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IV chat 111010

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  • 1. TEXT FROM_USER Welcome to IVchat! Got an exciting chat in store 4 u. Bfore we begin, pls introduce yourselves in <140.. #IVchat IVchat I'm here, thanks for having me! #IVChat DrDeanBurke Hi all, I'm Cora, infusion nurse, welcome to IV chat!! #ivchat InfusionNurse Good evening, welcome to IVchat!! RT @DrDeanBurke: Im here, thanks for having me! #IVchat IVchat Looking 4ward to it #ivchat cilburke Hi , Jon here..not a nurse but in healthcare....lurking and learning #IVchat MEDsyntrix Hi all, I'm Andy...never been on a chat so glad to be here...#IVchat mcvassociates @mcvassociates @mesyntrix ...welcome to all! We will start in a sec. #IVchat IVchat Hello! Crystal here for NursingLink. This is our first time in Twitter chat 2 :) #ivchat NursingLink @nursingpins @nursinglinks..welcome to IVchat!! IVchat T1 -tonight-holiday shopping-check out today's blog post: http://wp.me/pNdnA-vc What are your spending plans this year- welcome all #IVChat DrDeanBurke Forgot the ht - Vernon in New Orleans - Hi all, here to learn - running late. #IVchat nursingpins RT @DrDeanBurke: T1 -tonight-holiday shopping-check out todays blog post: http://wp.me/pNdnA-vc What r yr spending plans this year #IVchat IVchat Hi Vernon! RT @nursingpins: Forgot the ht - Vernon in New Orleans - Hi all, here to learn - running late. #IVchat IVchat Dr. Burke is our guest on tonights chat, feel free to post ur replies/questions #IVchat IVchat @nursingpins Hey Vernon #IVChat DrDeanBurke b/c of economic, this holiday will be tough...#ivchat anyone else? mcvassociates @mcvassociates Welcome Andy! #IVChat DrDeanBurke hi DrDeanBurke - good to see ya. #IVchat nursingpins
  • 2. @mcvassociates to make the most of your lean pocketbook, need a list and a spending plan for each person! #IVChat DrDeanBurke I feel bad that I might not be able to give what my family wants this year too #IVchat MEDsyntrix T1 I have 4 daughters - after purchasing kotex and hairspray - will go from there :) #IVchat nursingpins @nursingpins lol #ivchat NursingLink @DrDeanBurke some nice tips in the URL you gave earlier #ivchat NursingLink @MEDsyntrix Shouldn't feel bad, give plenty of love, that is what is important! Hugs and kisses are free! #IVChat DrDeanBurke T1 - will try to get the #1 on each list - may not get far down the the list though! #IVchat nursingpins @NursingLink Thnxs :) they work if you use em! #IVChat DrDeanBurke Here's that link from Dr. Burke: http://wp.me/pNdnA-vc #IVchat IVchat T1 talking about holiday shopping! Black Friday is near! #IVChat DrDeanBurke RT @DrDeanBurke: T1 talking about holiday shopping! Black Friday is near! #IVchat IVchat Does anyone set a limit for total holiday spending, and more important keep to their limit?? #IVChat DrDeanBurke T1 The day after TG has usually been good - if you can fight the crowds! #IVchat nursingpins staying under budget is hard! dig the googling coupons idea though. #ivchat NursingLink @DrDeanBurke ..what would be a reasonable spending limit u would suggset? #IVchat mcvassociates @NursingLink coupons are good, but take effort to keep straight, and use. #IVChat DrDeanBurke Who doesnt shop day after TG? #IVchat MEDsyntrix @mcvassociates Depends on your financial status-debt level, and needs-practical things vs toys? #IVChat DrDeanBurke I don't shop after TG. I have to work that night... #ivchat JoyceHarrellRN
