Flash Player 9 (or above) is needed to view presentations.
We have detected that you do not have it on your computer. To install it, go here.

Like this presentation? Why not share!

Intelligente industriløsninger til den finansielle sektor






Total Views
Views on SlideShare
Embed Views



1 Embed 27

http://smarterbusinessdk.wordpress.com 27


Upload Details

Uploaded via as Microsoft PowerPoint

Usage Rights

© All Rights Reserved

Report content

Flagged as inappropriate Flag as inappropriate
Flag as inappropriate

Select your reason for flagging this presentation as inappropriate.

  • Full Name Full Name Comment goes here.
    Are you sure you want to
    Your message goes here
Post Comment
Edit your comment

Intelligente industriløsninger til den finansielle sektor Intelligente industriløsninger til den finansielle sektor Presentation Transcript

  • Banking Industry FrameworkIndustry solutions for a Smarter BankHenrik Koch, Industry Solutions Executive, IBM Software Group
  • Agenda1. Introducing IBM Industry Framework for Banking • The market demand for Banking Industry Frameworks • Definitions and key benefits2. Industry Framework and Industry Solutions for Banking • Corebanking Modernisation • Payments and Securities • Customer care & Insight • Integrated Risk • Financial Markets Framework3. Closing remarks • Where to get new collateral and information • Who to contact • Questions
  • Agenda1. Introducing IBM Industry Framework for Banking • The market demand for Banking Industry Frameworks • Definitions and key benefits2. Industry Framework and Industry Solutions for Banking • Corebanking Modernisation • Payments and Securities • Customer care & Insight • Integrated Risk • Financial Markets Framework3. Closing remarks • Where to get new collateral and information • Who to contact • Questions
  • Clients value IBMs ability to deliver integrated solutionsClient buying behaviors are shifting: Customers are looking for their business commitments to be met at market speed, or better Managing project costs into bite-sized bits is now a requirement Customers want to utilize the technology that best supports their strategy, independent of vendor Our Strategy:  Combine industry assets and best practices into offerings focused on core and connected business problems  Design for re-use  Incubate an ecosystem of industry ISVs, pre-integrate  Be prescriptive about a platform, emphasize best practices, better utilize our industry expertise
  • Client buying behaviors are shifting towards an integrated solution which combines existingassets and new of the shelf-services Custom (Legacy) Environment Integrated Solutions ISV-dominated Environment Level of adoption Representative Industries Representative Industries Banking Electronics Healthcare Chemicals & Petroleum Government High-Tech Manufacturing Financial Markets Automotive Insurance Media & Entertainment The market has requested: More standardised Today Future solutions, easy to integrate and more service oriented
  • With a framework approach, organisations can progressively transform to a more simplified, strategic infrastructure 3 Achieve a simplified and agile strategic infrastructure Build on the value of previous 2 projects and reuse assets Pick a framework project and start 1 rationalizing to deliver a quick ROI Increasing reuse and business agility along the way!
  • IBM Industry Frameworks - deliver the full power of IBM software to industry solutionsFrameworks deliver technology in an industry context, aligning IT to business needs
  • Industry Solutions Structure Industry Solutions B2B & Enterprise Enterprise Industry Commerce Content Marketing Industry Frameworks Management Management & Industry AssetsOrder management CommerceOptimization & logistics Essential Content Marketing Process & Demand Including: Advanced Case Mgmt Generation Solutions Energy and Utilities Content Analytics Retail Information Lifecycle Government/Defense Manufacturing Health Integration Commerce Media Physical Meets Digital  Customer Care & Insight  Workforce Optimization  Financial Transaction Management  Financial Operations  IBM Payments Director  IBM Electronic Payments Platform 
  • IBM Banking Industry FrameworkA Foundation for a Smarter Bank: Actionable Innovation Financial Risk Architecture Transformation Financial Crimes Process Agility Governance & Compliance Application Modernization Operational & IT risk Consumer Payments Information Commercial Payments Insight Compliance & Risk Interaction Payments Transaction Platform
