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1203587174834_Alfred_Lungu_Cv_ll.doc 1203587174834_Alfred_Lungu_Cv_ll.doc Document Transcript

  • Alfred Chiphwafu Lungu Curriculum Vitae Updated October 2007
  • PERSONAL DETAILS SURNAME : LUNGU FIRST NAME : ALFRED, CHIPHWAFU SEX : MALE DATE OF BIRTH : 14th OCTOBER 1976 MARITAL STATUS : ENGAGED NATIONALITY : MALAWIAN CONTACT ADDRESS : DLC Investments, P.O Box 1484, Lilongwe. Email address: chiphwafu@yahoo.com Tel: 09 950 202/08 950 202 ACADEMIC QUALIFICATIONS • Bachelor of Business Administration (2000 with credit) • Currently completing an Executive Masters of Business Administration degree, evening classes at Eastern and Southern African Management Institute (ESAMI). WORK EXPERIENCE I have gathered 7 years of distinguished management experience five of them at a senior level working for Finance Trust for the Self Employed (FITSE) as Operations Manager and with PRIDE Malawi as Regional Manager. I have excellent computer skills including programs like Word and Excel as well as Power point presentations. I have also undergone various trainings in general management, portfolio management, risk management, research and leadership. a. Self-employed entrepreneur Period : July 2007 to date During this period I have been preoccupied with running a family farm and operating a car hire/taxi business in Lilongwe and Blantyre. Both businesses are doing very well and have machinery in place for smooth continuity. b. Institution : Finance Trust for the Self-Employed Position held : Operations Manager Period of service : February 2004 to July 2007 FITSE is one of the leading micro finance institutions in Malawi. It is part of the World Vision International network of micro enterprise development companies. It thus has international standards as benchmarks for performance and is rated the best performing MFI in the World Vision Southern Africa Region. It also combines micro enterprise development with HIV/AIDS facilitation to its clients.
  • Responsibilities  Development of credit function/operations strategy  Responsibility for profitability, liquidity & portfolio quality  Train, coach and supervise Branch managers/Supervisors and arrange for credit officers’ training including HIV/AIDS TOTs.  Develop and monitor operational plans and budgets  Responsible for product development and marketing strategy  Maintaining and managing market intelligence information for the industry and making recommendations to the CEO and board accordingly.  Responsible for business development and linkages with partners  Donor relations and reporting including proposal development/resource mobilization.  Represent FITSE on Malawi Micro finance Network forums and other important meetings.  Responsible for recruitment and selection of all credit staff  Plan, coordinate and supervise staff appraisals; leave roster preparation and approvals  Deputize for the CEO when he is not around or when so delegated.  Handling a wide range of personnel and administrative duties  Oversee day to day operations in FITSE Achievements 1. Strong improvement in reporting relationship with donors notably ADB representatives and World Vision area development program management. Increased the number of World Vision Area development programs providing funding for micro enterprise development from 3 to 8 with 5 more in the process of proving maiden funding. 2. FITSE (for the first time) ranks first amongst the World Vision affiliated MFIs in Southern Africa (Zambia, Malawi, Mozambique, Zimbabwe, Lesotho, Swaziland and South Africa) and is has attained the highest ranking on the World Vision International MED ranking system. Within two years after my joining, FITSE increased its outreach from 3.000 clients to over 12,000, which is outstanding in the world of Micro finance and in Malawi in particular. 3. FITSE ranked first on the MFIs implementing the African Development Banks poverty alleviation project administered through the Local Government’s Decentralization Secretariat. 4. Institutional reviews indicated FITSE clients had high awareness of HIV/IADS issues and cited it as one of the reasons clients preferred FITSE to other MFIs. 5. Managed to develop farm-input loan products, which are successful in implementation and through linkages have managed to make it one of the more profitable products in FITSE. 6. FITSE chosen Malawi Micro Finance Network vice chairman and prior to this I was the main representative for FITSE.
