1. Wellness Program Assessment Tool
1. In-house Medical Clinic – When employees have on-site medical clinics they get
timely check-ups and treatments when necessary. This prevents more serious
illnesses and reduces health care cost, absenteeism and presenteeism. These
clinics should also utilize evidence-based natural medicine for better results.
2. Advanced Health Screening – Conventional screening programs miss many
illnesses because they rely on limited blood tests. Advanced screening includes
ultrasound, thermography, metabolic tests and blood tests for C-reactive protein,
Vitamin D and homocysteine. These tests are more expensive, but pay for
themselves many times over with lower health care costs.
3. Advanced Education Programs – Most wellness education is too basic and not
based on the best science. By implementing advanced educational programs,
employees learn why they should make important lifestyle changes and how
their body works at the cellular level. This can increase the desire to change
enough to realize a tenfold increase in the R.O.I. cost of educational programs.
4. Wellness Coaching – Many employees find it difficult to follow through on the
changes they want to make. Wellness coaches can provide the support and
guidance needed to ensure much higher levels of success. The R.O.I. for quality
wellness coaching is somewhere between 5 and 10 dollars for every dollar spent.
5. Wellness Plan and Coordinators – Most employers do not have a very good
wellness plan with outcome measures, adequate funding and staff coordinators
to ensure effective implementation. Without these organizational elements, most
wellness programs will not be nearly as successful as they should be.
6. Disease Prevention and Reversal – Most employers concentrate on disease
management, but this produces a very low R.O.I. Disease prevention and
reversal produces a high R.O.I., but can only be accomplished with evidence-
based nutritional medicine, which is not available from existing insurance
companies.
7. Nutritionally Balanced Weight Loss Programs – Most weight loss programs are
not nutritionally balanced. This means that they cause long-term health
problems. They also fail to provide long-term weight loss. Customized weight
Healthy at Work, Inc. * www.BeHealthyatWork.com * 888-737-9617

2. loss based on individual needs is the only way to ensure long-term success and
cost savings.
8. Incentive Programs -Most wellness incentive programs are not strong enough to
encourage the sustained changes needed by most employees. Progressive
employers provide both positive and penalty based incentives to achieve higher
levels of commitment. High deductable insurance programs based on health
status, combined with Health Savings Accounts, is the best way to get the
outcomes that are necessary to lower insurance premiums for both employees
and employers.
9. Web-based Employee Support Systems – Employees need access to state of the
art health and wellness information, as well as programs to track their
improvement. These systems are expensive to develop, but allow employees to
take personal responsibility for the health improvements they need to make.
These systems also increase compliance, improve employee health and result in
significant health cost reductions.
10. Software Tracking Systems – The employer needs to know which wellness
programs are producing the best results and how to ensure all programs are
working in concert with one another. A sophisticated health and wellness
software program is needed to accomplish this to ensure strategic changes can be
made in a timely manner. Such systems must be linked to the employers
wellness process at every step and every level in order to ensure coordination
and accurate measurements of outcomes.
Healthy at Work, Inc. * www.BeHealthyatWork.com * 888-737-9617

3. Totally Existent
Medium Level
Non-existent
High Level
Low Level
Program Element
1. In-house Medical Clinic
2. Advanced Health Screening
3. Advanced Educational Programs
4. Wellness Coaching
5. Wellness Plan and Coordinators
6. Disease Prevention and Reversal
7. Nutritional Weight Loss
8. Incentive Programs
9. Web-based Employee Support
10. Software Tracking System
Points 1 2 3 4 5
Wellness Program Scorecard
Healthy at Work, Inc. * www.BeHealthyatWork.com * 888-737-9617

4. Total Score
Scorecard Projected 5 year premium increase
Total score
Score Likely insurance increase in next 5 years
46 – 50 No increase
41 – 45 10% increase
36 – 40 20% increase
31 – 35 30% increase
26 – 30 40% increase
21 – 25 50% increase
16 – 20 75% increase
10 – 15 100% increase
Healthy at Work, Inc. * www.BeHealthyatWork.com * 888-737-9617