  • Speed solution deployment with foundational and domain-specific software extensions and accelerators Core Banking TransformationPayments & Securities Refer Pa ence y Paym m ents en Servi ts ces O Interfa bj ces ec Ti ts Sta m U te er IBM industry solutions se En Se r Flow gin rvi Int Coord e ce erf inator s ac e WebSphere BI for EPP Assets Banking Vocabulary Banking Message Model Banking Extensions for Common Shared Services WTX Industry Packs MDM Server FN pureXMLTM Corporate Payments Services Component Solution Templates Development Tools / Payments Bundles Scenario Building Blocks Methodology Design Rules IBM Foundational IBM Banking Industry Framework COGNOS Banking WebSphere Modeler Rational Software Information FrameWork (IFW) & WebSphere Banking Architect with IFW Content Pack Performance with IFW Banking Data Warehouse (BDW) SOA Banking Blueprints Process and Data Models Integrated Risk ManagementScenarios Integrated Risk Management Customer Care & Insight COGNOS Banking Risk Banking Data Integration Account Opening Customer Identification Performance – Credit Risk COGNOS Risk Adjusted Accelerators Scenario Profitability Blueprint Solution IBM Service Management for IRM WebSphere Multichannel Bank Common Business Language Transformation Toolkit Finance and Integrated Risk Entity Analytics and COGNOS Banking Management (FIRM) Services Accelerator Performance Blueprints Global Name Recognition
  • Banking Industry Framework – Themes behind V2 IBM BANKING INDUSTRY FRAMEWORK ENABLEMENT SERVICES ISV & SI PARTNERS METHOD & TOOL ACCELERATORS ARCHITECTURE INTEGRATION PLT Theme 1: A more unified framework METHOD & TOOL ENGAGEMENT EXPERIENCES ACCELERATORS CUSTOMER POCS/FOAKS ARCHITECTURE EARLY ADOPTERS INTEGRATION PLT INDUSTRY STANDARDS IBM SOFTWARE FOUNDATION IBM DYNAMIC INFRASTRUCTURE Priority Industries Priority Industries S&D and GBS AlignmentTheme 2: Shaped by industry software strategies and Smarter Commerce Customer Core Banking Industry Solutions Group Customer Care & Insight IT Systemscapabilities Smarter Physical Infra Advanced Case Mgmt and Operations Care and Transformation Workforce Optimization Financial Operations Insight E&U Retail Health Telco Govt O&G Banking Electr Transport Theme 3: Incorporating key SW growth trends Store and BAO Channels Integrated Payments & Risk Transaction Management Services Merchandising Theme 4: Acquisitions expand business value and Product Management Theme 5: Tuned for LOB Buyer Head of Chief Marketing Officer Retail Banking (CMO) Chief Risk Officer
  • Banking Industry Framework BenefitsA Foundation for a Smarter Bank: Actionable Innovation • Mitigate Risk (De-Risk) • Accelerate & Expedite a Successful Implementation using accellerators and competency centers • Reduce cost • Future Proofing • Backed up by IBM’s long term commitment to industry standards and R&D
  • Agenda1. Introducing IBM Industry Framework for Banking • The market demand for Banking Industry Frameworks • Definitions and key benefits2. Industry Framework and Industry Solutions for Banking • Corebanking Modernisation • Payments and Securities • Customer care & Insight • Integrated Risk • Financial Markets Framework3. Closing remarks • Where to get new collateral and information • Who to contact • Questions
  • Banking Industry Framework - Core Banking Transformation Projects  Banking reference architecture  Master data Management  Process Integration  Information Integration  Infrastructure Management, Security & Scalability Core Banking Transformation  Model Driven Development  Business process transformation Simplification  Business rules and logic management Componentization  Solution Template Driven Transformation Integration Architecture  Performance Monitoring Optimization Transformation Collaboration Security Resiliency Process Agility  Legacy application modernization and renovation  Develop next generation applications  Replace legacy application with package solutions  Data migration from legacy systems Application Modernization