  • 3. @DrDeanBurke ..does store coupon really save money or justt enticement to shop more? #IVchat MEDsyntrix According to Reuters, in 2007 135 million people participated in the Black Friday shopping rush. - wikipedia. Wowza. #ivchat NursingLink @MEDsyntrix I avoid Black Friday-day after Thnksgvng, but my wife loves it:) #IVChat DrDeanBurke @nursinglink Staying under budget is hard. We all love to give. #ivchat JoyceHarrellRN @joyceharrellrn and not disappoint. #ivchat NursingLink I agree..RT @JoyceHarrellRN: @nursinglink Staying under budget is hard. We all love to give. #ivchat MEDsyntrix I don't charge anything for Christmas. Cash all the way. No debt after. @DrDeanBurke #ivchat JoyceHarrellRN @NursingLink That's a lotta shopping! #IVChat DrDeanBurke RT @NursingLink: According to Reuters, in 2007 135 million people participated in the Black Friday shopping rush. wikipedia. Wowza. #IVchat IVchat that's smart! RT @joyceharrellrn: I dont charge anything for Christmas. Cash all the way. No debt after. @DrDeanBurke #IVchat IVchat I find you do better on BF if you know what you are going after - otherwise get lost in the shuffle. #IVchat nursingpins @NursingLink Yeah, don't want to disappoint. In my family, thank goodness we have gotten passed that. #ivchat JoyceHarrellRN Shouldn't be paying for holiday shopping on card if can't pay in full when bill arrives, IMHO #IVChat DrDeanBurke what about brands and their FB fan pages? sometimes they give out exclusive coupons for followers. #ivchat NursingLink @nursingpins Good idea! Make lists, and budget for each person. #ivchat JoyceHarrellRN anyone notice coupons being pumped out via FB or twitter yet? #ivchat NursingLink
  • 4. RT @nursingpins: I find you do better on BF if you know what you are going after - otherwise get lost in the shuffle. Have a plan! #IVChat DrDeanBurke true RT @nursingpins: I find you do better on BF if you know what you are going after - otherwise get lost in the shuffle. #ivchat InfusionNurse @DrDeanBurke yes totally agree with this #ivchat NursingLink @DrDeanBurke i get lost shopping just in the grocery store if i don't have a list! #ivchat NursingLink not yet but sure it'll be coming RT @NursingLink: anyone notice coupons being pumped out via FB or twitter yet? #ivchat InfusionNurse @NursingLink FB fan pages, good place for deals, if you have a specific need, don't get caught in hype! #IVChat DrDeanBurke RT @NursingLink: @DrDeanBurke i get lost shopping just in the grocery store if i dont have a list! #ivchat JoyceHarrellRN LOL..RT @NursingLink: @DrDeanBurke i get lost shopping just in the grocery store if i dont have a list! #ivchat InfusionNurse I have found a lot of good deals at http://woot.com/ esp electronics/cameras etc. #IVchat nursingpins my prob is sticking to the list..really need discipline... #ivchat InfusionNurse what about overstock.com? is it really even cheaper? #ivchat NursingLink is using a credit card for xmas shopping ok? if so, when? #ivchat NursingLink Cpns can encourage a purchase for something you were not already going to buy. Beware! #ivchat cilburke @InfusionNurse Lists are good, for everyday shopping, but very important to stay in your spending plan for holiday. #IVChat DrDeanBurke good point RT @DrDeanBurke: @NursingLink FB fan pages, good place for deals, if you have a specific need, dont get caught in hype! #ivchat InfusionNurse
  • 5. RT @cilburke: Cpns can encourage a purchase for something you were not already going to buy. Beware! #IVchat IVchat @Nursinglink @DrDeanBurke I started a few weeks ago, buying for one person, each pay period. #ivchat JoyceHarrellRN Blog post: http://wp.me/pNdnA-vc has link to a easy to use list/spreadsheet template, so you can save and use next year! #IVChat DrDeanBurke With a list and the internet, you can comparison shop for overstock.com #ivchat cilburke RT @joyceharrellrn: @Nursinglink @DrDeanBurke I started a few weeks ago, buying for one person, each pay period. #IVchat IVchat @joyceharrellrn Thats a good idea. #IVchat nursingpins @joyceharrellrn Good idea to spread out purchases-maybe even layaway! #IVChat DrDeanBurke @DrDeanBurke: Blog post: http://wp.me/pNdnA-vc has