5 Types of guarantees   providing peace of mind                                                                           ...
ExcelsiorProperty Portfolio“Invest in Land because they ain’t making any more of it” – Mark Twain Top 10 Holdings – Januar...
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Liberty excelsior propertyp8 (3)

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Liberty excelsior propertyp8 (3)

  1. 1. 5 Types of guarantees providing peace of mind Guaranteed Capital Bonds 1 Fixed Interest Investing Fixed Interest Annuities 2 Capital (C) 3 Capital Plus (C+) Excelsior Protector and 4 Progressive Bonus Higher of Death 5 GuaranteeDisclaimer:In formulating the information in this document, Liberty Life has taken due care to ensure that the views and opinions are based on information which is relevantand accurate and does not constitute advice by Liberty Life. Any legal, technical or product information contained in this document is subject to change from timeto time. If there are any discrepancies between this document and the contractual terms or, where applicable, any fund rules, the latter will prevail. Past perfor-mance cannot be relied on as an indication of future performance. Investment performance will depend on the growth in the underlying assets, which will beinfluenced by inflation levels in the economy and prevailing market conditions. Any recommendations made must take into consideration your specific needs andunique circumstances.Liberty Group Limited – an Authorised Financial Services Provider in terms of FAIS Act (license no. 2409).
  2. 2. ExcelsiorProperty Portfolio“Invest in Land because they ain’t making any more of it” – Mark Twain Top 10 Holdings – January 2009 Sector split – January 2009 Sandton City 24.27 Eastgate Shopping Centre 24.34 Nelson Mandela Square 6.37 7% Liberty Midlands Mall 5.74 3% 14% Greenacres Shopping Centre 4.93 12% OfficeLiberty Promenade Mitchells Plain 3.65 Retail Garden Court – Waterfront CPT 3.48 Hotel Sandton Sun & Intercontinental 3.17 Listed Property Liberty Centre Braamfontein 2.72 64% Cash Holdings Standard Bank Centre 2.38 0 5 10 15 20 25 30 % 10 Reasons to choose the Excelsior Property Portfolio: How have we done over the • Consistent inflation beating returns. last 13 years • Suitable for a moderate investor wanting long-term property exposure. • Optional performance guarantees available per product. Year Average Gross • Physically owned and managed by Liberty Properties resulting in a sustainable CPI Return long term strategy. • Blue Chip Properties – Sandton City, Eastgate, Liberty Midlands Mall etc. 1996 7.34 15.22 • Liberty Properties is one of the largest independent hotel owners in South 1997 8.62 18.33 Africa, positioning itself perfectly for 2010 and beyond. • Historic outperformance of money-market rates. 1998 6.86 12.67 • It is a building block of most of the Liberty Life Portfolios. • Annual interim rate declaration provides for stable growth throughout 1999 5.27 17.50 the year. 2000 5.33 15.64 • Diversification by means of exposure across retail, office, hotel and listed property sectors. 2001 5.73 12.97 Make the right choice with Liberty Properties! 2002 9.14 14.55 Liberty Properties vs. Asset Classes 2003 6.99 14.65 25.00% 2004 1.39 13.75 20.00% 15.00% Equity 2005 3.40 16.50 Bonds 10.00% Liberty Properties 2006 4.63 19.95 Domestic Listed Property 5.00% Foreign Listed Property 2007 7.08 20.60 Domestic Inflation Linked Bonds 0.00% 2008 11.30 14.93 0.00% 5.00% 10.00% 15.00% 20.00% 25.00% 30.00% 35.00% Volatility Historic gross return vs. volatility since 1985 Source: STANLIB and Liberty Properties Disclaimer: In formulating the information in this document, Liberty Life has taken due care to ensure that the views and opinions are based on information which is relevant and accurate and does not constitute advice by Liberty Life. Any legal, technical or product information contained in this document is subject to change from time to time. If there are any discrepancies between this document and the contractual terms or, where applicable, any fund rules, the latter will prevail. Past performance cannot be relied on as an indication of future performance. Investment performance will depend on the growth in the underlying assets, which will be influenced by inflation levels in the economy and prevailing market conditions. Any recommendations made must take into consideration your specific needs and unique circumstances. Liberty Group Limited – an Authorised Financial Services Provider in terms of FAIS Act (license no. 2409).

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