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Long Term Care Advocacy fromCertified Financial PlannerFiduciariesFind Me An Advisor™Find Me An Advisor™
Certified Financial Planners™Our Advisors have experience workingat UBS, Morgan Stanley, AXA Advisorsand have trained wit...
Have you ever known someonethat needed Long Term CareServices?If so, you may know how costlythese services can be!Long Ter...
Try to guess what percentage ofpeople over the age of 65 requireLong Term Care Services.Long Term Care NeedFind Me An Advi...
You probably think this service iscovered under your healthinsurance plan, Obama Care, orMedicare.Its NOT!Long Term Care N...
How much do you think Long TermCare Costs?Long Term Care NeedFind Me An Advisor™
$70,000isTodays CostCosts rise about 10% per year.Long Term Care NeedFind Me An Advisor™
So now that you know you willprobably need expensive LongTerm Care ServicesLong Term Care NeedFind Me An Advisor™
New laws have been created tohelp protect citizens from massiveLong Term Care Costs.2010 Pension Protection ActFind Me An ...
 Self Insure and pay full price when the expensesoccur. Spend down your assets and qualify forMedicaid. Buy Traditional...
 If your like most people who have not planned for theexorbitant costs of Long Term Care Services you willbe forced to pa...
 If you spend down your assets to about $2,000than your State will pay your Long Term Careexpenses. This can be a great ...
 If you spend down your assets to almost zerothan your State will pay your Long Term Careexpenses. This can be a great o...
But what happens toyour spouse?As harsh as it may seem, this can be a wise time to get adivorce so the other spouse can ke...
 Buying traditional Long Term Care Insurance canbe a smart way to cover future expenditures. You might pay $200-$600 per...
 You must take a mini medical exam (blood & urine athome) and they will review your past medical records. The earlier yo...
Certain new Hybrid Long Term Care Contracts fromJohn Hancock, Genworth and Lincoln Financialallow you to prepay your LTC a...
 At age 60 your can prepay Long Term CareServices at about 20 cents on the dollar. The younger you are the more leverage...
 If you never use your prepayment it is returned toyour beneficiaries at your death plus an extra50% profit tax-free. If...
Heres an example for a person age 60: Prepay $100,000 into a Hybrid LTC contract. Receive $500,000 of LTC Benefits if ne...
 Prepaying for services is a great way to recoupyour premiums so they are not wasted if younever need Long Term Care.We c...
 You must only take a phone questionnaire (no bloodor urine required).Why not submit anapplication see if youqualify?Opti...
New annuities havespecial features thatalso need to beconsidered in this area.Option 5: Annuity with LTCFind Me An Advisor™
 This new annuity also provides 250% leverage onfunds transferred into the contract. For example, you transfer $100,00 i...
 Some new Equity Index Annuity contracts have ahome health care - doubler feature which willdouble your income for five y...
Its inevitable, nothing and no onelasts forever. If you can buy life insurance at the right price it is agreat, efficient...
 One policy will allow you to pull out funds andnot submit receipts to the insurance companyallowing you to use the funds...
To qualify for Long TermCare Service you need adoctor to verify that youcannot perform two of sixActivities of Daily Livin...
If you need help: Buttoning your shirt or tying your shoes, etc. Bathing yourself Feeding yourself Going to the bathro...
 Preparing for the future costs of Long Term Careservices is a wise move since 70% of people overthe age of 65 will requi...
As always, it is important toreview ALL your investmentoptions and work with fullylicensed and experiencedfinancial profes...
If you would like to speak to ouradvisors or a member of ournationwide team please scheduleyour free strategy session by c...
 Find Me An Advisor™ is dedicated to provide FinancialServices in all 50 states. The information provided represents sev...
Contact Us Atfindmeanadvisor.comIT’S FAST, FREE & EASYAddress1845 Palm Cove Blvd #303Delray Beach, FL 33445United States o...
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Long Term Care Solutions | Certified Financial Planners

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Get better insight on "Long-Tem Care Insurance" and get tested and best solutions from our expert Certified Financial Planners.