link to a easy to use list/spreadsheet template, #ivchat JoyceHarrellRN @nursingpins Thanks! #ivchat JoyceHarrellRN RT @DrDeanBurke: Blog post: http://wp.me/pNdnA-vc has link to a easy to use list/spreadsheet template, so you can saveuse next year! #ivchat InfusionNurse Good idea! RT @joyceharrellrn: @Nursinglink @DrDeanBurke I started a few weeks ago, buying for one person, each pay period. #ivchat NursingLink @DrDeanBurke Finding layaway not so much. Kmart has it here. #ivchat JoyceHarrellRN Does anyone shop with a friend, to keep your spending in control? #IVChat DrDeanBurke I like to make my own cards. You may not save money with that route. But can type a nice family update and send a picture. #ivchat JoyceHarrellRN do u buy when not on sale? RT @JoyceHarrellRN: @Nursinglink @DrDeanBurke started buying for one person, each pay period. #ivchat mcvassociates @mcvassociates ill hunt for coupons online first #ivchat NursingLink
  • 6. @DrDeanBurke I think shopping with someone else would make me spend more #ivchat joyceharrellrn @mcvassociates I only buy when on sale. #ivchat JoyceHarrellRN RT @joyceharrellrn: @DrDeanBurke I think shopping with someone else would make me spend more #IVchat IVchat Agreed! RT @joyceharrellrn: @DrDeanBurke I think shopping with someone else would make me spend more #ivchat NursingLink I like to send a card or note to family around holiday-agree doesnt have to be fancy, #IVChat DrDeanBurke shopping w/friends can also help u think of creative ways to save money too though #ivchat NursingLink my friends r bad w/ shopping 2 RT @joyceharrellrn: @DrDeanBurke I think shopping with someone else would make me spend more #ivchat InfusionNurse @NursingLink Need to find frugal buddy to shop with... #IVChat DrDeanBurke RT @DrDeanBurke: @NursingLink Need to find frugal buddy to shop with... #ivchat JoyceHarrellRN I like to send Fruit Cakes to people I'm not too fond of..smiling. #IVchat nursingpins RT @NursingLink: @mcvassociates ill hunt for coupons online first #IVchat IVchat @InfusionNurse LOL. Most friends are bad with shopping... They can spend, and you get on the bandwagon. #ivchat JoyceHarrellRN T2..coming up next from Dr. Burke #IVchat IVchat T2- money problems, spending problems, debt-do any of you carry balance on card, have trouble with spending-sounds like no? #IVChat DrDeanBurke LOL..RT @nursingpins: I like to send Fruit Cakes to people Im not too fond of..smiling. #IVchat IVchat I make soap. This makes nice but very appreciated gifts for people I work with, etc. #ivchat JoyceHarrellRN they still make those?? shld be banned!! RT @nursingpins: I like to send Fruit Cakes to people Im not too fond of..smiling. #ivchat InfusionNurse
  • 7. @nursingpins Vernon, vernon, vernon...re fruitcake:) #IVChat DrDeanBurke check out http://www.retailmenot.com/ for online savings. sometimes coupons are hit or miss though #ivchat NursingLink RT @DrDeanBurke: @nursingpins Vernon, vernon, vernon...re fruitcake:) LOL!!! #ivchat JoyceHarrellRN LOL..RT @DrDeanBurke: @nursingpins Vernon, vernon, vernon...re fruitcake:) #IVchat IVchat RT @DrDeanBurke: T2- money problems, spending problems, debt- do any of u carry balance on card, trouble w/ spending-sounds like no? #IVchat IVchat @InfusionNurse There is only about 25 left - I've had the same one several times. #IVchat nursingpins RT @NursingLink: check out http://www.retailmenot.com/ for online savings. sometimes coupons are hit or miss though #IVchat IVchat Making gifts, seriously can be a way to curb the budget... #ivchat JoyceHarrellRN @joyceharrellrn ..where do u find the time? #ivchat InfusionNurse turn off the computer and the tv #ivchat cilburke RT @InfusionNurse: @joyceharrellrn .where do u find the time?