#CreditChat 
Wednesday | 3 p.m. ET 
How to Plan & Set Financial Goals
Join our #CreditChat every Wednesday at 3 p.m. ET. This week, 
“we talked with Joe Saul-Sehy @AverageJoeMoney! Check Out A...
Featuring: Joe Saul-Sehy @AverageJoeMoney 
StackingBenjamins.com
#CreditChat 
Wednesdays | 3 p.m. ET 
Why is it important to set financial goals? 
What might hold us back?
“A man without a goal is like a ship without a rudder.” 
Tweet by @FamZoo 
#CreditChat 
- Thomas Carlyle
Without a financial goal, you lack direction. 
My money wants to know where it’s going. 
Tweet by @Krissylynn 
#CreditChat
#CreditChat 
Savers with a plan are 2X more likely to have emergency 
savings, retirement savings, and can stick to budget...
#CreditChat 
If you start with the goal and work backward (what do I need 
to achieve it), you’ll quit chasing hot investm...
People think goal setting is “fluffy” but your goal drives all 
the hard investing and insurance decisions you’ll make. 
T...
WHY CREATE FINANCIAL GOALS? 
If you don’t have a map, you might end up lost 
and/or miss the right destination entirely. 
...
#CreditChat 
Wednesdays | 3 p.m. ET 
What types of financial goals should 
we create for ourselves?
#CreditChat 
TYPES OF FINANCIAL GOALS 
Goals for an emergency fund, retirement, paying down debt, 
perhaps a home or anoth...
Set mini goals along the way to keep yourself on track! 
Tweet by @Qualtrust 
#CreditChat
Goal: teach your kids about emergency funds and have 
each fund from a % of allowance/chore/job money. 
Tweet by @FamZoo 
...
#CreditChat 
Wednesdays | 3 p.m. ET 
What are some steps you should 
take when creating realistic goals?
Consider both your current life situation and 
where it is you want to be while setting goals. 
Tweet by @LeslieHTayneEsq ...
Assess where you are with your finances. 
#CreditChat 
Many people have no real idea how they’re doing. 
Tweet by @Quizzle
Get as detailed as possible and get buy-in 
from anyone who’s planning with you. 
Tweet by @AverageJoeMoney 
#CreditChat
Provide real numbers and not just estimates 
Tweet by @SenseOfCents 
#CreditChat 
or “dream” numbers for your goals.
Make goals that are manageable and measurable. 
Tweet by @ErinMcHanaburgh 
#CreditChat
#CreditChat 
Wednesdays | 3 p.m. ET 
How often should we track our progress? 
Any favorite tools to help do this?
Check in on short-term goals monthly, 
medium goals quarterly, and long-term yearly. 
Tweet by @ReadyForZero 
#CreditChat
Kick it old school and crunch your budget 
with pen and paper every week or two. 
Tweet by @magnify_money 
#CreditChat
Be mindful of your goals every day will help you stick to them. 
Tweet by @MoneyMattersMan 
#CreditChat
Everyday! Each morning helps to set the pace 
for the day. I like ZigZiglar’s goal planner. 
Tweet by @YoungFinances 
#Cre...
#CreditChat 
Wednesdays | 3 p.m. ET 
How should we handle setbacks in our 
finances? Should we reconfigure our goals?
A setback is a sign of progress. Learn from it 
#CreditChat 
and modify goals as needed. Keep moving forward. 
Tweet by @M...
You should always be re-evaluating your goals. 
#CreditChat 
Make sure they’re helping not hurting. And priorities change....
#CreditChat 
You should embrace the setbacks. They’re going to 
happen. You’re fooling yourself if you think it will go pe...
Setbacks happen. They are good moments to assess 
your budget and your goal’s plan. Adjust as necessary. 
Tweet by @Americ...
Accomplishing goals is easy. If you define 
easy as staying disciplined and modifying behavior. 
Tweet by @csmithraleigh 
...
Welcome failure and learn from it. 
#CreditChat 
Set new goals - and eventually success will come. 
Tweet by @GraceKvantas
#CreditChat 
Wednesdays | 3 p.m. ET 
Any final tips for those looking to make 
smart financial goals?
Talk about your goals with your accountability partners. 
They will help you stay motivated and on track. 
#CreditChat 
Tw...
Tips for making financial goals? Start today 
and start small if you need. Any savings is better than none. 
Tweet by @mon...
#CreditChat 
Like with any goal, set a date for your financial goals. 
Tweet by @mybanktracker
#CreditChat 
Wednesdays | 3 p.m. ET 
Check out all the resources and tips shared: 
bit.ly/financial-goals
#CreditChat 
Wednesdays | 3 p.m. ET 
Join Us Every Wednesday at 3 p.m. ET. 
bit.ly/join-creditchat
Subscribe & Check Out:
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How to Plan and Set Financial Goals

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Join our #CreditChat every Wednesday at 3 p.m. ET. This week, we talked with Joe Saul-Sehy - the founder of StackingBenjamins.com. Topic: How to Plan and Set Financial Goals. You can view the complete chat and featured tips and resources here:
http://www.experian.com/blogs/news/about/financial-goals/

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How to Plan and Set Financial Goals

