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MCodeOne - Mobile Payment Platform
 

MCodeOne - Mobile Payment Platform

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    MCodeOne - Mobile Payment Platform MCodeOne - Mobile Payment Platform Presentation Transcript

    • MCodeOneFast Simple Secure
    • MCodeOneCC ddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureDisclaimerThis presentation (“Document”) was prepared by M-CodeOne Mobile Payment Corporation (“M-CodeOne” or the“Company”) for the exclusive use of Potential Clients in connection with M-CodeOne’s plan to launch. MobilePayment Platform (“Offered Service”).By receipt of or upon the presentation of this Document, the Potential Client has also acknowledged not to use ordisclose any information contained herein or any other information made available.This Document contains confidential information that cannot be reproduced, in whole. or in part. Dissemination ofthis Document to third parties and the use of this Document for purposes that have not been approved by M-CodeOne is prohibited.All information contained in this Document, including future performance prospects of the Company and the market,entails risks and uncertainties.This Document is intended to provide preliminary information to assist the PotentialClient in its decision to pursue a more detailed analysis of the Offered Service.No warranty, expressed or implied, is made by the Company and its partners, directors, employees or any other partyor agent, as to the contents of this or any other information made available.The only representations and warrantieswill be those provided in the definitive agreement that evidences the Offered Service.Each Potential Client, including its professional advisors, should make its own independent investigation and valuationof the Company and the Offered Service.1Confidential
    • MCodeOneC ddddddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple Secure2ConfidentialeeeereEvolution of PaymentHow it worked Why it endedBartering allowed peopleto trade services for goodsthey needed.Widespread bartering provedunsustainable because ofdisagreements over whatconstituted a fair exchange.People recognized thatcommodities themselves hadunique value, and it enabledpeople to assign uniformworths to differentcommodities, such as gold etc.The need to physicallytransport enough of eachcommodity to buy desireditem ultimately madecommodity moneyimpractical.Light weight coins made iteasier to assign fixed valuesand pay in larger or smallerdenominations.While coins remain in use,they largely have been phasedout by cash and credit.
    • MCodeOneCC ddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple Secure3ConfidentialeereHow it worked Where it standsConsumers were able topurchase what they neededfrom the retailers immediatelyand pay for it later, with banksand credit card companiesacting as intermediaries.Today, the credit card closelyrivals cash as the top paymentmethod.Now a days, consumers andmerchants can transact witheach other leveraging theemergence of smartphonesand mobile paymentapplications.Industry experts believe mobilepayments will become thepreferred standard forconsumers and merchants alike.Paper money was the firstpayment type to have nointrinsic value of its own.Rather , the dollar wereredeemable for a fixedamount of gold or silver at abank or depositoryinstitution.Dollars remain in us, but theyare declining in popularity ascredit cards offer greaterflexibility and convenience.Evolution of Payment
    • MCodeOneCC ddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureMore on Mobile Payments4Confidential
    • MCodeOneCC ddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureThe Growing Mobile Payments Market5ConfidentialThe Mobile Payments transactions already total $240 billion annually,but thats just the tip of the iceberg. Juniper Research reports thatthe market will grow 2x to 3x in the next 5 years.5Today1 in 5 cell phones worldwideuse Mobile Payment.predicts that by2014, 50% of cellphones will useMobile PaymentsnfidentialBy 2015:The value of all mobile money transactions isexpected to reach$ 670 billion.Digital goods will make up nearly 40% of thismarket. Asia, Western Europe and NorthAmerica will be responsible for 75% of allmobile payment transactions.
