Boi and hdfc


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Boi and hdfc

  1. 1. Customer Relationship Management in Financial Services
  2. 2. T.Y.B.F.M. 6thPROF.Eralee shah 2012-13
  3. 3. Name Roll No.Priyank Darji 07Hardik Nathwani 25Shashank Pai 26Sagar Panchal 27Dharmik Patel 30Kush Shah 38Siddarth Tawde 45
  4. 4. INTRODUCTION OF BOI Bank of India was founded on 7th September, 1906 by a group of eminent businessmen from Mumbai. Bank was under private ownership and control till July 1969 when it was nationalised along with 13 other banks. The Bank has 4038 branches in India spread over all states/ union territories including specialized branches. These branches are controlled through 50 Zonal Offices. There are 29 branches/ offices (including five representative offices) and 3 Subsidaries and 1 joint venture abroad. Bank of India was the first Indian Bank to open a branch outside the country, at London, in 1946, and also the first to open a branch in Europe, Paris in 1974. The Bank has sizable presence abroad, with a network of 29 branches (including five representative office) at key banking and financial centres viz. London, Newyork, Paris, Tokyo, Hong-Kong and Singapore
  5. 5. INTRODUCTION OF HDFC BANK HDFC Bank Limited (Housing Development Finance Corporation) is a major bank in India. It was incorporated in 1994 and is a publicly held banking company. Its shares are listed on the Bombay Stock Exchange Limited and on the National Stock Exchange of India Limited. It also has American Depository Shares listed on the NYSE and GDRs listed on the Luxembourg Stock Exchange. It provides banking services and products to are variety of customers including consumer banking, NRI banking, private banking, SME banking and corporate banking. HDFC Bank keeps the credit of the first bank in India to launch an International Debit Card in association with VISA (Visa Electron). As a fast growing bank it has a network of 2,776 Branches and 10,490 ATMs in 1568 Indian towns and cities.
  6. 6. DEPOSIT DEPOSIT BOI HDFC Minimum Interest rate Minimum Interest rate deposit depositSaving account 1000/- 4% 10000/- 4%Current account 5000/- nil 10000/- nilRecurring deposit 500 p.m 9% 500 p.m 1 year No Interest For regular will be paid if account 8% payment is and for taken within senior citizen three 8.5% months
  7. 7. FIXED DEPOSIT Period BOI HDFC ( up to 15lac) (up to 15lac) Interest rate(% p.a.) Interest rate(% p.a.) General Senior citizen General Senior citizen1 year to 2 years 9.00 9.50 8.75 9.252 year to 3 years 9.00 9.50 8.75 9.253 year to 5 years 9.00 9.50 8.75 9.255 year to 8 years 9.00 9.70 8.25 8.758 year to 10 year 8.75 9.80 8.25 8.75
  8. 8. LOANSBOI HOME LOAN HDFC HOME LOAN Rates Fixed Interest Rate Flexible Interest Rate Upto and including 12.25% 10.75% Rs 30 lacs Rs.30.01 lacs to 12.50% 11.00% Rs.75 lacs Rs.75.01 lacs and 13.00% 11.50% above
  9. 9. BOI PERSONAL LOAN HDFC PERSONAL LOANLoan Amount Upto Rs 15,00,000/- depending on your income and repayment capacity.Interest Rate Salaried/Self Employed - 15.75% to 22.25%Tenure 12 to 60 months.Pre Payment Charges Upto 4% of the Principal Outstanding.Service Charges Loan Processing Charges are upto 2%
  10. 10. BOI EDUCATION LOAN HDFC EDUCATION LOANLoan Amount Loans upto Rs.15 Lakhs for Education in India and upto Rs.20 Lakhs for Education abroadInterest Rate 14% p.aTenure Repayment to start 1 year after course completion / 6 months after obtaining employment (whichever is earlier). Loan available upto tenure of 7 years including moratorium periodPre Payment Charges Upto 4% of the Principal Outstanding after 6 months of repaymentService Charges Processing Fee: Upto a maximum 2% of the loan amount
  11. 11. MUTUAL FUND Mutual Fund BOI AXA HDFC Mutual Fund Mutual FundSetup Date Mar-31-2008 Jun-30-2000Incorporation Date Aug-13-2007 Dec-10-1999Sponsor Bank of India and AXA Investment Housing Development Finance Managers Corporation Limited, Standard Life Investments LimitedTrustee BOI AXA Trustee Services Private HDFC Trustee Company Limited LimitedChairman N.A Mr. Deepak ParekhCEO / MD Mr Sandeep Dasgupta Mr. Milind BarveCIO Mr. Alok Singh Mr. Prashant JainCompliance Officer Mr. Rajesh Chawathe Mr. Yezdi KhariwalaInvestor Service Officer Mr. Shubro Sankha Das Sharma Mr. John MathewsAssets Managed Rs. 661.14 crore (Dec-31-2012) Rs. 101392.54 crore (Dec-31-2012)
  12. 12. SCHEME DETAILS BOI AXA EQUITY FUND HDFC TOP 200 FUNDFund Type Open-Ended Open-EndedInvestment Plan Growth GrowthLaunch date Aug 19, 1996 Oct 01,2008Benchmark BSE-200 S&P CNX NIFTYAsset Size (Rs cr) 12,122.20 (Dec-31-2012) 0.43(Nov 30- 2008)Minimum Investment Rs.5000 Rs.5000Fund Manager Prashant Jain / Miten Lathia GAURAV KAPUREntry Load N.A N.AExit Load 1.00% 1.00%
  13. 13. INSURANCE BOI HDFC1. Star Flier Scheme 1. Children’s Plan2. Other Products offered at specially reduced rates to BOI 2. Term Plan Customers  Domestic Travel Insurance 3. Saving & Investment Plan  Health Insurance Scheme3. Insurance cover offered along 4. Other Insurance with other Loans/Products  Health Insurance  Home Loan Assurance Scheme  Motor Insurance (Optional )  Educational Loan Insurance  Travel Insurance Scheme (Optional)  Home Insurance
  14. 14. OTHER SERVICE BOI HDFC BANK ATM ATM Depository service Demat service Tax Payment Tax payment Safe Deposit Vault Debit card Credit card Gold Coin Prepaid card ASBA Internet banking Mobile banking Mobile banking Online trading NEFT/RTGS Book ticket E-net Doorstep banking Debit card ECS Debit & credit Credit card Internet banking
  15. 15. MERCHANT BANKING SERVICE BOI HDFC• They do not provide • Project appraisal, structured merchant banking service finance, loan syndication and debt capital markets • Equity Placement • M&A and Corporate Advisory Services • Capital Market Advisory Services