Leadership Is StewardshipLeaders are stewards, not owners of God’s recourses (1 Corinthians 4:1-2). We must bothmodel and teach God’s people about the stewardship of their time, talent and money. Thepurpose of this study is to teach God’s financial principles in order to know Christ moreintimately, be free to serve him and to fund the Great Commission.Because God cares for us He gave us guidelines for handling money. The Bible contains morethan 2,350 verses dealing with money and possesions. Jesus taught more about money thanalmost any other subject. He spoke of it in sixteen of His thirty-eight parables. We allunderstand that money is a practical issue in life, but it is also a spiritual issue as we lead ourfamilies and ministries. Where we put our money reveals much about our spiritual life. Jesussaid, “Where your treasure is, there your heart will be also” (Matthew 6:21).The way we handle our money has an impact on how intimate our relationship is withChrist. Money is a primary competitor with Christ for the lordship of our lives (Matthew6:24). God desires to exercise Lordship over all… and that includes our finances.In this session we will look at: Ownership versus stewardship Earning and budgeting Saving and debt Integrity and teaching your peopleLeadership, Ownership and StewardshipIt is important for leaders to recognize the difference between ownership andstewardship. God is the owner. We are stewards. God maintains certain responsibilitiesand He has given other responsibilities to us. Let’s examine the difference:God’s Part 1. God is the ____________of______________. (Psalms 24:1) 2. God is in _____________. (Psalm 135:6) 3. God will provide for our _____________. (Philippians 4:19)Our Part 1. We are stewards of ____________ possessions. (A steward is a manager of someone else’s possessions). 2. We are to be ____________. (I Corinthians 4:2). 3. When we are faithful, we will ____________ in three ways: a. We will grow closer to Jesus Christ. b. We will develop godly character. c. We will begin to have financial stability.
John Wesley lived by these financial rules in the 18th Century: Earn all you can. Save all you can. Give all you can.Let’s use this as an outline for our discussion in this lesson._________________ All You CanThe Bible instructs us to work hard, as if we worked directly for the Lord (Colossians 3:23-25). In Proverbs 6:6-11, we are told to study a tiny bug – the ant – to see a model for ourwork ethic. The ant displays the following three characteristics: 1. Initiative – The ant needs no ruler to tell it to work. 2. Industry – The ant works hard preparing food for the future. 3. Integrity – The ant does not labor for money or selfish gain.Earning all you can is not about setting a goal to make more money; it’s not about greed.In fact, Scripture warns us about greed. Timothy teaches that greed brings all kinds ofsnares, and that the love of money is the root of all sorts of evil (I Timothy 6:9-10).To earn all you can and not be controlled by greed is essential. The key is contentment.Paul the Apostle wrote, “Now godliness actually is a means of great gain whenaccompanied by contentment.” (I Timothy 6:6) So, how much can we accumulate as aScripture provides an answer: “And if we have food and covering, with these we shall be content.” I Timothy 6:8Earning all we can is about working hard. It’s also about earning more so we can invest itin the needs of others. We’ll discuss this in more detail in the “Give All You Can” section ofthis lesson._________________ All You CanSaving is about preparing for the future. Scripture encourages saving. Note the followingguidelines for saving money: 1. Save only if you are also ______________. 2. Save ______________. 3. Why save? a. Save for unexpected _______________. b. Save for longer-term _______________. c. Save for major _______________. d. Save for ________________ (future investing). 4. _______________ get-rich-quick plans and gambling (Proverbs 28:22).
Budgeting Your IncomeIn order to save all you can, you will need to use a budget to manage your money. Usinga budget is simply telling your money where you want it to go, instead of guessing whereit all went.1. Develop and use a plan to control spending (Proverbs 27:23). Using a spending plan is a practical and wise way for you to control your spending patterns. Example: Sit down and plan your budget each year. Determine which needs should take priority in the budget, including any debt that you have. Next, establish how much money you can invest in each area before you spend anything. Write it down on paper and choose someone to hold you accountable to it.2. Repay what is borrowed (Psalms 37:21). If you do have debt, include it in your budget so you can repay it as promptly as possible (Proverbs 3:27-28)._________________ All You CanThe Scripture calls us to give generously. We are never more like God than when we’regiving. “For God so loved the world, that He gave. . .” Jesus celebrated those who gavesacrificially, beyond the call of duty. The following passages of Scripture encourage us togive:1. Give to your ____________ (Malachi 3:10; Matthew 23:23) Tithing is one tenth of your income: Hebrews 7:3,6; Proverbs 3:9-102. Give to other ___________ (Matthew 10:42, Mark 10:29-30) This is investing in the Gospel above your regular gifts: Luke 6:383. Give to the ______________. (Proverbs 19:17) This is sharing with people in need, as though they were Christ.