(In between working at hospital, working on my business,and houseclean #ivchat JoyceHarrellRN T2 Excessive debt, student loans? any still paying? #IVChat DrDeanBurke credit cards: you need to put yourself into debt to establish credit. BOO. #ivchat NursingLink LOL...make gifts instead...RT @cilburke: turn off the computer and the tv #ivchat MEDsyntrix RT @DrDeanBurke: T2 Excessive debt, student loans? any still paying? Yes. Working on paying debt off. #ivchat JoyceHarrellRN @DrDeanBurke yes to student loans. #ivchat NursingLink RT @NursingLink: credit cards: you need to put yourself into debt to establish credit. BOO. My goal is to become totally debt free #ivchat JoyceHarrellRN
  • 8. @joyceharrellrn can you ever be debt free tho? considering home loans, etc. #ivchat NursingLink RT @MEDsyntrix: LOL...make gifts instead...RT @cilburke: turn off the computer and the tv (like this idea) #ivchat JoyceHarrellRN T2 paid off student loan...but still short on $$$ #IVchat mcvassociates maybe the stock market is the way to go. #ivchat NursingLink @NursingLink Yes to Boo on "establishing credit" fact of life, have to work within the system! whoo hoo to debt free! #IVChat DrDeanBurke RT @NursingLink: @joyceharrellrn can you ever be debt free tho? considering home loans, etc.(I think you can, working on it) #ivchat JoyceHarrellRN RT @DrDeanBurke: @NursingLink Yes to Boo on "establishing credit" fact of life, have to work within the system! whoo hoo debt free! #IVchat IVchat Anyone investing in Dinar??? #ivchat JoyceHarrellRN Secret to debt free is establish money goals, and spending plan, and be consistent with spending control! #IVChat DrDeanBurke RT @NursingLink: maybe the stock market is the way to go. (someone told me I needed to buy Dinar) #ivchat JoyceHarrellRN RT @DrDeanBurke: Secret to debt free is establish money goals, and spending plan, and be consistent with spending control! (agree) #ivchat JoyceHarrellRN RT @mcvassociates: T2 paid off student loan...but still short on $$$ congrats on student loan payoff! Great job! #IVChat DrDeanBurke RT @DrDeanBurke: Secret to debt free is establish money goals, and spending plan, and be consistent with spending control! #IVchat IVchat RT @NursingLink: credit cards: you need to put yourself into debt to establish credit. BOO. #ivchat motherjonesrn Careful with stock tips-my experience is almost always a loser, LOL! #IVChat DrDeanBurke
  • 9. RT @nursingpins: I like to send Fruit Cakes to people I'm not too fond of..smiling. #IVchat motherjonesrn RT @motherjonesrn: RT @NursingLink: credit cards: you need to put yourself into debt to establish credit. BOO. #IVchat IVchat @nursinglink was trying to get caught up on NL, posts, and found myself here... #ivchat JoyceHarrellRN Dinar...the currency? #IVchat MEDsyntrix T2 I found it is worth paying a tax attorney for ICT filling instead of a chain. #IVchat nursingpins @joyceharrellrn nice! #ivchat NursingLink glad 2 c u here !! RT @joyceharrellrn: @nursinglink was trying to get caught up on NL, posts, and found myself here... #IVchat IVchat RT @MEDsyntrix: Dinar...the currency? Yes, someone last night told me to invest in it... Sounds fishy... #ivchat JoyceHarrellRN RT @DrDeanBurke: Careful with stock tips-my experience is almost always a loser, LOL! #IVchat IVchat RT @NursingLink: @joyceharrellrn nice! Hey whenever you want me to submit my articles, let me know.... :) #ivchat JoyceHarrellRN @nursingpins What is ICT? #IVChat DrDeanBurke More budget tips from the FTC http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt082.shtm #ivchat NursingLink @DrDeanBurke income tax #IVchat nursingpins @joyceharrellrn send them to info@nursinglink.com! that's where i can relay them to the editor for consideration :) #ivchat NursingLink RT @NursingLink: More budget tips from the FTC http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt082.shtm #ivchat JoyceHarrellRN RT @NursingLink: More budget tips from the FTC http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt082.shtm #ivchat mcvassociates Good to know...RT @nursingpins: @DrDeanBurke income tax #IVchat IVchat
