• Share
  • Email
  • Embed
  • Like
  • Save
  • Private Content
View the powerpoint
 

View the powerpoint

on

  • 474 views

 

Statistics

Views

Total Views
474
Views on SlideShare
474
Embed Views
0

Actions

Likes
0
Downloads
9
Comments
0

0 Embeds 0

No embeds

Accessibility

Upload Details

Uploaded via as Microsoft PowerPoint

Usage Rights

© All Rights Reserved

Report content

Flagged as inappropriate Flag as inappropriate
Flag as inappropriate

Select your reason for flagging this presentation as inappropriate.

Cancel
  • Full Name Full Name Comment goes here.
    Are you sure you want to
    Your message goes here
    Processing…
Post Comment
Edit your comment

    View the powerpoint View the powerpoint Presentation Transcript

    • Business Reference Beth Kaylor -- Faculty Development -- October 31, 2008
    • Public, private or non-profit
      • Private is less than 300 shareholders
      • The majority of companies are private – about 98%
      • To quotes Forbes : “Private means private!”
      • No reporting requirements
      • Little information is available
      • If a public company chooses to “go private” the old filings will remain available through the SEC
    • What can you find for private?
      • Hoover's Handbook of Private Companies
        • Reference HG4057 .A286213
      • Databases
        • BSP
        • ABI
        • Mergent
      • Local business journals
      • Secretary of State (required filing)
    • Non-profit organizations
      • More of an industry than a category of “company.”
      • Very little information available about the financial operations
      • Don’t have required government filings
        • Chairman of the Board letter
        • Description of the charity, causes, actions, accomplishments, etc. of the organization
        • Directors and Officers
        • Financial statement
          • CPA Opinion letter, Income statement, Balance sheet, footnotes
    • Databases?
      • Databases
    • SIC and NAICS
      • SIC
        • Standard Industrial Classification
        • Last updated in 1987
        • New technologies do not fit
      • NAICS
        • North American Industrial Classification
        • Same number across countries – last four change
    • SIC and NAICS
      • Hierarchy
      • Where to find them
      • Easy? Mergent or BSP
      • Census Bureau webpage C
      • Manual -Ready Ref  HF1042 .N67  2007
      • Conversion – Census Bureau C
        • No search for SIC and NAICS 2007 – have to use 2002
        • Ohio Labor Market Crosswalk O
    • Resources for Financial Ratios
      • 3 main sources for industry ratios
      • Shelved together in Reference
      • Each gets their information from different sources
      • Numbers will be different but can be used together to get a complete picture of the industry
      • Grouped by product code
    • RMA Annual Statement Studies
      • Reference HF5681.B2 R6 
      • Contains composite financial data on manufacturing, wholesaling, retailing, service, and contracting lines of business.
      • comparative data
      • Comes directly from the financial statements of small and medium-size business customers of RMA’s member institutions
    • Industry Norms and Key Business Ratios
      • Reference HF5681.R25 I53
      • Dun and Bradstreet
      • Line of Credit business reporting
      •   Helps one understand the true performance of a company, by benchmarking it against its industry peers
      • 14 key business ratios cover all critical areas of business performance—solvency, efficiency and profitability
    • Almanac of Business and Industrial Financial Ratios
      • Reference HF5681.R25 T68 
      • Provides financial ratios for companies in various asset ranges by SIC code
      • Data reported are based on aggregate numbers from IRS records.
    • Other Ratio Sources
      • Mergent
      • Business Source Premier
      • Lexis-Nexis Academic
    • Ratios? What do they mean?
      • Liquidity ratios
        • Most commonly used
        • Show the ability of the organization to quickly generate cash
      • Current Ratio – current assets/current liabilities
      • Quick Ratio – same as above but subtracts inventory from current assets
      • How well can an organization meet its short-term obigations
    • Ratios? What do they mean?
      • Efficiency Ratios
      • determine how efficiently a business uses its assets, and where there's room for improvement
      • Inventory turnover, asset turnover etc…
    • Ratios? What do they mean?
      • Profitability Ratios
      • assess the profitability of a business and changes in its profit performance
      • These ratios are probably the most important indicators of a business's financial success.
        • Gross profit margin
        • Net profit margin
        • ROA – return on assets
        • ROE – return on equity
    • Ratios? What do they mean?
      • Solvency Ratios
      • designed to help one measure the degree of financial risk that a business faces
      • "Financial risk," in this context, means the extent to which the organization has debt obligations that must be met, regardless of cash flow.
      • assess the level of debt and decide whether this level is appropriate for the company
        • Debt to Equity
        • Debt to Assets
        • Coverage of Fixed Costs
        • Interest Coverage
    • Company Analysis
      • Public or private?
      • Start with Mergent and then BSP
      • Corporate affiliations
      • Value Line
      • Lexis-Nexis
      • Send them to me
    • Industry Survey
      • Standard and Poor’s NetAdvantage
        • Or print Industry Surveys
        • Reference HC106.6 .S74  
      • IBIS World
      • Business Source Premier
      • ABI
      • Statistical Universe
      • Send them to me
    • Business Plans
      • What is a business plan?
      • Why write one?
      • Many resources in Reference and General Collection
      • SBA Small Business Planner - SBA
      • My Own Business M
      • SCORE S
    • Corporate Affiliations
      • Lexis-Nexis Corporate Affiliations
        • Who owns whom
        • HG4057 .A219 
        • 2006 v.1-8; Current 1 year in Ready Reference, previous 1 year in Reference, and earlier volumes in the General Collection
        • Most recent is 2008
    • SBBI Databook
      • Stock Bonds Bills and Inflation Yearbook
        • REF HG 4501 .S7949 2007
        • History of the returns on the capital markets in the US 1926-2006
        • Includes
          • Large and small company stocks
          • Long term corporate and government bonds
          • Intermediate term government bonds
          • US T-bills
          • Consumer Price Index
    • Questions?