    • MCodeOneCC ddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureHow WillYou Be Paying?6Confidential`11 `12 `15`14`13$1.2trillioncash usedin 2010$199.5 billioncumulative dropin cash use(2011-2015)$ 1.0 trillion in 2015$ 35.4$ 36.0$ 41.1$ 42.0$ 45.1No Yes19%81%201134%66%2012Cash is declining in popularity as a form of paymentin the United StatesPercentage of Americans who haveused their mobile phone to make apurchase
    • MCodeOneCC ddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureMore on Mobile Payments7Confidential17 million out of 106 millionPayPal account holders areusing mobile regularly.17 MnIn the US eMarketerestimates that m-commercesales will reach $11.6 bn in2012.=There are roughly tensmartphones for each POSdevice worldwide.33%28%15%23%2% Latin AmericaEMEAAsia/ PacificNorth AmericaWestern EuropeMobile Payment Market Share
    • MCodeOneC ddddddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureMyths on Mobile Payment8ConfidentialThe Fees are too highThe fees are significantly lower than traditional wireless terminals,which can cost around $1,000 to rent. There are typically no set upand cancellation fees.I Do Healthy Amount of Business by Accepting Cash OnlyIf you are not offering a credit card solution you are missing out.The average order sizes of those paying with credit cards areoften much larger than cash or check orders.It would take too long to get paidMost mobile payment applications transfer money to youraccount within a few business days.
    • MCodeOneC ddddddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureFacts on Mobile Payment9ConfidentialIts too complicated to set upIt takes only a few minutes to sign up and start taking payments.Mobile Payments aren’t secureMobile payment processing can be just as safe processing with acredit card terminal. Look for solutions from a reputable companythat encrypts credit card data via the app and the card swiperhardware.It’s not worth itMore than 70 percent of recent statistics say they’ve made salesthey wouldn’t have made without their mobile paymentapplication. More than 75 percent say that they prefer mobilepayments over the previous payments methods.
    • MCodeOneC ddddddddooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureWhat is MCodeOne?&MCo d e OneCoooooooooooo dooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooAn Innovative Mobile Payment Platformenables..using only10ConfidentialDeposits MoneyTransfer
    • MCodeOneCC ddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureAbout UsIncorporated2001Established30%70%McodeOne Solution TestingPre-operationalPhaseCapitalistPartnersLargeScaleFunctional Stage11Confidential
    • MCodeOneCC ddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureAssociated PartnersBanksWirelessOperatorsFinanceCompaniesCredit CardCompanies IT Companies12Confidential
    • MCodeOneCC ddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureFeatures of MCodeOne12Compatible with current flow ofthe world payment marketHigh Security Level3 Wide Range of FunctionalitiesPresence & Non-PresencePurchasesMoney Transfer/ Remittance4High Coverage5World Wide Standard forMobile Payment MarketAgainst Mobile Operators/Manufacturers or Flag & Issuer6Multi-FunctionalMulti-UserGlobal14Confidential
    • MCodeOneCC ddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureFunctioning of MCodeOne15Clients DeviceCarries credit cards, debit cards,employee benefit cards etc issuedby different institutions..MCodeOneFast Simple SecureCC ddFast SimooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooWalMart &other IssuersPublic SwitchServer in CouldComputerAcquirersConfidential
    • MCodeOneCC ddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple Secure16Hello WalMart,i would like toregister..RegistrationMCodeOneFast Simple SecureSimple SecuFast Simple SecureHost ServerMerchantPINRegistersFunctioning of MCodeOneConfidential
    • MCodeOneCC ddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureInitiating Payment172 Select Transaction TypePayReceive3 FlagDEBIT CARD4 Select Card Type5$ 2,0271 2 3 4 56 7 8 9 0+ -* /Enter TransactionValue 6* * * *1 2 3 45 6 7 89 0Del OKEnter The PIN1 Install MCodeOneConfidential
    • MCodeOneC ddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureInformation Specifics18Customer InformationIDPINTransaction Data12:25 PM$ 2,027AmountPay/Receive Card Type Bill Amount Date & TimeInstallments FlagsResolved usingMCodeOneddC dddooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooodddFast Simple SecureAlgorithmCodeOneGeneratesUniqueTransactionCodeNo Connections are required atthis momentConfidential
    • MCodeOneC ddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureInformation Specifics19CodeOneNo Connections are required atthis momentCashierThe generated code iscommunicated to the cashier viavoice, QR Code, Sound Interface** Patent Pending TechnologyMFast Simple SecureCodeOneFast S..ensures complete security of data as nocritical information is resident in theclients mobile device.Confidential
    • MCodeOneCC ddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecurePayment Processing201CashCashier enters theTransaction DataTransaction DataMCodeOneC ddooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureClient’sBusinessHostServerCaptures Databased onConfidential01123581320Unique 11 Digit CodeExtracts TransactionSpecific DataAuthenticates$$ProcessesTransactionAll communications among Client Business’ CodeOne Host Server, Public SwitchServer in the could network, other issuers, acquirers & other institutions to processtransaction use the same ISO communication flow already in place for paymenttransaction and EFT services.According to the Security Level defined by each issuer (from which the customerholds a Credit/Debit Card or an account) and its respective CodeOne Host Servers- each one of these Servers has a unique CodeOne Key Algorithm to operate in thecloud network.The synchronization process does not depend on any activation fromthe Customer or from the Issuer. It is done automatically Over The Air (OTA).