  • Start transforming core banking capabilities with a framework ProjectCore Banking Transformation Project Areas Business Partners  Transform your core banking platform, reduce operational cost and risk, and improve core banking process efficiency with projects addressing Content Validated on Framework Architecture fundamental capabilities including a simplified IT infrastructure, platform Transformation scalability, enterprise-wide master data management for customer contract, and product data, and model driven development to build business service components  Improve profitability by expanding into new markets faster, bringing innovative products to market quickly, and differentiating pricing and terms Process Agility for maximum customer satisfaction with flexible and efficient processes for account opening and management, product bundling, and dynamic relationship pricing  Transition from existing core banking applications in a staged and modular way with near term payback and reduced risk and disruption; Application Modernization integrate best-of-breed application components, buy new packaged applications and integrate with enterprise systems, or build new SOA components for a customized, lower cost, and less risky approach
  • What are the key drivers for banks to modernize their core banking systems?Banks are looking at core systems modernization in response to specific business, technology and regulatory drivers Revenue Growth Efficiency Improvement Product Innovation Customer Centricity Operating Cost Globalization Time To Market M&A Business Drivers Drivers for Core Technology Drivers Regulatory Drivers Systems Modernization Architectural Workforce Enterprise Leverage Regulations Compliance Simplicity Optimization Modularity SOA Fading Skills SMEs Retiring Monitoring Auditing Reporting Asset Rationalization Shared Services
  • Solution Component Use: ‘Arrangement’ Service Model for Client Relationship and Offer Optimisation Development Marketing Advise Execute Service Termination Shared Service Center Business Advisors Mobile Banking Internet Group Business DevIBM Industry Process &Service Models Extract & Analyse IBM ILog Bus Rules 4 MDM Server for PIM Engine InfoSphere MDM 3 Server for PIM 2 3 CRM Systems Use/Consolidate BIS System & Product Product Factory Role BIS System Role Factory Role 1 InfoSphere MDM Server InfoSphere MDM Server
  • IBM Master Data Management Product PortfolioCollaborative Authoring Create Maintain Update Govern Deliver InfoSphere MDM Server for PIM InfoSphere MDM Server Data Stewardship Collaborative Authoring Business Services Business Process workflow Pre-built Customizable MDM Domains NPI Catalog Mgt Multi-Commerce MDM Custom-Built Domains Party Account Product Custom Integration Product Location Supplier Others Content Data Analytics
  • Nordic Bank Financial Services Challenge • Growth through mergers and Benefits acquisitions had created a bank  A cross-enterprise transformation program that would ultimately streamline all business processes and integrate with multiple lines of business and system countries that were operating with  An IT platform totally adaptive to changing business needs, embracing SOA strategy and master data management different processes and systems.  A cross-line of business customer view to continue to grow business and improve customer satisfaction • Needed to streamline business Solution  A MDM solution to enable cross-selling and up-selling, M&A integration, compliance (Basel II, MiFID) and operational efficiency IBM® InfoSphere MDM Server IBM InfoSphere QualityStage IBM Rational Application Developer IBM InfoSphere MDM Server for PIM IBM WebSphere Application Server SWG Lab Services for implementation 19 APPROVED FOR EXTERNAL USE
  • Banking Industry Framework – Customer Care and Insight Projects Single View of Customer Customer Data Warehouse Information Customer Analytics Insight Business Performance Analytics Customer Core Banking Care and Transformation Insight Integration Multi-Channel Transformation Optimization Interactive Marketing Analytics Sales and Advisory Transformation Collaboration Interaction Onboarding a nd Origination Optimization Security Customer Care and Servicing Resiliency Integrated Payments and Risk Management Transaction Services
