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This article, from the Self Insurer, is authored by Dick Goff, former President of the Self Insurance Institute of America. He describes a $300 Internet test which can determine if a claimant has a chance of a medical test abnormality with 95% accuracy, and can determine if the claimant will not have abnormal medical testing with 85% accuracy. This questionnaire takes 15 minutes to administer in English or Spanish, and results are available in 5 minutes after completion. It has always been admitted in court, in 8 states.