On October 23rd, 2014, we updated our
By continuing to use LinkedIn’s SlideShare service, you agree to the revised terms, so please take a few minutes to review them.
Register and take or… re-take the
Register for the SAT HERE
Register for the ACT HERE
visits to make
sure you like the
Or at least take a
look with a virtual
Outline it first,
then have an
advisor review it!
Tips for writing a
great high school
your favorite teachers,
coaches or advisors for
Tips for the best ways to ask for a
you want to
What is Early Decision?
What is Early Action?
What is Regular Decision?
HERE are 7
reasons to avoid
Control your early
symptoms of senioritis
and keep working hard!
Start regular decision applications
HERE are the dates you need to know
for college applications
Finish up college visits
HERE are some tips for planning the
perfect college visit
How are your
4 easy ways to clean up your
social media profiles
1 - Choose appropriate pictures
3 - Check privacy settings
If your grandmother wouldn’t be happy with it, untag yourself
You can easily privatize your social media
by changing your personal settings
2 - Search Your Name on Google
If any embarrassing/inappropriate tweets
or public posts come up from your social
profiles, you should probably delete them
Don’t be this guy
4 - Sticks, stones and words…
In addition to sticks and stones, words can
also hurt you – so be careful what you
post, tweet, pin etc.
If you think that
can’t find you, read
File the FAFSA on time!
“The early bird gets the worm”
File the FAFSA by:
Rule of thumb for maximum
financial aid eligibility!
Financial aid is generally awarded
on a first come first serve basis
The earlier you file the FAFSA, the
more likely you can qualify for
FILE YOUR FAFSA!
New FAFSA is
Q: What if tax returns are not
ready by FAFSA filing date?
A: Estimate figures and file
FAFSA before deadline; Update
figures later once taxes are filed
Know your sources of funding
Awarded considering student financial
Federal, state, institutional
Awarded based on merit
College of attendance, charities,
Federal Pell, FSEOG, various state
programs, school based programs
Academics, community service,
leadership, personal attributes,
Widely available for students
Federal Direct Loans
Subsidized, unsubsidized, parent plus
Earn the hourly federal
minimum wage, up to 20 hrs
Always maximize grants, scholarships and other financial aid before applying for student loans!
Scholarship Search Basics
1 - Use online resources: Filter for national options
2 - Check local: Community groups can help
3 - Avoid scams: Don’t pay for scholarship applications
Also remember to…
Fill Out Your
CSS Profile For
Student Aid Report,
and Financial Aid
Financial Aid Package
Sample Financial Aid Package
•What are Federal Loans?
•What is Federal Work Study?
•What are Federal Grants?
•What are State Grants?
•What are Institutional Grants?
Click to check out NASFAA’s Cash for
College brochure for more (.PDF on
KEY FINANCIAL AID TERMS
YOU SHOULD KNOW!
Financial Need = COA – EFC
The difference between COA and EFC is the student’s
financial need, and determines eligibility for need
based financial aid resources. Student with greater
financial need will qualify for more financial aid.
EFC = Expected Family Contribution
The amount of financial support your family is
expected to provide towards college costs (determined
mostly by family income and assets as calculated on
COA: Cost of Attendance
Total costs associated with attending college including
tuition, room & board, books, transportation,
Calculate your Financial Need!
Review your Financial Aid Offer
So what’s the deal
Do I qualify?
How to receive merit-based scholarships?
How to review a financial aid offer?
What is professional judgment?
Know your Degree vs Debt potential
2. Computer Science
4. Applied Math
6. Info Systems
8. Government & Political Science
9. Construction Management
What is Degree vs. Debt?
Tips for career to debt repayment?
“Socially, academically & financially balanced…
…your decision should be.”
Congratulations! You’ve been
Make an Informed Decision
about your School Choice that
incorporates social and
Consider Your Debt Versus Your
Potential Earnings in Your Career
Submit your deposit to the
school of your choice
To complete the
Note and Entrance
Ask your college billing office
• Is your account up to date?
• Financial & medical clearance
• How do you set up a monthly bill-payment
• Do you need college health insurance?
• In most cases if you’re covered by your parents,
may waive charges
• Are you cleared to move into your dorm?
Prepare your college
What does a college budget look like?
How can I calculate MY college budget?
Learn more about your private student
loan options at banks or credit unions
like Great Lakes Credit Union
• Provide private
• Provide private student
• Owned by it’s members
• Owned by it’s
• left over profits are put towards
additional benefits for members like
higher savings rates, lower-interest
• Lower processing fees
• left over profits are redistributed to
the shareholders and employees of the
bank rather than as member benefits
• Higher processing fees
than credit unions
Banks have exited the student
Bank of America in 2008
US Bank in 2012
Citigroup in 2010
JP Morgan 2012
…but credit unions like Great Lakes
Credit Union have your back!
So what’s a
It’s a non-federal
student loan that
helps cover college
costs your financial
How is Great
different than a
Well, Great Lakes
can offer you
lower rates and
better terms that
can help you save
Great Lakes Credit
Union can save
me a lot of
See some fun financial literacy
Let us help you
with all of your