  • Get started with a Customer Care and Insight project CC&I capabilities are theCustomer Care and Insight Project Areas foundation for all front-office projects  Understand customer data across all systems and build common customer data definitions Business Partners Information  Integrate operational customer data to achieve a enterprise single customer view Content Validated on Framework  Consolidate operational and historical customer data into a common data warehouse  Extract valuable customer insight such as segmentation, value, Insight needs, behavior, etc. from the integrated customer data to help business retain and grow its customer base  Provide the business a real-time view of performance by channel, product, customer segments, geographies, campaign, etc.  Optimize marketing, sales and customer service processes; include single view of customer and deeper insight at the point of Interaction interaction across all channels  Transform multiple channels for improved customer experience, consistency across different channels, more engaging customer dialogs, and ultimately better business results
  • Interactive Marketing bringing science to the art of marketing Interactive MarketingREAL-TIME MARKETING software:  Presents personalized messages in real-time during inbound interactions  Personalization based on: – Existing customer data and new information gained during the interaction – Or, behavioral targeting of anonymous visitors  Designed for easy deployment and management (“so easy a marketer can do it”)  Meets the most rigorous performance requirements. Up to: – 1,000s of transactions per second – Half-second average response time
  • Delivering personalized offers across channels in real time Interactive Marketing turns inbound interactions into profitable communications Business Need  Outbound campaigns were ineffective – not taking advantage of customer initiated interactions  Needed to create a single, cross-channel, relationship with each customer  Disparate teams managed customer dialogs  Needed to reduce marketing costs Real Results • Relevant, real-time campaigns drive higher response rates • 85M targeted offers served each day across 5 channels – direct mail, email, web, call center, and branches • €20M increase in earnings expected • Lowered direct marketing cost 35% • Faster campaign cycle times: from 26 weeks per campaign to just 4 weeks
  • Mobile Web Need Solutions Portal Mobile Webkit Themes ...extend a Web experience to mobile Available today for iPhone devices for specific mobile browsers Coming soon for Android, Blackberry, iPad ..rapidly develop & deploy web & hybrid Web Experience Factory mobile applications that have a native smart phone, look and feel - Portal Mobile Webkit Themes -- WAS 8.0 ..write once, run on many devices – tablets, kiosks, web, PDA and more - Dojo -- Hybrid ...mobile Web applications or content Mobile Portal Accelerator for virtually any mobile device browser 8,400 Devices
  • Supporting smartphone and multi-channel application capabilities Desktop WebSphere Experience Factory ...and generate BrowsersUse one common set applications forof tools, multiple clienttechniques, devicesapplicationcode (models)... Smartphones Sharepoint(CMIS / REST) Tablets Legacy ...deploy to (WS / REST) multipleplatforms... WebSphere WebSphere Portal Application Server CRM & SQL
  • IBM has a broad portfolio of Mobile Enablement offerings
  • Banking Industry Framework - Integrated Risk Management Projects Get Your Risk Data in Order Risk Insight and Control Real Time Risk Insight and Control Financial Risk Optimization Risk Risk Modeling and Scenario Analysis Customer Core Banking Care and Transformation Customer Screening and watch-list filtering Insight Transaction monitoring for Suspicious Activity Case Management, Transaction blocking & Suspicious Activity Integration Financial Optimization Reporting Crimes Analytics Collaboration Operational Risk Platform Security Comprehensive Security Control, Enforcement, Management Resiliency Trusted Identity Management Integrated Payments and Configuration/Incident/Problem/Change/Release Management Operational and IT Risk Management Transaction Services Continuous, comprehensive fault monitoring risk Data Protection Application Integrity and Security Compliance Information Lifecycle Management Governance Corporate Governance and Internal Control and Sales and Market Conduct Compliance Compliance Regulatory Compliance Prudential Compliance Collaboration for Legal and Compliance