    • MCodeOneC ddddddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureAdvanced Security21ConfidentialThe complete activation of the CodeOne App (registering withthe Issuer, selecting a Card or a Payment Card or a FundingAccount, and creating a PIN) will be done directly b/w thecustomer and the Issuer.A unique code- a CodeOne 11 numeric digit is generated offlineby the CodeOne Mobile App for each purchase/ paymenttransaction and it is valid for that transaction only.01123581320MThe CodeOne unique transaction code is composed by thecustomer information (ID & PIN), transaction data (pay/receive;type of card; value) & time (hour & minute) are resolved throughthe CodeOne key algorithm, which is only valid for thatcustomer at that moment.The CodeOne key Algorithm is automatically synchronized OTAbetween the Customer’s Mobile device and the Issuer, accordingto a specific rule designed by the Issuer.1AlgorithmMAlAlAlAlAlAlAlAlAlAlAlAlAlAlAlAlAlAlAlAlAlAlAlAlAlAlAlgogogogogogogogogogogogogogogogogogogogogogogogogogoririririririririririririririththththththththththththththththththmmmmmmmmmmmmmriririririririOTA Synchronization
    • MCodeOneCC ddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureAdvanced Security22ConfidentialDataAcquirersCodeOne IssuerHost ServerPublic SwitchServer in a CloudNetworkOther InstitutionsAll data exchanged uses the same ISO communication flow already in place for paymenttransactions and EFT services.
    • MCodeOneCC ddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureAdvanced Security23ConfidentialAll processes are executed and managed directly by the Issuer with no dependencies ofthird parties.MActivateMAlgorithmMAlgogogogogogogogogogogogogogogogogogogoriririririririririririririririririririthththththththththththththththththththmmmmmmmmmmmmmmmmmmmAlAlAlAlAlAlAlAlAlAlAlAlAlAlAlAlAlAlAlgogogogogogogogogogogogogogogogogogogo01123581320Activation Maintenance Synchronization AuthenticationThe final authorization of the transaction depending on thecredit availability of that specific Customer are all executedand managed directly by the Issuer with no dependency ofthird parties.Non Presence PurchaseNo confidential information isresident in the clients mobile.