  • 10. @nursingpins agree,in general you get what you pay for with tax preparers if complicated return, itemizing! #IVChat DrDeanBurke T3 coming up next... #IVchat IVchat @NursingLink I wrote the editor...They said they were interested, but would get back to me... That was weeks ago... #ivchat JoyceHarrellRN cost more $$$ RT @nursingpins: T2 I found it is worth paying a tax attorney for ICT filling instead of a chain. #IVchat InfusionNurse @joyceharrellrn hmm...I'll ask and DM you later this week. Sorry about that! #ivchat NursingLink RT @IVchat: glad 2 c u here !! RT @joyceharrellrn: @nursinglink was trying to get caught up on NL, posts, and found myself here... #ivchat JoyceHarrellRN http://blog.themillionairenurse.com/2010/10/05/five-tips-to-establish- credit/ link to suggestions #ivchat cilburke interesting ..RT @JoyceHarrellRN: RT @MEDsyntrix: Dinar, the currency? Yes, some1 told me to invest in it... Sounds fishy... #ivchat MEDsyntrix @IVChat: Thanks and good to be here. #ivchat JoyceHarrellRN @NursingLink Thanks! #ivchat JoyceHarrellRN T3, retirement planning-do you have 403b, or 401k, and does employer match? #IVChat DrDeanBurke RT @DrDeanBurke: T3, retirement planning-do you have 403b, or 401k, and does employer match? #IVchat IVchat yes on 401k..shld one have 403b? #ivchat InfusionNurse @DrDeanBurke I don't know of a hospital that matches? - only have rolled over self directed IRA's #IVchat nursingpins have the match amount taken out in your 403b, otherwise losing free money.. #IVChat DrDeanBurke @nursingpins local hosp matches 3 percent #IVChat DrDeanBurke @MEDsyntrix Cool. Just read your bio. I'm an oncology nurse, as well as wellness coach. #IVChat joyceharrellrn
  • 11. RT @DrDeanBurke: have the match amount taken out in your 403b, otherwise losing free money.. #IVChat IVchat RT @nursingpins: @DrDeanBurke I don't know of a hospital that matches? - only have rolled over self directed IRA's #IVchat IVchat if no match roll over to IRA can be way to go, more flexibility and choices #IVChat DrDeanBurke @DrDeanBurke Our hospital doesn't pay social security. There is another thing they do, and match. #IVChat JoyceHarrellRN RT @JoyceHarrellRN: @DrDeanBurke Our hospital doesn't pay social security. There is another thing they do, and match. #IVChat IVchat If you don't know if your facility matches in 403b or 401k, ask tomorrow, how much? #IVChat DrDeanBurke RT @DrDeanBurke: If you don't know if your facility matches in 403b or 401k, ask tomorrow, how much? #IVChat IVchat RT @InfusionNurse: yes on 401k..shld one have 403b? #ivchat IVchat @joyceharrellrn Is facility religious institution owned, they can sometimes opt out of social security.. #IVChat DrDeanBurke @DrDeanBurke many nurses I know work PT and don't have much of a retirement plan - what would you recommend? #IVchat nursingpins @drdeanburke..anything we need to prep for end of year financial stuff? #IVchat IVchat @DrDeanBurke Our hospital is not a religious institution. #ivchat JoyceHarrellRN RT @nursingpins: @DrDeanBurke many nurses I know work PT and dont have much of a retirement plan - what would you recommend? #IVchat IVchat Can't usually have both 401k and 403b, mutually exclusive plans-a almost identical in what they do. allw tax free retirment savings #IVChat DrDeanBurke @joyceharrellrn Not sure how they opt out of social security?? #IVChat DrDeanBurke RT @IVchat: @drdeanburke..anything we need to prep for end of year financial stuff?yes, if you had special first time home buyer #IVChat DrDeanBurke