  • Start small and grow with an Integrated Risk Management projectIntegrated Risk Management Project Areas Business Partners  Connect market, credit counter-party and liquidity risk to business and finance information systems Content Validated on Framework Financial Risk  Enable risk reporting across and at different levels of the enterprise to enable better risk decision-making  Integrate disparate fraud platforms to move towards real-time and proactive monitoring and improve investigations Financial Crimes  Leverage tools to identify fraudulent activity before it happens  Automate fraud prevention to reduce costs  Enable monitoring of internal processes, people and systems for improve Open Pages, Algorithmics, SPSS, Cognos, IFW, DB2 operational risk management Operational & IT Risk  Implement early warning systems, IT and crises management processes and business recovery planning  Improve your ability to respond to regulatory scrutiny  Accurately report risk exposure Governance &  Standardize and automate compliance processes Compliance  Get the flexibility to respond dynamically to changing regulatory requirements
  • Putting IBM’s Proposed Architecture into the Context of OurRecommended Target Operating Model Financial Crimes Integrated Financial Crimes Center of Excellence 1. Implements top down policy based on organization risk tolerance 2. Consolidates accountability and direction of resources 3. Prioritizes and manages initiatives 4. Collaborates with other stakeholders to drive a safer business Generates improved business intelligence for executives, benefiting tactical functions and enables strategic thinking Consolidated and integrated operational organization (where feasible) addresses customer-based alerts and enhances efficiency 1. Consolidates alerts across channels 2. Conducts cross-LOB analytics 3. Automates, standardizes, and documents analysis and investigation Flexible model leverages the strengths of leading technologies by adopting best of breed systems and processes
  • Solution Overview Financial Crimes• Sanctions Screening and Transactions Filtering: A regulatory requirement to stop activity in real time financial transactions (wire activity) or to block opening an account, the sanctions list details the blocked entities and is updated daily.• Know Your Customer: A regulatory requirement for better customer identification and knowledge at the account opening phase. Helps preventing possible threats of AML / Fraud.• Enhanced Due Diligence for High-Risk Customers: For customers deemed to pose a high-risk, the financial institute “should consider” obtaining, both at account opening and throughout the relationship.• Suspicious Behavior Monitoring (AML): A regulatory requirement to detect suspicious AML transaction patterns and report it to the central bank.• Case Management: Investigation tools and case management to support multiple levels of review, investigation, approvals, filing, reporting of above cases.• FACTA: A US regulatory requirement
  • Major North American Bank Financial ServicesChallenge • Create robust, streamlined and scaleable infrastructure Benefits that provides an enterprise client view, impacts the quality of the enterprise data and enables the assessment of  BASEL II and management reporting requirements satisfied operational and credit risk within tight management timelines, while improving data quality using an enterprise data infrastructure • Reduce IT costs • Build a consolidated reporting infrastructure supported by a 360-degree view of customer Solution Used IBM Information FrameWork (IFW), Banking Data Warehouse (BDW) and InfoSphere™ MDM Server as focal points for information consolidation and governance of data across thirty systems. The data models enabled development standard- ization and identified project reuse opportunities. Used InfoSphere DataStage to form a common ETL hub for MDM Server and BDW to create a single view of customers across the enterprise and accurate data for satisfying Basel II, and management reporting requirements. 31
  • Banking Framework for Payments and Transaction Services Projects Consumer Payments  Check Processing  Payments online  Mobile Payments  Low Value high volume (i.e., cards) Customer Core Banking Care and Transformation Insight  High Value low volume Commercial  Cross border Payments  Corporate services / Payment factory / Cash Management  CARD / Durbin / Regulation E (US based), Basel III, PSD, SEPA Payments &  Payment Transparency, Liquidity,, AML, CTF, Embargo Check,Integrated Transaction  Adaptive Risk / Regulation capableRisk Management Compliance and Risk Services  Channel Integration  Banking data Warehouse  Financial Network Gateways Payments transaction  Managed File Transfers Platform  Bulk de-bulk, Transformation and Entry / Repair
