Loading…

Flash Player 9 (or above) is needed to view presentations.
We have detected that you do not have it on your computer. To install it, go here.

Like this presentation? Why not share!

Banks’ role in supporting agriculture and food industry

on

  • 876 views

 

Statistics

Views

Total Views
876
Views on SlideShare
814
Embed Views
62

Actions

Likes
0
Downloads
6
Comments
0

2 Embeds 62

http://www.italoblog.it 47
http://www.italo.sk 15

Accessibility

Upload Details

Uploaded via as Microsoft PowerPoint

Usage Rights

© All Rights Reserved

Report content

Flagged as inappropriate Flag as inappropriate
Flag as inappropriate

Select your reason for flagging this presentation as inappropriate.

Cancel
  • Full Name Full Name Comment goes here.
    Are you sure you want to
    Your message goes here
    Processing…
Post Comment
Edit your comment

    Banks’ role in supporting agriculture and food industry Banks’ role in supporting agriculture and food industry Presentation Transcript

    • Agriculture and Agro-Industry in Slovak Republic Banks’ role in supporting agriculture and food industry Bratislava, November 16 th , 2010
    • Forewords Efficient use of capital is a Bank strategic goal Location/Filename/Unit/Author/Assistant (Change via 'View - Header and Footer') - - Support agriculture and food firms able to attract EU funds means mainly to comply with regulation successfully manage consensus generate more value for the bank and for the client Basel 2/3 Liquidity and Capital shortage Pressure from stockholders, stakeholders and communities Value creation driver
    • A (very) simplified exercise Location/Filename/Unit/Author/Assistant (Change via 'View - Header and Footer') - - Pillar 2 Pillar 1 YE P/L Statement YE P/L Statement Sales 5,000 Sales 5,000 1st Pillar contribution 0 1st Pillar contribution 3,000 Production cost (monetary) (4,100) Production cost (monetary) (4,100) Production cost (non monetary) (400) Production cost (non monetary) (400) Net interest income (loss) (50) Net interest income (loss) (20) Other items and tax (450) Other items and tax (830) Net income 0 Net income 2,650 YE Financial Statement Assets Liabilities and NAV   Cash & Sight deposits 0 Providers 1,000 Client receivables 1,500 Banks (sight accounts) 2,000 Warehouse 2,000 Banks (mid/long term loans) 5,000 Investments 6,000   Other shareholders funds 0   Equity and ret. earnings 1,500   Net income 0   Total 9,500 Total 9,500 YE Financial Statement Assets Liabilities and NAV   Cash & Sight deposits 2,650 Providers 1,000 Client receivables 1,500 Banks (sight accounts) 2,000 Warehouse 2,000 Banks (mid/long term loans) 2,000 Investments 6,000   Other shareholders funds 3,000   Equity and ret. earnings 1,500   Net income 2,650   12,150 12,150
    • A (very) simplified exercise Location/Filename/Unit/Author/Assistant (Change via 'View - Header and Footer') - - Score calculation a Financial P/L (50) (20) b Sales 5,000 8,000 c Operating P/L 500 3,500 d Cash flow 400 3,050 e Working capital 500 3,150 f Other shareholders funds 0 3,000 g Current liabilities 3,000 3,000   index 1 (a/b) -1.00% -0.25%   index 2 (a/d) -12.50% -0.66%   index 3 (d/c) 80.00% 87.14%   index 4 (f/e) 0.00% 95.24%   index 5 (g/b) 60.00% 37.50%   Score 4.45144 6.13719   PD 1.15274% 0.21563%   LGD 45% 45%   EL 0.51873% 0.09703%   Capital at Risk (1.000) 55.15 18.94   Basis point delta   42   Marginal value creation (CoC = 7.5%) 2.72 Better rating – Lower expected loss Additional value to share