This document provides information about a panel discussion on open APIs that was held at Money 2020 Europe in Copenhagen. It introduces the six panel members: André Bajorat, Christophe Chazot, Shamir Karkal, Alex Mifsud, Simon Redfern, and moderator Shikko Nijland. The panel discussed the results of a survey by Innopay on opinions of European experts related to open APIs and banking. The document also includes brief descriptions of Innopay and the services they provide related to payments, digital identity, and e-business.