A hard money loan is a specific type of asset-based loan financing through which a borrower receives funds secured by the value of a parcel of real estate. Hard money loans are typically issued at much higher interest rates than conventional commercial or residential property loans and are almost never issued by a commercial bank or other deposit institution. Hard money is similar to a bridge loan, which usually has similar criteria for lending as well as cost to the borrowers. The primary difference is that a bridge loan often refers to a commercial property or investment property that may be in transition and does not yet qualify for traditional financing, whereas hard money often refers to not only an asset-based loan with a high interest rate, but possibly a distressed financial situation, such as arrears on the existing mortgage, or where bankruptcy and foreclosure proceedings are occurring. alan cowgill, apartment lender, bridge financing, broker commercial mortgage, commercial bridge loan, commercial bridge loans, commercial construction loan, commercial construction loans, commercial funding, commercial hard money, commercial hard money lender, commercial hard money lenders, commercial hard money loans, commercial loan application, commercial loan broker, commercial loan brokers, commercial loan financing, commercial loan lender, commercial loan rates, commercial loans rates, commercial mortgage brokers, commercial mortgage company, commercial mortgage finance, commercial mortgage financing, commercial mortgage lender, commercial mortgage lending, commercial mortgage loan, commercial mortgage loans, commercial mortgage rate, commercial mortgage refinance, commercial property finance, commercial property financing, commercial property loan, commercial property loans, commercial property mortgage, commercial truck loans, direct hard money lender, hardmoney, hard money broker, hard money commercial loan, hard money financing, hard money funding, hard money investor, hard money investors, hard money lending, hard money mortgage, hard money mortgage lenders, hard money mortgage loans, hard money mortgages, hard money private investor, hard money private lender, hard money private lenders, hard money rehab loans, hotel lender, international commercial loans, investment lenders, investor leads, investor loans, mortgage loan company, mortgages loan, multifamily financing, multifamily loans, no doc loans, private business investor, private hard money, private hard money lender, private hard money lenders, private lending, private money investors, private money lender, private money lending, private money loan, private money loans, private mortgage investor, private mortgage lender, private mortgage lenders, private mortgage lending, private mortgage loan, private mortgage loans, private mortgage money, private mortgages, refinance commercial loan, rehab financing, rehab lenders, rehab loans, rehab loans for investors, residential hard money, residential hard money lenders, residential hard money loans, second mortgage loans, small commercial loan.