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Axx2inn Mobile Offering V033
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Axx2inn Mobile Offering V033

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  • Nuestra casa central esta en Suiza.Tenemos oficinas en Europa, Alemania, Inglaterra y Polonia.Américas tenemos oficinas en: EEUU, Canadá, México, Brasil, Colombia, Argentina y Uruguay.Tenemos Software Factorys en Uruguay, Argentina, Brasil y Polonia.Trabajamos con Consultores Funcionales onSite y construimos donde están nuestras software factorys..La empresa emplea a mas de 350 consultores y técnicos a nivel global.Somos partnerestrategico de SAP, para la consultoria e implementacion de soluciones de Core para Banca, Seguros y Tesorerías Corporativas.
  • 2Innovate IT es la Division de Innovacion de Axxiome Grupo.- Creamos y productos y trabajamos en diferentes líneas de investigación.Trabajamos en Reconocimiento Facial.Mobile Solutions.Medios de Pago.
  • Sistemas de Pagos. (SWIFT, NACHA, ISO8583, CNAB, XML, Formatos Propietarios)Pagos entre instituciones Bancarias y financieras: Pagos Interbancarios, Giros, Transferencias, Débitos Directos, Créditos.Pagos entre Empresas y Empresas-Bancos.Ruteos y autorizaciones de pagos.Incorpora múltiples Instituciones de Pagos basadas en: Swift, Nacha, SEPA, ISO, ACHs.Procesos: Reconciliación, Compensación, reparación y seguimientos de pagos.Cash ManagementExperiencia y especialización en Banca Corporativa.EIPP: ElectronicInvoice, Presentation and Payment.Collection Management y manejo de disputas.Factoring.Confirming.TellerDepósitos en cuenta propia o de terceros.Pagos de Prestamos, Cheques, Tarjetas.Pagos de Servicios, Multi-recaudos. (Agua, Luz, Teléfono, Impuestos, TV Cable.Cambio de Monedas.Manejo de Múltiples Medios de Pagos (cash, cheques, lingotes, etc.)Operaciones No Monetarias.Operaciones clásicas (Apertura, Cierre, Arqueo, Reposición, Retiro, Reportes).Dispositivos: Impresoras, contadores, recicladores, clasificadoras, dispensadores, pin pads, etc.BackofficeConstrucción del Front-end para las operaciones y procesos del Backoffice y Frontoffice (no cajas).Creación y registración de nuevos clientes.Originaciónde Cuentas y Productos.Generación de Prestamos.Alta de tarjetas en línea.Generación de órdenes de pago recurrentes o única vez.Solicitud, cancelación de Chequeras.Solicitudes y seguimientos de reclamos o incidentes.Excelente time tomarket para crear nuevos productos.Business IntelligenceGran experiencia y especialización en Modelado de Datos en sector financiero.Homogeneización y consistencia de Datos del Negocio.Soporte a Toma de Decisiones.Seguimiento Plan Estratégico.Mejora de la competitividad.Centralizar, Depurar y Afianzar los datos.Maximizar el rendimiento de los sistemas.Bajar el CTO y mejorar el ROI en IT.ChannelsIntegración de los canales de venta o comunicación con el negocio (WEB, Mobile, Phone, Fax, etc.).Integración de canales financiero con las app del negocio (Buro de Créditos, Listas Negras, Canales de Pago, ACH, etc.).Desarrollos de soluciones de nicho multicanales (Mobile, WEB, Phones, Fax).Solución de banca móvil y pagos móviles.Banca on line WEB (Homebanking).Solución de créditos retails.Soluciones de IVR y ACD para IP Phone.Soluciones basadas en FAX entrantes / salientes.