  • 12. I personally am not relying on the hospital to bring my security. #ivchat JoyceHarrellRN that's not charitable...LOL RT @JoyceHarrellRN: @DrDeanBurke Our hospital is not a religious institution. #ivchat InfusionNurse @DrDeanBurke I can't remember the fund, but it is matched 100%, and we can't get until retirement age. #ivchat JoyceHarrellRN @IVchat or other tax credits, you need to plan for taxes on those benefits. Look over your deductions for changes #IVChat DrDeanBurke RT @joyceharrellrn: I personally am not relying on the hospital to bring my security. #IVchat IVchat RT @nursingpins: many nurses I know work PT and dont have much of a retirement plan - what recommended? Roth or Traditional IRA #IVChat DrDeanBurke I have found that hospitals that have credit unions come in handy - esp for larger purchases. #IVchat nursingpins RT @IVchat: RT @joyceharrellrn: I personally am not relying on the hospital to bring my security. Should rely on self-I try to help! #IVChat DrDeanBurke Time goes fast when having fun...before we end, any words of wisdom? #IVchat IVchat RT @nursingpins: I have found that hospitals that have credit unions come in handy - esp for larger purchases. #IVchat IVchat I am beginning an online course to help with money problems-see blog post: http://wp.me/pNdnA-uw for details, opt in to get info. #IVChat DrDeanBurke RT @nursingpins: I have found that hospitals that have credit unions come in handy - esp for larger purchases. Credit unions rock! #IVChat DrDeanBurke Wisdom? Just continuing to network, sharing ideas, making smart decisions, investing wise, building up my own business... #ivchat JoyceHarrellRN @DrDeanBurke: I am beginning an online course to help with money problems-see blog post: http://wp.me/pNdnA-uw for details, #ivchat JoyceHarrellRN
  • 13. Thanks for opportunity to meet with you guys-lots of fun and great questions, will need to continue conversation soon! #IVChat DrDeanBurke RT @IVchat: Time goes fast when having fun...before we end, any words of wisdom? #IVchat IVchat Fun chat! Thanks everyone! #ivchat NursingLink Thanks @IVchat @DrDeanBurke and all - will check out http://wp.me/pNdnA-uw #IVchat nursingpins this has been a great chat...thanks so much @DrDeanBurke #IVchat MEDsyntrix I think goal setting, and planning your spending are the two most important steps to making progress with your money! #IVChat DrDeanBurke RT @DrDeanBurke: Thanks for opportunity to meet with you guys- lots of fun and great questions, will need continue conversation soon! #IVchat IVchat Next IV chat is on Nov. 23 at 8pm..thanks to everyone and especially to @drdeanburke #IVchat IVchat Thanks @nursinglink @nursingpins @DrDeanburke, @medsyntrix @IVchat @wellnessnurses #ivchat JoyceHarrellRN RT @DrDeanBurke: I think goal setting, planning your spending are the two most important steps to making progress with your money! #IVchat IVchat Good night, great chat, good luck in the future with your #money! #IVChat DrDeanBurke thanks too! RT @joyceharrellrn: Thanks @nursinglink @nursingpins @DrDeanburke, @medsyntrix @IVchat @wellnessnurses #IVchat IVchat Goodnight everyone, thanks again for joining..till next chat..remember..Money talks...so do nurses!!! #IVchat IVchat Thanks Dr. Burke! RT @DrDeanBurke: Good night, great chat, good luck in the future with your #money! #IVchat IVchat IVchat is now on FB...go visit and like us...http://on.fb.me/bvTuqF #IVchat IVchat Next IVchat Nov. 23 8pm...mark your calendars... #IVchat IVchat
  • 14. RT @NursingLink: More budget tips from the FTC http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt082.shtm #ivchat baerbelsmile Great #IVchat w/@DrDeanBurke on Nurses & Money...thanks Dr. Burke! Thanks to all who joined us tonight!! InfusionNurse @IVchat Thanks for the follow. Had fun on the #IVChat tonight. JoyceHarrellRN @InfusionNurse - OH man!!!! I had to run kids all over last night and missed #IVChat - DRAT!!!!!!!! onlinenursing