in various positions. Besides review of prudential regulations, policy issues on banking supervision and performing the role of quality assurance, Mr. Kobello is also involved in a World Bank Project which deals with the reform agenda for the financial sector in Tanzania, including establishing a legal and regulatory framework for credit information bureaus. Koby A. Koomson Chairman The Koomson Group And former Ambassador for Ghana to the United States Ambassador Koomson served as Ghana's Ambassador to the United States from 1997 to 2001. Ambassador Koomson was actively involved in development of the African Growth Opportunity Act and was instrumental in the negotiation and completion of several trade and investment agreements between the United States and Ghana during his time as Ambassador. Ambassador Koomson is a graduate of University of Arkansas and is currently with The Koomson Group, a Washington D.C. consulting firm specializing in trade, business development, and new technology opportunities between the United States and Africa. Frank Lenisa Director Compuscan Frank Lenisa joined CompuScan Information Technologies in 1996 and now serves as a Director. Frank has extensive hands-on experience within the credit industry and has developed the following areas of competence: credit bureaus; credit risk management; general business management (he is in charge of the general management of the company, heading up the human resources function in conjunction with the Human Resources Practitioner); marketing (he leads the marketing division of CompuScan and is in charge of all promotional communication, material and events); business strategy (he heads the planning and development of new business projects, from inception to roll-out phase, as well as continued sustained project maintenance); and skills training and development (he oversees the company's skills training and development programme in conjunction with the Skills Development Practitioner). Frank Lenisa holds a Master of Business Administration from Oxford Brooks University. Remo Lenisa Managing Director Compuscan Tony Lythgoe Credit Bureau and Risk Management Advisor, Global Financial Markets Department International Finance Corporation Tony Lythgoe began his career in the financial services industry as a lending officer within a leading UK high street bank, then moving to a major international bank with roles as a senior credit officer and retail portfolio manager. He began is involvement with credit bureaus in 1992 when he moved to CCN (now Experian) as a credit scoring consultant specializing in bureau scores and application processing / strategy management. In 1995 this experience was used to help establish Equifax Europe's Decision Solutions business based in London. In 1999 Tony was invited to take charge of the decisioning business of the Australian credit bureau (now called Baycorp Advantage) and as Chief Executive of the International business was responsible for the deployment of both credit bureau and scoring solutions in partner countries throughout Asia. More recently Tony has been working within a privately owned e-distribution business as a technical advisor and consultant on credit risk management and credit bureau operations. This latter role has involved him in working with the IFC on a variety of projects across Asia, Africa and Eastern Europe. These technical assistance projects have included the provision of domain expertise on credit bureau operations and quantitative risk management methodologies (credit scoring) in, amongst others, China, Mongolia, Philippines, Sri Lanka, Egypt, South Africa, Kenya, and Vietnam.
  5. 5. 5 In August 2005 Tony became a full time consultant with the IFC Global Financial Markets Department and is now responsible for a variety of technical assistance programs across Asia, the Pacific and Sub Saharan Africa. Oscar Madeddu Credit Bureau and Risk Management Advisor, Global Financial Markets Department International Finance Corporation Oscar Madeddu is an IFC's credit risk management specialist, providing technical assistance in LAC markets for the development of a solid credit risk management and information sharing infrastructure. He has 27 years' of successful corporate management, project management & business development, directly and indirectly inside the credit and financial industry, spent in multinational environments both as a banker in numerous credit institutions and as a consultant working for leading credit risk and information management with particular focus on retail credit management, up to the position of CEO. His key experiences include: Consumer Credit Lending, 1998-2003 (Managing Director and member of the BOD of FISAF LTD the Indian consumer lending operations of Fiat Auto); Credit Bureau and Retail Risk Management,1991-1998 (Pioneering and intensive contribution to the modernization of credit risk management and information sharing industry); Banking, 1978-1990 (over ten years of 360 degrees exposure to all banking activities, gaining thorough knowledge of all the various aspects of the credit industry). Oscar Madeddu studied in Italy, at the Technical Institute for Commerce and