  • Pensando en la fuerza de ventas.Cartera de clientes y/o prospectos asignados al oficial de cuentas.Originacion de Prestamos (Sobregiro en Cuenta, Autos, Tarjetas de Crédito, Personal).Consulta del offering disponible para un cliente, o sea Lista de productos que NO tiene y se le pueden ofrecer.Vista unica del clientes, Posicion, Productos que no tiene.Datos de cliente, Datos de Contacto, Ubicación en el mapa de sus direcciones registradas.Consulta de Tasas de productos y Tipos de Cambio de monedas.Lista de las cuentas por cobrar que vencen en el día.Lista de renovaciones de plazos fijos en el día.Requerimientos y Autorizaciones (sobregiros en cuenta, cheques sin fondos, etc.).Pensando en el nivel gerencial alto y/o intermedio.Dashboard ejecutivo con una imagen en tiempo real de la salud del banco.Dashboards especializados con indicadores clave para cada gerencia (CEO, CFO, CTO, CIO, etc)Capacidad para dar aprobaciones y autorizaciones, de forma segura, trazable y controlada.Notificaciones de eventos relevantes que puedan afectar al banco, para reaccionar en tiempo real a las condiciones cambiantes del mercado.Alertas de negocio.
  • El desafío es extender los procesos de negocio desde el escritorio hasta el móvil.La movilidad se está adoptando en toda la empresa - las tareas de los usuarios, los ejecutivos de negocios y gerentes de línea de negocio, lo usan cada vez mas. Aunque sus necesidades de movilidad pueden variar, una única plataforma se puede utilizar para tratar tanto la creación de aplicaciones y la gestión de losdispositivos, así como las necesidades de seguridad, lo cual ayuda a reducir dramaticamente la complejidad y el costo.Lo que surge del grafico es que NO estamos hablando de un cierto tipo de aplicación o dispositivo, o una función dentro de la empresa, estamos hablando de lo que la movilidad significa dentro de la empresa.Problema que debe ser abordado desde una perspectiva de la infraestructura multi-funcional.La capa inferior es donde Sybase ha sido históricamente fuerte, la adquisición por parte de SAP ha puesto a la plataforma en la posición ideal para expandirse hacia arriba. Puesto que todos los clientes de SAP ya tienen estas necesidades.
  • mBankingSaldos de CuentasHistoria de transacciones.Detalles de una cuenta.Administración de la tarjeta de crédito.Administración del PIN.Gestión de Reclamos.Notificaciones……..mPayments.Administración de la billetera electrónica con múltiples fuentes de fondos.Recargas de Celulares.Compras por aproximación del móvil, en comercios que lo acepten.Transferencias de dinero.Pago de Facturas.Microfinanzas……..mRemmitanceAdministrar la lista de amigos y familiares.Comprar online un voucher de remesa.Transferir dinero desde un agente a una billetera.
  • Empresa innovadora, con la visión apuntando a la banca en 2020.Fuerte foco y especialización en Banca, Seguros y Tesorerías Corporativas.Software Factorýs Maduras. Listas para hacer delivery de proyectos.Partnership Global con SAP para BankingServices.Un gran equipo de consultores experientes, implementando sistemas core, para los clientes mas exigentes. La industria financiera.
  • La visión de SybaseEn cualquier lado.En cualquier dispositivo.En cualquier momento.Cualquier sistema.Cualquier dato.En cualquier plataforma.Es accesible, de forma segura, administrada y controlada.Integracion y Colaboracion ON LINE, en la toma de decisiones y el desempeño de la organización.

Transcript

  • 1. an Axxiome Group company.Mobile Solutions For Financial Institutions Customers and Employees
  • 2. Axxiome GroupAxxiome Group offers a wide range of consulting services in the financialindustry. They specialize in the areas of Core Banking, Core Insurance, andCorporates Treasuries systems with a strong focus on SAP products.2InnovateIT is a company specialized in financial software to complement thecapabilities of legacy systems. With strong focus on functional areas around the corebanking such as: Payment Systems, BackOffice & Teller Front-Ends, LoanOrigination Systems, Mobile Solutions, Business Intelligence.