  • Payments and transaction services projects –address business needs across the enterprise project areas Business Partners Process, manage, measure and monitor high volume low value Consumer Payments payments from individual consumers including check / check images, Content Validated on Framework online payments, mobile or smart phone payments; digital signatures for online applications, and payments from credit / debit cards, ATMs, etc. Process payments, serve corporate customers and manage internal Commercial Payments treasury services; manage payments bank to bank, bank to clearing house or central bank, or country to country Restructure payments operations to comply with regulations and schemes: e.g. SEPA Direct Debit, SEPA Credit Transfer, card Compliance and Risk regulations, payments reporting and transparency, liquidity, AML, CTF, and embargo check. Adapts to address new risks and regulations Integrated, horizontal, and reusable payments and treasury Payments Transaction capabilities relevant across all payment products within a bank. Core Platform payment processing functions and integrated toolset. Transaction warehouse and analytics for all LOBs
  • Financial Transaction Manager in Payments Transaction Platform IBM FTM in payments transaction platform projects:  Provides the common integration capabilities to be reused for managing financial transactions  Built on the industry standard of ISO 20022 that aids the integration with new and existing back-office processing  Creates a commonly defined runtime environment which standardized integration to regulatory, checking, AML, reporting, and other needs  Operational database holds status and integrates with enterprise data management solutions for archival  Sample processes on which to build include SWIFTNet Funds,"Weve chosen ... the adoption of SOA into the core corporate payments and others – allowing a standard definition forof our business. It’s given us a clear advantage in orchestrationthe kinds of attributes ... to excel –speed, flexibilityand efficiency.“-- Wells Fargo
  • Financial Transaction Manager -- direction Financial Business Risk & Payment Solutions Regulation Schemes &Types Origination Systems Exception & Investigations Anti-Money Laundering Liquidity Management SEPA Credit Transfer Transaction Analytics Global Disbursement Credit & Debit Cards Invoice Presentment Internal Corporate Cash Management SEPA Direct Debit Mobile Solutions Banking Payment ACH: NACHA Trade Finance E-Commerce Systems Systems Contactless TARGET2 NOSTRO Checks SWIFT CHIPS OFAC ... ... External Consumer Payment Channels Networks Gateway Adapters Financial Transactions Integration Gateway Services Channel Monitoring & Lifecycle Message Transaction Reporting & Management Logging Management mapping & Warehouse Dashboards Validation Network AdaptersLegend Core Services IBM Object Model Printing & Interface Flow Coordinator State Engine Data Model Configuration System Adapters Validation 3rd Party Customer Profile Management, Security, Auditing Financial Transaction Manager IBM Confidential
  • Project Use Case – DnB NOR Client Challenges • The bank needed a payments message hub that could send and receive SEPA Credit Transfers from the European Bankers Association Solution • Implemented a payments mediation, monitoring and management infrastructure across the DnB NOR SEPA payments business • The solution has a base common product with industry specific SEPA processing engineSmarter Business Outcomes• Ability to accommodate payments network / gateway changes without costly changes to back- end applications• Enhanced monitoring of payments processes• Transparent payments rules that business users can comprehend; rules can be changed in hours or days vs. weeks or months
  • How we can help: Sterling Integrator in banking NACHA NACHA SWIFT TSU Content-based Translation routing Visibility SWIFT Standards libraries Business rules processing EBA STEP2 Validation Mailbox Bulking / de-bulking TARGET2 Domestic Domestic 37
