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Couponing 101

Couponing 101






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    Couponing 101 Couponing 101 Presentation Transcript

    • Why use coupons??
      • Coupons are free money
      • Pay off debts, save for a vacation or build a stockpile
      • Prices are not getting any lower, in fact, they continue to rise
      • Plan for the unexpected (i.e. job loss, natural disasters)
      • Rising gas prices
      • To help others
      • And of course, TO SAVE MONEY!!!!
    • What you thought you knew…
      • Sunday paper coupons aren’t for things I buy…take a look at your grocery list. Are you buying any of these in the near future?
        • Cereal
        • Paper plates & towels
        • Canned goods
        • Laundry detergents
        • Dish washing detergent
        • Shampoo, conditioner, or styling products
        • Toothpaste, toothbrushes, floss, mouthwash
        • Cleaning agents
        • Soap, body washes, face washes
        • Feminine products
        • If so, then you’re on the right track!
      • I don’t have time to shop at multiple stores
        • Yes, couponing takes time but you’ll save in the end
        • Shopping trips are a bit longer but most definitely worth it
        • Couponing is like any investment, it takes time but well worth it
      • I’m too embarrassed to use coupons
        • Remember, coupons are like money, start looking at them like that
        • Start looking at using coupons as earning money
        • The manufacturers reimburse the stores for coupons plus a handling fee
        • I don’t know about you, but I lOVE people gasping and seeing jaws drop when they see how much I didn’t spend!!!
      • I don’t have time…
        • You don’t have time NOT too!!
        • Even if you have 2 kids, volunteer, go to school, have a husband/wife….you still have time to coupon
        • Coupon during movie night
        • Turn couponing into a family activity for all
        • You decide how much time you have each week to put into couponing
        • The more time you spend, the more money you save!!!
      • I’ll buy things that I normally wouldn’t so how does that save me?
        • You now have the chance to try things you normally wouldn’t for little to no cost to you
        • Don’t be brand specific…don’t be afraid to try new brands
        • Make it a rule to not spend more than 25% of the products normal price (meaning at least 75% off)
    • Plan ahead
      • Make your list prior to leaving your house of what you are going to buy
      • Get the Sunday paper. This allows you to see the weekly ads of every store (IMPORTANT STEP)
      • Make your plan before leaving your house, not in the store
      • Stick to your plan!!
    • Changing the way you shop and where
      • No more running to the store because you forgot something that you need to make dinner…
        • Stockpiling comes in here
        • No more wasting time, gas, and more money due to impulse buys for these last minute runs to the store
    • My favorite stores
      • Rite Aid (well stocked)
      • CVS
      • Walgreen’s (military/senior discount Tuesdays)
      • Harris Teeter (doubles coupons daily)
      • Target (has store coupons to stack with)
    • Picking your store/s
      • Figure in gas and time to get there
      • Stock, selection, and variety of products
      • Costs of your top items
      • Do they double coupons?
      • Do they give extra discounts (military/senior/student)?
      • Do they allow stacking (manufacturer’s coupon along with a store coupon)?
      • Do they have a rewards program?
    • Coupons….types & where do I get them?
      • Newspaper Coupons
        • Buy the Sunday paper for inserts or you can purchase them from me for $1 per insert
          • ****Coupons are FREE, you are paying for my time in locating them as a service to you****
        • Buy them online (eBay)
      • Printable Coupons
      • Catalina Coupons
        • These print out along with your receipt at stores
      • Blinkies
        • Coupon machines that hang on the shelf and dispense coupons with the blinking red light
      • Tearpads
        • Just like blinkies except you tear them from a pad verse pulling them out of the blinkie machine
      • Peelies
        • Stuck on packages…check them twice though…they may not be for the product that they are stuck too!!
      • Manufacturer Coupons
        • All of the above are manufacturer coupons. These are distributed by the manufacturer as a type of marketing
        • Pay special attention to the wording on coupons…some uneducated checkers may try to deny you multiple coupons. Educate them on the wording
          • ‘ One coupon per purchase ’ is different than ‘ one coupon per transaction ’
          • If you have the same number of items and coupons, that is one per purchase
      • Store Coupons
        • These are given by stores in a few places
          • Weekly sales ad
          • The store’s website
        • TIP – Use store coupons along with a manufacturer coupon to save even more money (‘Stacking’ – using more than one coupon for the same product)
      • Magazines
        • My favorite is All You magazine (found only at Wal-Mart). Typically has any where from $70-90 worth of coupons every month
      • Rewards Cards
        • Swipe your card at check out and receive money saving coupons
      • Home Mailers
        • Coupons mailed to your home
      • Trading
        • Trade coupons with friends or a club
    • The Binder (Coupon Binder that is)
      • Different methods to keeping a coupon binder:
        • Organize by date
        • Organize by category
          • I organize by category (I’ve already made the table of contents for you and pages to separate your sections)
        • Alphabetically
        • Lay out of isle at your favorite store
    • Other ways to get organized
      • Accordion file
      • Envelopes
      • Mail sorter
      • Which ever way works best for you, use it!
    • Take control
      • Watch the prices as the checker rings up each item, if the price is incorrect, speak up!
      • Learn the coupon policy for the stores you shop. Carry a hard copy with you at all times just in case you get ‘that checker’
      • If the checker is unwilling to accept your coupons, ask to speak to the manager. If the manager refuses, do not continue with your purchase!!
    • Watch out…for traps that is
      • Just because a store has a 5 for $5, does not mean that you have to buy all 5 to take advantage of the sale. You can get 1 for $1 or 2 for $2, etc.
      • End caps are meant for impulse buys…they may be advertising a big savings but check closely
    • Words to live by
      • Make it a game
        • This can be a great family activity all the while, teaching your kids some valuable money lessons
      • A penny saved is a penny earned (though we’re saving more than just pennies!)
      • Always strive to do better (I always try to beat my last savings that I got)
      • Teach others – share your knowledge of saving $$$$ with others, you never know what impact you may have
      • And finally….HAVE FUN & SAVE TONS!!!!