  • 3. Global Presence Canada Germany Axxiome Canada Ltd. Axxiome Dtl. GmbH UK Axxiome UK Ltd. Poland Axxiome Polska Sp. z o.o. USAAxxiome Americas Inc Software Factory Switzerland Axxiome AG Mexico Office Brasil Colombia OfficeAxxiome Colombia SAS Argentina Uruguay Office Axxiome Uruguay SA 2innovate IT Software Factory Software Factory
  • 4. Strong focus in financial institutions. Banking Insurance CorporatesSAP Consulting Services ● ● ●SAP Technology Services ● ● ● Software Products ● ● Application Support ● ●
  • 5. 2innovate IT - Services Consulting and Development:  Payment Systems.  BackOffice & Teller Front-Ends.  Phone & Web Channels, integration – EAI.  Loan Origination Systems.  Business Intelligence.  Mobile Solutions for Customers and Employees.
  • 6. What does mobility mean in the financial world ?
  • 7. Why is mobile banking a good business ? Enables banks to deliver existing services  Improves security by adding another layer via mobile phones so customers have of security (customers use the or a access to account anytime, anywhere. message as an alternative to One-Time Personal Identification Number generator or tokens). Reduce cost of delivering customer  Enhance marketing opportunities by service over more expensive introducing a more immediate and channels such as Call Center, Branch personalized communication over mobile personnel and ATMs. phones.
  • 8. What does mobility mean in financial institutions ? Accelerating the bank business. Mobilizing workflows and business data. Supporting field activities, Sales, Operations and Decision Support at all levels. Improving customer loyalty. Improving customer services in branches. Increasing the volume of transactions by remote channels (mobile). Reducing the time cycle in banking processes. For example Loan Origination, Freeze a Credit Card, Extend a Credit Card limit. Providing an economical channel for low-value transactions. Integrating mass unbanked population, to instruct their mobile transactions. Going into business, where they are not present yet (Remittances, Collections Utilities, Collections Bulk Services), using mobile channel.
  • 9. an Axxiome Group company.Mobile Offering for Financial Institutions Customers & Employees M-Banking 4 Employees
  • 10. Services Offering - Mobilize financial institutions. Consulting to mobilize the bank. Strategy. Experts on financial business and technologies, looking to get more profitability with mobile solutions. Tailored Development & Deployment of mobile solutions with Sybase Unwired Platform & Afaria (MADP & MDM). Software Factorys in Uruguay, Argentina and Poland. Architects and functional analyst on site. Integrating Sybase 365 with any core banking. Customizing & Deployment with Sybase 365.Mobile for Customer & Corporate Banking. Maintenance & Support 7x24.
  • 11. Products Offering - Mobilize financial institutions. MOBILE for Employees MOBILE for Employees Mobile for CUSTOMERS Mobile for CUSTOMERS Axxiome. M-Banking4E. Mobile Banking  Sybase. Mobile for mCommerce 365. For Employees. Is an app to support  Is a suite of mobile services that enable activities of bank workers, field force, to Retail and Corporate customers to and the decision makers of the bank. access and operate with their accounts, Enable bank workers to make their job anywhere and anytime. anywhere and anytime.  Orignation Process for Sales  mBanking 365 – Mobile Banking Force. Customers.  Specialized Dashboards for the  mPayment 365 – Mobile Payments. CEO, COO, CFO, CTO.  mRemmitance 365 – Mobile  Foreign Trade. Remmitances. M-Banking 4 Employees
  • 12. Mobile for Employees – M-Banking4E. Sales Force Enablement Key Functions List of assigned customers. Loan Origination Process (Loans, Credit Cards). List of products that they do NOT have and you can offer. Enquirie Customer Total Commitment. Tab of the Customer, Contact Data, View on Map. Check rates per product and currency exchange rates. Alert of accounts receivable to call early in the day. Alert of renewals of fixed term for the day. Requests/Response for authorizations. (overdraft check, etc). .............................. Executive Dashboards Key Functions Executive Dashboard with a Real Time overview of the health of their organization. Dashboards for CEO, CFO, COO and CTO. Ability to do approvals, of authorization requests. Receive notifications about relevant events that affect their company, to react in real time to dynamic business conditions. Alerts. …………………………………