Finance and at the Faculty of Modern Foreign Languages of the University of Genova. Caralee McLiesh Program Manager, Doing Business Project, Finance and Private Sector Department World Bank Caralee McLiesh is program manager and co-founder of the Doing Business project . After joining the World Bank as a Young Professional in 2000, she worked in the research group as a principal author on the World Development Report 2002, and then with the Middle East and North Africa region. Prior to joining the World Bank she held positions with the International Red Cross in Botswana and Bosnia-Herzegovina, and with the Boston Consulting Group. She holds a PhD in finance from the University of Melbourne and a bachelor's degree in economics with first class honors from the Australian National University. Gillian McMeekin General Manager Xpert Decision System (XDS) Gillian McMeekin is currently the General Manager of Xpert Decision Systems (XDS), the first and only 100% black owned credit bureau in South Africa. XDS has many years of experience in setting up credit bureaus in emerging markets with operations throughout Africa. This positions us as a uniquely South African company with truly International links. Gillian's role within the bureau involves strategy and product development, alliance partner development, African counterpart development and sales and marketing. Gillian has an Economics: Money and Banking degree from Potchefstroom University and has an array of relevant business related courses under her belt. She spent 4 years with Investec Bank within the Asset Management Division and then joined TransUnion ITC in the capacity of Product Manager where she was later promoted to head up TransUnion ITC's commercial product management and development division. Gillian joined XDS in July 2005. In conjunction to this, Gillian served as the Chairperson of the Sandton Chamber of Commerce for 2 years running and was involved in developing and implementing initiatives to promote business development in Johannesburg. David Medine Partner WilmerHale David Medine is a Partner at WillmerHale in Washington, DC. After developing e-commerce and financial services policy at the Federal Trade Commission and The White House, he has brought his experience to a wide range of online and offline clients. He has extensive experience with privacy and security policies and regulatory compliance issues. Mr. Medine has represented the United States in
  6. 6. 6 international organizations, such as the OECD and in negotiations with the European Union on issues such as international data and consumer protection issues. Mr. Medine currently represents major online companies, media firms and consumer product companies regarding compliance with federal and state consumer protection and privacy laws and regulations. He also represents a wide range of financial institutions, including banks, insurance companies, credit card issuers and broker-dealers on credit, financial privacy and other issues. At the FTC, Mr. Medine’s responsibilities included the development of policy and regulations, oversight of programs involving consumer financial services, privacy and e-commerce and enforcement activities in those areas. He participated in drafting the Gramm-Leach-Bliley financial privacy and the Children’s Online Privacy Protection Act (COPPA) regulations. In August 2000, Mr. Medine left the FTC to serve as a Senior Advisor to the National Economic Council at The White House, where he advised both the President and the Assistant to the President for Economic Policy, coordinated Administration policies on such issues as privacy, financial institutions and expanding capital investment in under-served areas. He advised government agencies on implementation of electronic signature legislation and represented The White House in congressional consideration of "spam" legislation. Stephen Mills CEO & Group Managing Director CRBAfrica Ltd. Stephen Mills is the Group Managing Director for CRBAfrica Ltd in Nairobi, Kenya, a position which he has held since 1990. In this capacity, Mr. Mills has been responsible for establishing a network of credit reference bureaus in sub-Saharan Africa. Mr. Mills has a varied background in aviation and humanitarian efforts. Previously, he served as Chief Executive Officer of Horn Aviation in Somalia and Sudan, operating a humanitarian airline on behalf of the European Union, from 1987-1990. Prior to that, he was company representative for Regtek Anstalt Ltd. In Kenya, responsible for aviation and oil and geological surveys (1982-1987), and earlier, he was vice president for international operations at Viking Helicopters Ltd in Canada, with operations in North America, Africa,a nd Middle East. Mr. Mills began his career in the UK's Royal Airforce, and as a Professional Footballer in Netherlands. He is a Kenyan national. Rajesh Mirchandani Chief Executive Officer Dun & Bradstreet SAME Rajesh Mirchandani is the Chief Executive Officer, Dun & Bradstreet South Asia Middle East Ltd, Dubai. He has been with the company since 1996 and over the last decade has established D&B's presence in the Middle East, South Asia and ASEAN regions. Rajesh