  • Sterling Integrator – Features NACHA Community Management Visibility Management • Registration and activation • Monitoring and management • Change management • Notifications and alerts • Self service NACHA • Audit and reporting • Support SWIFT Secure Exchange • Perimeter security • Authentication & encryption TSU Content-based Translation • Mail boxing routing Visibility SWIFT Standards libraries Business rules processing EBA STEP2 Validation Mailbox Bulking / de-bulking Process Automation • Process modelling TARGET2 Translation and Integration Domestic • File and message routing • Adapters • Automated exception handling • Mapping • Financial services standards Domestic • Translation services 38 October 31, 2011
  • Banking Framework for Payments and Securities – Nordic Reference examples Customer name Value proposition Solution content PlatformDansk Bank Solution for SWIFT and Peyments Gateway WBI FN DB2, WAS, MQSeries Z/OS Websphere Message broker SW Services and PMDnB NOR Solution for SEPA Credit Transfer and EPP using DB2, WAS, MQSeries Z/OS Corporate B2B Payments Websphere Message broker, SW Services and PM Liquidity ManagerDnB NOR SWIFT Gateway Merva Z/OS Using WBI FN at EDB BPEDB BP SWIFT Gateway WBI FN Z/OSVPS Solution for Funds and new SWTFT formats EPP using DB2, WAS, MQSeries Intel for securities Websphere Message broker, SW ServicesVP Solution for Funds and new SWTFT formats EPP using DB2, WAS, MQSeries Z/OS for securities Websphere Message Broker, SW ServicesSwedbank Solution for Funds and new SWTFT formats EPP using DB2, WAS, MQSeries UNIX for securities Websphere Message Broker, SW Services
  • WebSphere BI for FN – Structure Business Application Financial Transaction Manager Data model, message model, state machine, configuration and administrative interface, …WebSphere Application Server Message Management Message Entry and Repair GUI, Printing, Routing, … DB2, WebSphere MQ, Financial Messaging Services FIN Message for SWIFTNet Transfer InterAct and FileAct WebSphere BI for FN - Base New Centralized Operating Event handling Message Warehouse Timer Service Relationship Configuration Monitoring Message Validation Accounting Management Security / Access Control Auditing SAG AddOn Application WebSphere BI for FN V3.1.1 WebSphere Message Broker SWIFTAlliance Gateway (SAG)
  • IBM Financial Markets Framework Market Data Solution * Algorithmic Trading * Next Generation Trading Infrastructure * Front Office Front Market Surveillance and Trade Monitoring Portfolio Optimization and Trade Office AnalyticsTrade Process Transformation Back Back Back Office Post Trade Infrastructure Office Office Buy Side Market Sell Side InfrastructureFinancial Risk Management Risk Risk Settlement Risk Management Risk Risk * Project includes WebSphere Front Office
  • Exchanges, ATS, ECN Data Feed (IDC) Data Feed (NASDAQ) Simulated Venue for Order execution Data Feeds (NYSE) Gateway Gateway Market Data Distribution Monitor Desktop Front Office v3.0 Feed Handlers Market Data Distribution Platform WebSphere MQ Low Latency Messaging Streams IDS Routing Market Processing Engine FIX EngineBook and Market History Order Generation Rules Analytics eXtreme Scale Reference dataMarket DataAnalytics Analysis, Pricing and Order Generation Execution Strategy and Order Routing
  • IBM Offerings for Financial MarketsLow Latency and High Performance ComputingUltra-low Latency Transport Wire speed Transformation Low Latency Market Data Maximum security Platform MQ Low Latency DataPower WebSphere Front Office Messaging Appliances for Financial Markets Stream Processing In-memory Database Business Activity Monitoring Solid DB Infosphere Streams Cognos Now!
  • Agenda1. Introducing IBM Industry Framework for Banking • The market demand for Banking Industry Frameworks • Definitions and key benefits2. Industry Framework and Industry Solutions for Banking • Corebanking Modernisation • Payments and Securities • Customer care & Insight • Integrated Risk • Financial Markets Framework3. Closing remarks • Where to get new collateral and information • Who to contact • Questions
  • Banking Industry Frameworks and Industry Solutions• IBM Industry Solutions: http://www-01.ibm.com/software/data/content-management/industry- solutions/• Smarter Commerce: http://www.ibm.com/smarterplanet/dk/da/smarter_commerce/overview/index .html?re=spf• Banking Industry Frameworks: http://www-935.ibm.com/services/us/gbs/industries/banking/
  • Questions?
  • Henrik Koch IBM Software Group, Nordic 2800 Lyngby Mobile: + 45 28803658 hkoch@dk.ibm.com48