Visit Us At: http://www.findmeanadvisor.com

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Transcript of "Long Term Care Solutions | Certified Financial Planners"

  1. 1. Long Term Care Advocacy fromCertified Financial PlannerFiduciariesFind Me An Advisor™Find Me An Advisor™
  2. 2. Certified Financial Planners™Our Advisors have experience workingat UBS, Morgan Stanley, AXA Advisorsand have trained with leadingretirement planning strategist acrossthe U.S.Find Me An Advisor™
  3. 3. Have you ever known someonethat needed Long Term CareServices?If so, you may know how costlythese services can be!Long Term Care NeedFind Me An Advisor™
  4. 4. Try to guess what percentage ofpeople over the age of 65 requireLong Term Care Services.Long Term Care NeedFind Me An Advisor™
  5. 5. You probably think this service iscovered under your healthinsurance plan, Obama Care, orMedicare.Its NOT!Long Term Care NeedFind Me An Advisor™
  6. 6. How much do you think Long TermCare Costs?Long Term Care NeedFind Me An Advisor™
  7. 7. $70,000isTodays CostCosts rise about 10% per year.Long Term Care NeedFind Me An Advisor™
  8. 8. So now that you know you willprobably need expensive LongTerm Care ServicesLong Term Care NeedFind Me An Advisor™
  9. 9. New laws have been created tohelp protect citizens from massiveLong Term Care Costs.2010 Pension Protection ActFind Me An Advisor™
  10. 10.  Self Insure and pay full price when the expensesoccur. Spend down your assets and qualify forMedicaid. Buy Traditional Long Term Care Insurance. Prepay your Long Term Care Services. Invest in an Annuity with Special LTC Features. Own Life Insurance with a Long Term Care Rider.6 Ways To Plan for LTCExpensesFind Me An Advisor™
  11. 11.  If your like most people who have not planned for theexorbitant costs of Long Term Care Services you willbe forced to pay for these future inflated services outof your own pocket. $70,000 today could mean $140,000 in the future withhealthcare costs skyrocketing.Please Dont Panic! Strong Solutions Are AheadOption 1: Self InsureFind Me An Advisor™
  12. 12.  If you spend down your assets to about $2,000than your State will pay your Long Term Careexpenses. This can be a great option if you have less than$200,000 in total assets and dont care aboutleaving assets to heirs.Option 2: Qualify for MedicaidFind Me An Advisor™
  13. 13.  If you spend down your assets to almost zerothan your State will pay your Long Term Careexpenses. This can be a great option if you have less than$200,000 in total assets and dont care aboutleaving assets to heirs.Option 2: Qualify for MedicaidFind Me An Advisor™
  14. 14. But what happens toyour spouse?As harsh as it may seem, this can be a wise time to get adivorce so the other spouse can keep the remainingassets.Option 2: Qualify for MedicaidFind Me An Advisor™
  15. 15.  Buying traditional Long Term Care Insurance canbe a smart way to cover future expenditures. You might pay $200-$600 per month, but theprice can rise over time. The price is dependent upon your current ageand health.Option 3: Buy Long Term CareInsuranceFind Me An Advisor™
  16. 16.  You must take a mini medical exam (blood & urine athome) and they will review your past medical records. The earlier you get the policy the lower the price.Why not submit anapplication and review afree quote?Option 3: Buy Long Term CareInsuranceFind Me An Advisor™
  17. 17. Certain new Hybrid Long Term Care Contracts fromJohn Hancock, Genworth and Lincoln Financialallow you to prepay your LTC at pennies on thedollar.Option 4: Prepay Your LTCFind Me An Advisor™
  18. 18.  At age 60 your can prepay Long Term CareServices at about 20 cents on the dollar. The younger you are the more leverage youreceive. Your prepayment is 100% liquid, cancel anytimeand receive a full refund!Option 4: Prepay Your LTCFind Me An Advisor™
  19. 19.  If you never use your prepayment it is returned toyour beneficiaries at your death plus an extra50% profit tax-free. If you do need Long Term Care Services youreceive about 4- 5 times leverage on the dollarsyou place into the contract.Option 4: Prepay Your LTCFind Me An Advisor™
