Book Preview: Secrets of a Stress Free Retirement
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To receive a free copy of this book visit: www.freeretirementbooks.com

To receive a free copy of this book visit: www.freeretirementbooks.com

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Book Preview: Secrets of a Stress Free Retirement Book Preview: Secrets of a Stress Free Retirement Document Transcript

  • Belray Asset Management, LLC | 125 Greenwich Ave, Greenwich, CT | (203) 629-3300 | www.belrayam.com
  • CONTENTS Foreword By Bob Eubanks…………………………………………. iv. Introduction Why Financial Security And Peace Of Mind Are Attained By Only Few Americans ………………….. vi. Chapter 1 People Don’t Plan To Fail, They Simply Fail To Plan………………………………… 1 Chapter 2 The Lost Secret Of Planning…………………………….. 4 Chapter 3 Six Ways To Lose Or Run Out Of Your Money……………………………………… 11 Chapter 4 The Truth About Inflation… Numbers Don’t Lie……………………………………… 19 Chapter 5 What The IRS Doesn’t Want You To Know! .................................................................. 37 Chapter 6 First Things First: How To Know Where You Are Today ………………………….. 46 Chapter 7 Goal Setting Made Easy: How To Set Goals That Can Be Reached! ……………………… 57 Chapter 8 How Much Money Do You Need To Retire So You Never Outlive Your Money? ………………………………………….. 61 i
  • Chapter 9 The Biggest Mistakes Retirees Make And How To Avoid Them ………………………. 76 Chapter 10 How To Protect Your Assets From Being Taken Away If You Or A Loved One Needs Long-Term Medical Care ………………………………. 93 Chapter 11 How To Protect Your Assets And Your Family When You Pass Away! ……………………………………………. 107 Chapter 12 How To Protect Your Assets From Being Taken Away If You Get Sued! ………………………………………….. 123 Chapter 13 Investment Made Easy (How To Make The Right Choices Without Any Hype) …………………………………… 136 Chapter 14 The Truth About Insurance ……………………………. 156 Chapter 15 Putting It All Together: Getting Your Plan Started Today ………………………………. 183 Chapter 16 How To Choose A Team Of Advisors Who Will Work For YOU! ………………….. 187 Conclusion How You Can Simply And Quickly End Your Money Worries Through Careful Planning ……………………… 195 ii
  • © 2010 Notices: Due to the fact that the financial landscape changes so swiftly, some examples you see in this book regarding issues that include, but are not limited to: interest rates, prices, inflation rates, rates of return, tax rates, and so on may be different than the current conditions as of the date you are reading this book. Any numbers or figures used in the examples are merely used to be illustrative in nature, and are not intended to be relied upon for your financial situation. ALL RIGHTS ARE RESERVED. No part of this book may be reproduced or transmitted for resale or for use by any party. All reproduction or transmission, in any form or by any means, electronic or mechanical, including photocopying, recording or by any informational storage or retrieval system, is prohibited without express written permission from the publisher. Any slights of people or organizations are unintentional. While all attempts have been made to verify information provided in this book, neither the Authors or the Publisher assumes any responsibility for errors, inaccuracies or omissions, nor for any actions taken by readers regarding their financial, tax, legal, accounting or any related situation. If advice concerning financial, tax, legal, accounting or any related matters is needed, the services of a qualified professional should be sought. This book is not intended for use as a source of financial, tax, legal, accounting or any related advice. Any references to any persons or businesses, whether living or dead, existing or defunct, is purely coincidental. iii
  • Foreword BY BOB EUBANKS, 3 TIME EMMY AWARD WINNING HOST OF THE NEWLYWED GAME. Hi, I’m Bob Eubanks. If you’re like me as you’ve gotten older, you probably have had concerns about the years to come. You may be thinking about whether or not you will have enough money to last you during your retirement years. Or, what if tragedy strikes and you or your spouse need to stay at a long term care facility? How will you afford it? Or worse yet, how would you survive, financially speaking, if your spouse died? These are just a few of the many obstacles you may face that have the potential to wipe out your nest egg. However, with a little planning and a better understanding of the rules of the game, your retirement years could be golden. As Benjamin Franklin once said about getting rid of your worries, “An ounce of prevention is worth a pound of cure.” This book has been thoughtfully crafted to give guidance and share wisdom for the pure benefit of retirees and people planning for retirement. While reading this book, you will be shocked to realize that there are many financial pitfalls that exist in the world of retirement today. Some snafus are government imposed while others may come from negligence or mistakes from trusted advisors. But regardless, this book shines the light on some of the dangers that lurk in the dark, giving you the tools and knowledge to make the proper plans to protect yourself and your family. It is written in plain English so you don’t have to be a lawyer to understand it. The stories and examples throughout the book leave you with a clear understanding of what can go wrong and how you can avoid some of these mistakes. The Risky Business Of Retirement! In 1964, I borrowed $25,000 on my house in order to bring The Beatles to the Hollywood Bowl Concert (their first West Coast Performance). Back then that iv
  • was a HUGE amount of money. But, that was an investment that really paid off for me. It was the beginning of a 20-year concert promotion career that included The Beatles, The Rolling Stones, Barry Manilow, Elton John and Bob Dylan, just to name a few. Plus, I even have to attribute landing the position as host of the Newlywed Game to this bold beginning. In those days, taking big risks was scary, however, I knew even if I lost everything and had to start over… I still had my youth. But as we get older and wiser, we tend to be more worried about money and our health. There are so many financial pitfalls that can spoil your retirement and potentially send you to the poor house! As you read this book you will have a better idea of where you are financially. And, if you are not where you want to be, you will have discovered many options to get you there. So grab yourself a cup of coffee or tea and find a cozy spot to start your journey. Happy Reading. Sincerely, Bob Eubanks v