  • Primary target buyers and usage scenarios for CC&I  Head of Retail Banking (or Chief Retail Banking Officer, EVP of Consumer Banking, Head of Retail and Small Business Banking) • Lead and direct retail banking including consumer current accounts (checking), cards (credit and debit), savings, consumer lending – installment (i.e., auto loans, student loans, etc.), home loans (mortgages) and home equity loans as well as various investment products such as annuities, mutual funds, insurance etc.Head of Retail Banking • Activities are coordinated over all channels including branches, call centers, ATMs, web and mobile.  Head of Commercial Banking (or Chief of Commercial Banking, EVP of Wholesale Banking, Lending and Treasury Mgmt) • Responsible for managing relationships and servicing large corporate clients, mid-sized companies, real estate developers and investors, international trade finance businesses, institutional customers (such as pension funds and government entities/agencies), and services offered to other banks or other financial institutions. • Services include lending, treasury management, correspondent services, dealer commercial services, foreign exchange, government banking, mutual funds, asset-based Head of Commercial lending, financing and leasing, commercial real estate, corporate and institutional trust services, and investment banking. Banking  Head of Private Banking, Head of Wealth Management • Oversee all aspects of banking activities targeted at high net-worth customer segments to provide investment management, retail banking, estate planning, legal and trust resources and tax advise all to build deposits, fee income, and overall asset growth through cross sales of bank products and services, retention, relationship management and community involvement. • Work closely with all other business line leaders to facilitate the development of new relationships as well as provide bank wide financial solutions to higher net worth clients by acting as a portal across the bank bringing together the right resources, providing convenience to clients, and providing bank wide solutions to clients. Head of Private Banking or Wealth Mgmt  Head of Geographical Subsidiary (or EVP of Banking in a geography, President for a Region, VP of a Branch or Branches) • Responsible for all facets of performance of regional and branch offices for a designated geographic area. Develops policies, objectives, initiatives for region and is responsible for making sure the region meets its goals and objectives across all products and services of the organization.  Chief Marketing Officer (or SVP of Marketing, Chief Marketing and Client Experience Officer, Head of Marketing)Head of Geographical • Design, operate and execute marketing plans aligned with business priorities to achieve the bank’s goals. Subsidiary • Establish long-term marketing objectives, branding and strategies to ensure continued brand growth and differentiation, while collaborating directly with business lines and the executive management team.Chief Marketing Officer
  • IBM Financial Crimes Reference Architecture Financial Risk Assessment Policy Management Procedures Training Control CrimesInternal / External Customer AuthenticationLists Security Policy Identity Management Compromise Cross Integrated Alert & Channels Management SurveillanceInternal / ExternalScores (ATM, POS, Branch, Online, Events Enterprise Case Management Remediat-ion / Recovery Mobile, etc) Authentication Device Profiling Federation Analytics Platform Process Data Integration & Framework TechnologiesTransactionChannels Anti-Money Laundering Alert Rollup Prioritization Corporate and Terrorist Finance Security / Audit Process AML Transaction Large Cash Reporting Market Surveillance EventsCustomers and Monitoring Cross Channel/Accounts Product Workflow Analytics Product System Process Risk-Based KYC, CDD, and EDD Events Initial Customer Lifecycle Customer Mass Compro- Link Analysis / Data Account EDD Processes mise Visualization Scoring Scoring Applications Compliance Watch Lists Processes Suitability High Risk Monitoring Credit/Risk (Sanctions) Systems Metrics, Reporting, Entity Resolution Dashboards Operational Risk Fraud Profiling, Prevention and Detection Systems Op. Risk Application Identity / Online Investment Process Products Events (card, deposit, Auto-Disposition Audit mortgage, etc) Branch / Field Claims Merchant / Device Internal Referrals