  1. 1. #CreditChat Wednesday | 3 p.m. ET How to Plan & Set Financial Goals
  2. 2. Join our #CreditChat every Wednesday at 3 p.m. ET. This week, “we talked with Joe Saul-Sehy @AverageJoeMoney! Check Out All the Tweets and Resources: bit.ly/financial-goals
  3. 3. Featuring: Joe Saul-Sehy @AverageJoeMoney StackingBenjamins.com
  4. 4. #CreditChat Wednesdays | 3 p.m. ET Why is it important to set financial goals? What might hold us back?
  5. 5. “A man without a goal is like a ship without a rudder.” Tweet by @FamZoo #CreditChat - Thomas Carlyle
  6. 6. Without a financial goal, you lack direction. My money wants to know where it’s going. Tweet by @Krissylynn #CreditChat
  7. 7. #CreditChat Savers with a plan are 2X more likely to have emergency savings, retirement savings, and can stick to budget. Tweet by @AmericaSaves
  8. 8. #CreditChat If you start with the goal and work backward (what do I need to achieve it), you’ll quit chasing hot investments. Tweet by @AverageJoeMoney
  9. 9. People think goal setting is “fluffy” but your goal drives all the hard investing and insurance decisions you’ll make. Tweet by @AverageJoeMoney #CreditChat
  10. 10. WHY CREATE FINANCIAL GOALS? If you don’t have a map, you might end up lost and/or miss the right destination entirely. Tweet by @DLFreedman
  11. 11. #CreditChat Wednesdays | 3 p.m. ET What types of financial goals should we create for ourselves?
  12. 12. #CreditChat TYPES OF FINANCIAL GOALS Goals for an emergency fund, retirement, paying down debt, perhaps a home or another major purchase. Tweet by @magnify_money
  13. 13. Set mini goals along the way to keep yourself on track! Tweet by @Qualtrust #CreditChat
  14. 14. Goal: teach your kids about emergency funds and have each fund from a % of allowance/chore/job money. Tweet by @FamZoo #CreditChat
  15. 15. #CreditChat Wednesdays | 3 p.m. ET What are some steps you should take when creating realistic goals?
  16. 16. Consider both your current life situation and where it is you want to be while setting goals. Tweet by @LeslieHTayneEsq #CreditChat
  17. 17. Assess where you are with your finances. #CreditChat Many people have no real idea how they’re doing. Tweet by @Quizzle
  18. 18. Get as detailed as possible and get buy-in from anyone who’s planning with you. Tweet by @AverageJoeMoney #CreditChat
  19. 19. Provide real numbers and not just estimates Tweet by @SenseOfCents #CreditChat or “dream” numbers for your goals.
  20. 20. Make goals that are manageable and measurable. Tweet by @ErinMcHanaburgh #CreditChat
  21. 21. #CreditChat Wednesdays | 3 p.m. ET How often should we track our progress? Any favorite tools to help do this?
  22. 22. Check in on short-term goals monthly, medium goals quarterly, and long-term yearly. Tweet by @ReadyForZero #CreditChat
  23. 23. Kick it old school and crunch your budget with pen and paper every week or two. Tweet by @magnify_money #CreditChat
  24. 24. Be mindful of your goals every day will help you stick to them. Tweet by @MoneyMattersMan #CreditChat
  25. 25. Everyday! Each morning helps to set the pace for the day. I like ZigZiglar’s goal planner. Tweet by @YoungFinances #CreditChat
  26. 26. #CreditChat Wednesdays | 3 p.m. ET How should we handle setbacks in our finances? Should we reconfigure our goals?
  27. 27. A setback is a sign of progress. Learn from it #CreditChat and modify goals as needed. Keep moving forward. Tweet by @MsMadamMoney
  28. 28. You should always be re-evaluating your goals. #CreditChat Make sure they’re helping not hurting. And priorities change. Tweet by @MarioBonifacio
  29. 29. #CreditChat You should embrace the setbacks. They’re going to happen. You’re fooling yourself if you think it will go perfectly. Tweet by @AverageJoeMoney
  30. 30. Setbacks happen. They are good moments to assess your budget and your goal’s plan. Adjust as necessary. Tweet by @AmericaSaves #CreditChat
  31. 31. Accomplishing goals is easy. If you define easy as staying disciplined and modifying behavior. Tweet by @csmithraleigh #CreditChat
  32. 32. Welcome failure and learn from it. #CreditChat Set new goals - and eventually success will come. Tweet by @GraceKvantas
  33. 33. #CreditChat Wednesdays | 3 p.m. ET Any final tips for those looking to make smart financial goals?
  34. 34. Talk about your goals with your accountability partners. They will help you stay motivated and on track. #CreditChat Tweet by @YoungFinances
  35. 35. Tips for making financial goals? Start today and start small if you need. Any savings is better than none. Tweet by @moneytalk1 #CreditChat
  36. 36. #CreditChat Like with any goal, set a date for your financial goals. Tweet by @mybanktracker
  37. 37. #CreditChat Wednesdays | 3 p.m. ET Check out all the resources and tips shared: bit.ly/financial-goals
  38. 38. #CreditChat Wednesdays | 3 p.m. ET Join Us Every Wednesday at 3 p.m. ET. bit.ly/join-creditchat
  39. 39. Subscribe & Check Out:
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