  • 13. Enterprise Use of Mobility...Today! Dashboards Mobile Enterprise Application Platform Email Execs Workflows Contacts & Business Process Line of Business Managers Approval Requests Calendars FieldService CRM Task & Business Users Time & Scheduling Expense & Dispatch
  • 14. Implementing mCommerce 365Mobile for Customers
  • 15. Mobile for Customers.mBanking 365 mPayments 365 mRemmitances 365
  • 16. Growth Drivers Mobile Banking Mobile Payments Mobile Money • Competitive Pressure • Competitive Pressure • Cost of acquiring new • Banks focused on • Phone penetration customers and opening Transformation and • Consumer convenience branches Customer Centricity • mCommerce growth • Govt pressure to extend • Legacy infrastructure financial services to • Demand for cash underbanked/unbanked being replaced alternatives in emerging • Channel focus markets • Competitive pressure • Smartphone/Tablet boom • MNO seek higher ARPU • Mobile the only access channel for Internet • Drive Card Usage - Extend • Govt Support and Loyalty programs to encouragement for • Govt’s looking to lower phone to drive targeted financial inclusion cost of disbursement campaigns to promote programs programs and prevent card usage corruption • Opportunity to get a piece • Deposits and account • Potential to promote of P2P and Intl Remittance brand and unify silos in pie due to high cost of openings one application – alternate providers like Insurance, Banking, WU Mortgage for eg.
  • 17. Offering – mCommerce 365 EVOLUTION OF REQUIREMENTS Mobile Banking Mobile Payments mRemittance Mobile Money End User End User• End User AirTime TopUp Balance,Statement,Bill Pay • Account balances P2P, Bill Pay, Intl Remittance Transfer,Cash In/Cash Out • Transaction History Merchant Payment Merchant Payment, • Account details Agents Micropayments, Loan KYC details/collection Repayments • Card Management Cash In/Cash Out Agents • PIN Management KYC details/collection Merchant • Complaints Management Merchant portal , fee tracking Cash In/Cash Out • Notifications/alerts Merchant onboarding Merchant • User preferences such as Backoffice Merchant portal languages or limits Settlement, Clearing, Fee Merchant reports , fee tracking distribution Backoffice• Backoffice functions GL, Settlement, Clearing, Interest Customer Support • Reports etc Blocking, enabling, reversals rate calculation, Bulk Payments Customer Support Blocking, enabling, reversals Cost Savings New Services New Value
  • 18. Offering – mCommerce 365
  • 19. Why Axxiome / 2 innovate IT ? We are a innovating company, with more than 200 years of experience in the banking business. We work thinking in the bank of 2020 year. We have a strong focus in financial industry only, implementing with SAP, Sybase and our own products (4x4 Transaction Broker) Certified, by SAP & SWIFT. The best tools to build solutions in the financial industry. We have a matures software factory’s located in Uruguay, Argentina and Poland, with reasonable costs. We are Global strategic partner of SAP for Banking and Insurance services. We have certified consultants in BAS & Mobile Solutions. We have a big team of consultants around the world specialized in all areas of the banking business. More than 300 consultants working in the most complex projects, implementing Core Banking’s, Core Insurances and Payment Solutions. For the most demanding customers, Banks & Insurances Companys.
  • 20. We share the SYBASE’S vision of the unwired Enterprise INFORMATION INFORMATION MANAGEMENT MOBILITY Any Application Any Device DECISION-READY INFORMATIONAny Server Platform Any Person INTEGRATION COLLABORATION Any Data Always Available MANAGE ANALYZE MOBILIZE
  • 21. Thanks for your time.!!! Questions ?ivan.kechichian@2innovateIT.com ivan.kechichian@axxiome.com