has contributed tremendously towards the setting up of Credit Bureaus across the region. He is a director on the board of Credit Information Bureau (India) Ltd, India's first Commercial and Consumer Credit Information Bureau. He has also consulted with credit bureaus in Sri Lanka, UAE, Armenia and Egypt and continues to develop and offer D&B's Credit Bureau Solutions across the globe. Prior to his assignment with D&B, he was Managing Director of Meridian VAT Reclaim and Vice President-Marketing at Terraco India Pvt. Ltd. Mr. Mirchandani holds a B. A. in Economics from Madras Christian College, and a Masters in Business Administration from the Indian Institute of Management, Calcutta. Nataliya Mylenko Global Credit Bureau Program Officer, Global Financial Markets Department International Finance Corporation Natalyia Mylenko is the IFC Global Credit Bureau Program Officer since January 2005. Her role includes: supervision of IFC credit bureau projects implementation worldwide; provision of guidance to governments, national banks and credit bureaus on necessary improvements of the legal and regulatory environment for credit reporting; and development of partnerships between IFC and international stakeholders for the advancement of the credit bureau industry in emerging and transition countries. Prior to joining the IFC, she worked as Economist at the International Monetary Fund and at the World Bank,
  7. 7. 7 where she conducted research on the role of credit reporting in improving access to finance and strengthening risk management. Ms. Mylenko also has provided operational support for the development of the regulatory and institutional framework for credit reporting in Russia, Kazakhstan, Kenya, Tanzania, Thailand, and other countries. Wachira Ndege Group Operations Manager CRBAfrica Group Wachira Ndege is Group Operations Manager at CRBAfrica Group, where he has worked for the past 8 years. He is responsible for establishing the credit referencing practice, and for managing performance of group operations in several African countries. Prior to joining CRB, Mr. Ndege spent more than fourteen years of working on credit risk management with various financial institutions in Kenya and Zambia. Mr. Ndege holds a Bachelors degree in economics and mathematics. Javier Piedra Senior Advisor Pragma Corporation Mr. Piedra has worked extensively in the areas of credit and finance over the past 25 years, and is intimately familiar with the emerging markets, particularly the Commonwealth of Independent States (CIS) and Latin America. He has advised both governments and private banks in connection with credit process and risk management. He is a specialist in credit reporting systems, credit bureaus, credit and financial analysis, loan workout and loan valuation. In Latin American and in the US, Mr. Piedra developed sovereign debt syndicated loans and mortgage- backed securities as well as valued companies and bank portfolios. Recently, Mr. Piedra has been working for USAID and the Pragman Corporation Access to Credit Initiative (ATCI) in Ukraine and Kazakhstan. He consults in connection with the establishment and development of credit bureaus in these countries. He has been involved in every aspect of the process to develop a credit bureau: legal, technical and financial as well as with negotiations and marketing. In Kazakhstan, Mr. Piedra has managed the process of not only establishing the framework for, but also developing Kazakhstan's private Credit Bureau. Mr. Piedra also contributes to the development of financial instruments in Kazakhstan and focuses his attention on asset-backed securities. Mr. Piedra holds a Master of Arts in International Affairs from the Johns Hopkins University School of Advanced International Studies; and a Bachelors of Arts from Boston College. Ann Christine Rennie Lead Financial Sector Specialist, Africa Region, Finance and Private Sector Network World Bank Peter D. Sheerin Credit Bureau and Risk Management Advisor, Global Financial Markets Department International Finance Corporation Peter was appointed as an IFC Credit Bureau and Risk Management Advisor in December 2005. Since assuming this role he has been actively engaged on the Egyptian Credit Bureau project assisting Estealam, a company owned by the Egyptian Banks to establish a world class consumer and SME Credit Bureau. Prior to joining IFC, his professional experience included working for one of the leading international credit bureau and decision solutions companies, Baycorp Advantage Limited as General Manager - International, and was the senior executive for the company based in New Zealand. As part of that role, he was responsible to oversee Baycorp Advantage's international deployment of credit bureau solutions in Singapore, Malaysia, Fiji and the Kingdom of Saudi Arabia. Lilian Simbaqueba Chairman LiSim International Ltda. Lilian Simbaqueba is president of LiSim Group, and in this position, she leads projects in Mexico, Perú, Ecuador, and Central America. As CEO and senior consultant in LiSim she has led more than 80 projects for different companies in the financial, micro financial, public and real sector, around the world.