  20. 20. Heres an example for a person age 60: Prepay $100,000 into a Hybrid LTC contract. Receive $500,000 of LTC Benefits if needed. If no LTC is needed, your beneficiaries receive150,000.The following information is just an example and anofficial illustration should be prepared for yourunique situation of age and premium.Option 4: Prepay Your LTCFind Me An Advisor™
  21. 21.  Prepaying for services is a great way to recoupyour premiums so they are not wasted if younever need Long Term Care.We cannot guarantee that you willget sick, but we can guaranteethat you will pass-on someday;this hybrid policy covers you forboth!Option 4: Prepay Your LTCConclusionFind Me An Advisor™
  22. 22.  You must only take a phone questionnaire (no bloodor urine required).Why not submit anapplication see if youqualify?Option 4: Prepay Your LTCConclusionFind Me An Advisor™
  23. 23. New annuities havespecial features thatalso need to beconsidered in this area.Option 5: Annuity with LTCFind Me An Advisor™
  24. 24.  This new annuity also provides 250% leverage onfunds transferred into the contract. For example, you transfer $100,00 into the contract andreceive $250,000 for Long Term Care with tax-freefunds. Unique feature is you can transfer an annuity with largegains and withdraw them tax-free for LTC.Option 5: Annuity with LTCOne America AnnuityFind Me An Advisor™
  25. 25.  Some new Equity Index Annuity contracts have ahome health care - doubler feature which willdouble your income for five years - if you needLong Term Care Services. This feature has been attracting many seniorsthat cannot qualify for LTC for health reasons. No health qualifications whatsoever.Option 5: Annuity with LTCHealth Care Doubler FeatureFind Me An Advisor™
  26. 26. Its inevitable, nothing and no onelasts forever. If you can buy life insurance at the right price it is agreat, efficient way to pass on a legacy to your heirs orfavorite charity. Certain new policies allow you to withdraw moneyfrom your death benefit on a tax-free basis for LongTerm Care services.Option 6: Life Insurance withLong Term Care RiderFind Me An Advisor™
  27. 27.  One policy will allow you to pull out funds andnot submit receipts to the insurance companyallowing you to use the funds however you wish. Structuring the policy correctly is the key tomaximizing your benefits.Option 6: Life Insurance withLong Term Care RiderFind Me An Advisor™
  28. 28. To qualify for Long TermCare Service you need adoctor to verify that youcannot perform two of sixActivities of Daily Living.Qualifying for Long Term CareCoverageFind Me An Advisor™
  29. 29. If you need help: Buttoning your shirt or tying your shoes, etc. Bathing yourself Feeding yourself Going to the bathroom Taking your medications accurately and timelyQualifying for Long Term CareCoverageFind Me An Advisor™
  30. 30.  Preparing for the future costs of Long Term Careservices is a wise move since 70% of people overthe age of 65 will require services. With new hybrid Long Term Care Policies you canpay for services at pennies on the dollar.ConclusionFind Me An Advisor™
  31. 31. As always, it is important toreview ALL your investmentoptions and work with fullylicensed and experiencedfinancial professionals.ConclusionFind Me An Advisor™
  32. 32. If you would like to speak to ouradvisors or a member of ournationwide team please scheduleyour free strategy session by calling(855) CFP-NOWWOr Register with usAt: http://www.findmeanadvisor.comFree Strategy SessionsFind Me An Advisor™
  33. 33.  Find Me An Advisor™ is dedicated to provide FinancialServices in all 50 states. The information provided represents severalhighlights of Long Term Care Solutions in general andshould not be considered specific to any one contract. For further illustrations, comments or questionsplease contact: (855) CFP-NOWW.DisclaimersFind Me An Advisor™
  34. 34. Contact Us Atfindmeanadvisor.comIT’S FAST, FREE & EASYAddress1845 Palm Cove Blvd #303Delray Beach, FL 33445United States of AmericaFind Me An Advisor™Website: Find Me An Advisor™
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