  • 7. Managed to link FITSE to other companies like NASFAM who were our main agri-inputs suppliers. I also made links with Farmers World, SFFRFM and other smaller agro-dealers. This is important for FITSE because input loans are the main loan product for FITSE. c. Institution : PRIDE Malawi Ltd. Position held : Regional Manager-North Period of service : September 2001-January 2004 PRIDE Malawi is one of the biggest micro finance companies in Malawi with a nationwide network of branches. It was part of the PRIDE Africa network of micro finance institutions and thus it is benchmarked against international micro finance standards. Responsibilities 1. Portfolio management and growth 2. Coordinate and supervise branch annual, quarterly and monthly operating and financial plans. 3. Coordinate and supervise branch cash flows 4. Ensure that branch managers complied on all reporting requirements and standards. 5. Receive and respond to branch reports. 6. Branch operational audits. 7. Supervise all credit staff in the region including staff appraisals. 8. Responsible for recruitment and selection of support staff. 9. Responsible for growth, market surveys, customer satisfaction surveys and product development. 10. Represent PRIDE Malawi at regional meetings. 11. Coordinate some contractual issues like lease agreements, service providers e.t.c. Achievements 1. During my tenure the Northern Region in PRIDE Malawi was the most profitable region. Of four branches I supervised three were profitable. 2. Managed to maintain good portfolio quality of less than 2% portfolio at risk 3. Managed to put in place good cost cutting measures which combined with the good portfolio size and growth resulted into the profitability of the region. d. Institution : PRIDE Malawi Ltd. Position held : Branch Manager Period of service : January 2001-September 2001 Responsibilities As a branch manager I supervised all credit officers at the branch (6) and two office assistants. I was responsible for supervising transaction entry into the loan tracking
  • system (called Bankers Realm, earlier PRIDE Star 2). I was also responsible for branch cash flow projections, bank reconciliations and branch portfolio report production. Achievements 1. Through innovative promotional skills I managed to double my annual outreach and portfolio target for 2001 for Mzuzu branch within six months and that earned me a promotion to the position of Regional Manager for the North by September 2001. 2. Managed to maintain 100% repayment rate with no portfolio at risk. 3. I joined PRIDE Malawi as a credit officer and was promoted to the level of branch manager 6 months after I joined from MRFC. e. Institution : Malawi Rural Finance Company (MRFC) Position held : Credit Officer Period of service : February 2000-August 2000 Malawi Rural Finance Company is by far the biggest Malawian micro finance company and its outreach is the widest for any financial institution in Malawi. My main responsibility was to present head office approved loans from branches to the commercial credit department meeting for approval. Before I could do this I needed to do thorough desk appraisals for the loans so that at the meeting I could take all queries pertaining to the loan application. Achievement Being my first job my main achievement at MRFC was that I quickly learnt the systems and the job of credit officer and within five months I was being offered the position of Credit Supervisor at Blantyre Branch. RELEVANT TRAINING COURSES ATTENDED (AMONG OTHERS) 1. PRIDE Africa Credit Officers Induction Training Course in Nairobi (Kenya) and Arusha (Tanzania) August 2000 2. Management Development Course (PRIDE Management Services Ltd)- Mangochi, Malawi , June 2002. 3. Market Research and New Product Development for Microfinance Institutions (Using Micro Save Tools) - Blantyre, Malawi (but facilitated by PMSL a Kenyan micro finance consultancy firm) August 2002. 4. SAMCAF (Southern African Micro finance Capacity Building Facility) Micro Finance Workshop-Harare, Zimbabwe. March 2002.
  • 5. Operational Risk Management Course – Mangochi, Malawi. Conducted by SAMCAF but organized by Malawi Micro finance network. September 2004. 6. World Vision Southern African Micro Enterprise Development Workshop- Harare Zimbabwe. May 2004 7. World Vision International Micro-finance Summer School-London, England. July 2004. 8. IPRAD proposal writing and donor relations workshop- Lilongwe, Malawi. October 2004 Research Experience 1. Participated in World Vision International’s research on the effect of microfinance on Child Labour. I carried out the research with Don Brandt of World Vision US. 2. Participated in FITSE’s mid-term review before I reported for duties in 2004. Review Team included consultants from Millenium Consultants. 3. Headed a customer satisfaction survey in the Northern Region for PRIDE Malawi in 2003. OTHER INTERESTS 1. Keen follower of soccer- mainly the English league and European Champions league. 2. Reading current issues. 3. Playing lawn tennis and social football. 4. Knowing and mixing with people. 5. Entrepreneurship- which I think is going to be my long-term career REFEREES 1. Mr. Albert Thindwa Chief Executive Officer FITSE Private Bag A232 LILONGWE albert_thindwa@wvi.org Cell: 08 841 811/01 759 638 2. Mr. James kajamu Chief Executive (former Operations Manager for PRIDE Malawi) Micro Loan Foundation, P.O Box 491, Kasungu james@bdsmw.com
  • Cell: 09 511166 3. Mr. George Sibale Credit/Micro finance Manager Malawi Savings Bank Head Office Blantyre 08 512 551 gsibale@msb.mw