  8. 8. 8 Previously, Ms. Simbaqueba spent five years working for a major credit scoring firm in Europe, headquartered in England. Ms. Simbaqueba has delivered lectures in many different summits and conferences in Netherlands, China, South Africa, Ecuador, Peru, Bolivia, Guatemala, and other countries. She holds a degree in Computer Science and Business Administration from Konstanz University in Germany; a Master in Business Administration from Universidad de Los Andes in Bogotá, Colombia; and she has completed a specialization in Marketing from the Berkeley University extension program in Bogotá. Ashina Singh Executive Director Credit Bureau Association, South Africa John Stewart CEO, Africa Services TransUnion Africa John Stewart has been with TransUnion South Africa since 1987. He participated in founding and is the past M.D. of TransUnions' Auto Information Services Division, is a member of the TransUnion Africa executive team and currently CEO of the Africa Services Division responsible for all TransUnion's Credit Bureaux in Africa outside of South Africa - including Namibia, Botswana, Zimbabwe, Swaziland and Kenya. As a former Assistant District Commissioner in the then Rhodesia and as a professional consultant with Deloittes and BDO Spencer Steward, John has developed extensive public and private sector experience of English speaking Sub Saharan Africa territories. He is also a past Executive Director of the South African Credit Bureaux Association. His tertiary education includes BA (Natal), PCE (London) and MBA (Cape Town). Gray Stopforth Head of Sales & Marketing PIC Solutions Gray Stopforth, Head of Sales and Marketing at PIC Solutions, has over 12 years of credit, sales and marketing experience in the financial services industry. Prior to joining PIC Solutions, Gray was National Sales Manager at TransUnion ITC. In this role, he was responsible for strategic sales within the banks and finance houses of South Africa. Previously involved in the financial services sector where he was responsible for sales within various banks, asset management and investment companies. This entailed selling diverse investment products to independent financial advisors. He holds a B.Com in Economics from the University of the Witwatersrand and a graduate diploma in management (PDM) from WITS Business School. Stefano Stoppani Credit Bureau and Risk Management Advisor, Global Financial Markets Department International Finance Corporation Stefano Stoppani is the IFC Credit Bureau and Risk Management Advisor for Eastern Europe and Central Asia since 2003, Africa and MENA since 2004. In this role, he reviews existing credit bureau operations and provides advice for improvements where applicable; supports the introduction of new consumer and small business credit reporting services; prepares the ground for the creation of new credit bureaus; provides guidance to financial and non-financial sector participants on improvements of the regulatory environment for credit reporting; assesses the opportunity and viability of an IFC investment in credit bureau projects in emerging markets. His most recent advisory work focused on Ghana, Nigeria, Morocco, Saudi Arabia, Jordan, Georgia, Russia, Ukraine, Romania, Bulgaria, Kosovo, Macedonia. Prior to joining IFC, his professional experience included working for Ford Motor Company and for two leading international credit bureau and decision solutions companies, as Business Development Director and as Regional Manager responsible of international bureau projects. Stefano Stoppani holds a degree in Political Sciences from the University of Bologna, Italy, a Masters degree in Development Studies from the London School of Economics and is currently undertaking an Executive MBA from Alma Mater of Bologna.
  9. 9. 9
  10. 10. 10 Addendum to Speaker Biographies Narayana Rao Manjanath Head, Africa Region Dun & Bradstreet SAME Ltd. Narayana Rao Manjunath is Head – Dun & Bradstreet Africa, he is responsible for the Marketing of D&B Products & Solutions in Africa and is a member of the senior leadership team at Dun & Bradstreet (South Asia, Middle East, Africa). Mr. Manjunath has played an active role in D&B’s relationship with Estealam for the establishment of the first credit bureau in Egypt. Before he took over the African continent in September last year, Mr. Manjunath was the CMO for the company and has spent considerable time in marketing Risk Management Solutions in the Indian subcontinent and in strategizing and setting up the D&B Predictive Sciences & Analytics Center in India. He also played a critical role in setting up the Middle East operations of D&B. Over a period of 27 years, he has developed a varied experience across global markets (ASEAN, South Asia, Middle East, East & North Africa and Europe) and industries (IT, Media, Telecom and Knowledge industries). His Previous assignments include senior management positions in Unilever, Inchcape, NYK and other Indian Blue chip companies. Dolika Banda Manager, Field and Portfolio, Global Financial Markets Department International Finance Corporation Mike Reilly Managing Director Experian SA