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  • 1. No Paystubs? No Tax Returns? NO PROBLEM! The No Problem Loan Only Requires a Written Verification of Employment! No 4506 Executed! Loans up to $417,000 80% LTV SFR, PUD’s and condos all qualify for this program W-2 employees only Primary residence and now non-owners! Purchase and cash-out refi Gift funds for entire down payment are okay Apply today on our secure website www.integr8tivelending.com www.Integr8tiveLending.com 18 Technology Dr., Suite 104, Irvine, CA 92618 office (949) 340-2696 fax (949) 340-2695 DRE License #: 01429613