    • MCodeOneCC ddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureWhyYou Should Focus On Peer-to-Peer?24ConfidentialneeeeSecureRise of P2P Transactions”As business are continuing to struggle to get creditfrom their banks, developing alternative lendingchannels is essential so firms are less reliant on banks.“Peer-to-Peer lenders like Funding Circlecould in time replace high street banks-Andy Haldane“ ”Peer-to-Peer transactions arepredicted to exceed $300Million in 2013Recent Garter studiesshows that P2Ptransactions will increaseby 66% in 2013
    • MCodeOneCC ddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureFunctionalities25ConfidentialneeeeSecureM DEBIT CARDThe MCodeOne application can be linked to Credit/Debit/Payment Cards, Merchant Accounts and Issuers simultaneously.Peer to Peer & Peer to Business Transactions$M M$M
    • MCodeOneCC ddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureFunctionalities26Confidentialeere01123581320MMerchantVoicecommunicatesviaBluetoothSound InterfaceQR CodeVoiceMMIssuers01123581320M02027020030communicatesviaWebsite POS Mobile
    • MCodeOneC ddddddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureFunctionalities27ConfidentialeeeereM + =MobileApplication Scan&PayBills Payment Non Presence PurchaseCart Functions
    • MCodeOneC ddddddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureFunctionalities28ConfidentialeeeereReduction of Check Out QueuesScan Order Pay DeliverOut of Store QR Code ReaderPay GoStore CheckoutScan Pay Drive ThruCoupons & M Commerce QR Code in Store URL}
    • MCodeOneC ddddddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureWhy you should adopt MCodeOne Platform29ConfidentialeeeereCode One Business Platform Helps ImprovePrivate LabelCard BusinessMoney TransferBusinessPrepaid CardBusinessCredit CardAccount Business$$Bill Payment andMoney Order Business
    • MCodeOneC ddddddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureWhy you should adopt MCodeOne Platform30ConfidentialeeeereEnables High Security Level for the authentication of presence andnon-presence purchases.Low impact on current credit card market business model. MCodeOneis compatible with current POS network and with current transactionconfirmation and authorization flow.High coverage: compatible with all GSM mobile phones (J2ME MIPP 2.0and above,Android, Symbian etc.) and all mobile telecom operators.High transaction speed: enables the use in supermarkets, stadiums,cinemas etc..Single system architecture to be shared by Issuers, Credit CardCompanies and Acquirers, global reach.
    • MCodeOneC ddddddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureDeliverables of MCodeOne31Confidentialeeeere1Management & Supportof Public Switch Server2 Deployment Of NewServices3Application Developmentand Updates
    • MCodeOneCC ddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple Secure32ConfidentialeereEvolutionFor around half a decade, credit/debit cards werethe most popular method of payment.NFC introduced in 2004 by Nokia, Philips and Sony.Since then there is a big push on the market to useNFC.So what will we do with all those phones which donot have NFC which constitute for 83% of all phonesin 2012?And what about existing POS devices whichmerchants have heavily invested in?
    • MCodeOneCC ddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple Secure33ConfidentialeereForecast of Mobile Payment79% of smartphone and tablet owners used theirdevices for “shopping-related” activities.38% of smartphone users have used their cellphones to make purchases.12% of mobile phone owners made mobilepayments in 2011.$ 214 Billion:Expected volume of MobilePayment transactions by 2015Sources:ABC News, Mastercard, Comscore, Federal Reserve, CNN MoneyBrazil U.S. & Europe Asia OverallUsers ready to use their mobile for payments
    • MCodeOneC ddddddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple Secure34ConfidentialeeeereMobile Payments20 years ago..66% of payments weremade using credit cards.Introduction of MobilePayment using NFCin 2006..But onlyof phones with NFC enabledtechnology which left billionsof devices without NFC.Millions of POS systems and thousands ofdollars in investment will go to waste.7%
    • MCodeOneCC ddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple Secure35ConfidentialeereWith Electronic Swipe Card MC1 Pay you do not require NFC at themobile phones and at the POSWhy MCodeOneEmulatesMagnetic FieldProduced By TheCredit Card
    • MCodeOneCC ddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureHowYou Can Take Advantage of MCodeOne36ConfidentialeerePublicize the application via SMS, Social Media Marketing etcApp Store Google Playtore Googleore gCharge per download Customer downloadsand installs appCustomer converts theircredit/ debit cards todigital versions
    • MCodeOneCC ddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureHowYou Can Take Advantage of MCodeOne37ConfidentialeereCustomer authenticates it with new business.Gate Control Hotel Access Mobile Payments
    • MCodeOneC ddddddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureHowYou Can Take Advantage of MCodeOne38ConfidentialeeeerentialCustomer can start using it. Its that simple!!!
    • MCodeOneC ddddddddoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooFast Simple SecureMCodeOne38ConfidentialeeeereThankYou