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Brazils Cards and Payments Industry
Brazils Cards and Payments Industry
Brazils Cards and Payments Industry
Brazils Cards and Payments Industry
Brazils Cards and Payments Industry
Brazils Cards and Payments Industry
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Brazils Cards and Payments Industry

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Brazils Cards and Payments Industry @ http://www.researchmoz.us/brazils-cards-and-payments-industry-emerging-opportunities-trends-size-drivers-strategies-products-and-competitive-landscape-report.html

The Brazilian cards and payments industry grew during the review period (2008–2012) at a CAGR of 8.97%, to reach 540.7 million cards in circulation by the end of 2012. Changing lifestyle demographics, the increased popularity of online shopping and higher disposable income per capita supported growth of the number of cards in circulation.

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  • 1. Brazils Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape Synopsis The report provides market analysis, information and insights into Brazil’s cards and payments industry, including: Current and forecast values for each category of Brazil’s cards and payments industry including debit cards, credit cards, prepaid cards and charge cards Comprehensive analysis of the industry’s market attractiveness and future growth areas Analysis of various market drivers and regulations governing Brazil’s cards and payments industry Detailed analysis of the marketing strategies adopted for selling debit, credit, charge and prepaid cards used by various bankers and other institutions in the market Comprehensive analysis of consumer attitudes and their buying preferences for cards Competitive landscape of Brazil’s cards and payments industry Executive summary The Brazilian cards and payments industry grew during the review period (2008–2012) at a CAGR of 8.97%, to reach 540.7 million cards in circulation by the end of 2012. Changing lifestyle demographics, the increased popularity of online shopping and higher disposable income per capita supported growth of the number of cards in circulation. Consumer preferences are expected to change the card payments channel’s dynamics over the forecast period. The Brazilian middle classes have an average age of 34 years and distinct preferences compared to traditional middle-class populations. Brazilian customers are also becoming increasingly averse to credit-fueled spending. These factors prompted the diversification of the market and contributed to the emergence and growth of the prepaid and charge card categories. Scope This report provides a comprehensive analysis of Brazil’s cards and payments industry It provides current values for Brazil’s cards and payments industry for 2012 and forecast figures for 2017 It details the different macroeconomic, infrastructural, consumer and business drivers affecting Brazil’s cards and payments industry It outlines the current regulatory framework in the industry It details the marketing strategies used by various bankers and other institutions It profiles the major banks in Brazil’s cards and payments industry Reasons to buy Make strategic business decisions using historic and forecast market data related to Brazil’s cards and payments industry and each market within it Understand the key market trends and growth opportunities within Brazil’s cards and payments industry Assess the competitive dynamics in Brazil’s cards and payments industry Gain insights into the marketing strategies used for selling various types of cards in Brazil Gain insights into key regulations governing Brazil’s cards and payments industry Key highlights The debit and credit card categories are mature and are expected to record nominal growth over the forecast period; the debit cards category is expected to post a CAGR of 2.64% and the credit cards category is expected to record a CAGR of 5.34% in volume terms. A key factor that encouraged the growth of the prepaid cards category is the government legislation that levied a 6.4% charge on all foreign transactions made through Brazils Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape
  • 2. credit cards issued in Brazil. As prepaid cards are preloaded with Brazilian real, transactions made through them are treated as domestic payments and have a lower tax rate of 0.38%. The growth of the card payments channel will be driven by the growth of online commerce, tourism, new product offerings, retail sales volume and private-label cards. High internet penetration is expected to promote online commerce, which, in turn, is expected to drive growth in the card payments channel. EMV cards, NFC and contactless payments are expected to drive growth of the card payments channel. The launch of EMV cards in Brazil by Banco Santander in 2011 brought about a secure and internationally accepted credit and debit cards transaction system. table Of Contents 1 Executive Summary 2 Analysis Of Industry Environment, Key Trends And Drivers 2.1 Payment Infrastructure And Emerging Technologies 2.1.1 Atms 2.1.2 Pos Terminals 2.1.3 Internet Penetration 2.1.4 Contactless Technologies 2.1.5 Fingerprint-enabled Biometric Atms 2.1.6 Anti-skimming Technology 2.2 Business Drivers 2.2.1 Cbb Efforts To Discourage Use Of Checks 2.2.2 Growth Of Online Commerce 2.2.3 Growth Of Private-label Cards 2.2.4 Retail Sales Volume 2.3 Economic Drivers 2.3.1 Gdp Per Capita Income 2.3.2 Gdp Growth 2.3.3 Easing Inflationary Pressure 2.3.4 Low Unemployment 3 Cards And Payments Industry Share Analysis 3.1 Industry Overview 3.1.1 Cash 3.1.2 Checks 3.1.3 Direct Debits 3.1.4 Credit Transfers 3.1.5 Cards Brazils Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape
  • 3. 4 Regulatory Framework And Card Fraud Statistics 4.1 Regulatory Framework 4.1.1 Foreign Direct Investment (fdi) Regulation 4.2 Card Fraud Statistics 4.2.1 Card-not-present 4.2.2 Counterfeit Cards 4.2.3 Cards Lost Or Stolen 4.2.4 Card Id Theft 5 Emerging Consumer Attitudes And Trends 5.1 Market Segmentation And Targeting 5.1.1 Retail Segment 5.1.2 Corporate Segment 5.2 Travel And Tourism Spending 5.2.1 Outbound Tourists Volume 5.2.2 Outbound Tourist Spending 5.3 Retail Card Spending 5.3.1 Analysis By Product Categories 5.3.2 Analysis By Retail Channels 6 Analysis Of Card Payments And Growth Prospects 6.1 Channel Share Analysis By Card Category 6.2 Size And Forecast Of The Card Payments Channel 6.2.1 Analysis By Volume Of Cards In Circulation 6.2.2 Analysis By Transaction Value 7 Analysis Of Credit Card Payments And Growth Prospects 7.1 Overall Category Size And Forecast 7.1.1 Analysis By Volume Of Cards In Circulation 7.1.2 Analysis By Transaction Value 7.1.3 Analysis By Transaction Volume 7.2 Transaction Share Analysis By Channel 7.2.1 Analysis By Transaction Value 7.2.2 Analysis By Transaction Volume 7.3 Personal Credit Cards Size And Forecast 7.3.1 Analysis By Volume Of Cards In Circulation 7.3.2 Analysis By Transaction Value 7.3.3 Analysis By Transaction Volume 7.4 Commercial Credit Cards Size And Forecast 7.4.1 Analysis By Number Of Cards In Circulation Brazils Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape
  • 4. 7.4.2 Analysis By Transaction Value 7.4.3 Analysis By Transaction Volume 7.5 Competitive Landscape 7.5.1 Scheme Share Analysis 7.5.2 Issuer Share Analysis 8 Analysis Of Debit Card Payments And Growth Prospects 8.1 Overall Category Size And Forecast 8.1.1 Analysis By Volume Of Cards In Circulation 8.1.2 Analysis By Transaction Value 8.1.3 Analysis By Transaction Volume 8.2 Transaction Share Analysis By Channel 8.2.1 Analysis By Transaction Value 8.2.2 Analysis By Transaction Volume 8.3 Competitive Landscape 8.3.1 Scheme Share Analysis 8.3.2 Issuer Share Analysis 9 Analysis Of Charge Card Payments And Growth Prospects 9.1 Overall Category Size And Forecast 9.1.1 Analysis By Volume Of Cards In Circulation 9.1.2 Analysis By Transaction Value 9.1.3 Analysis By Transaction Volume 9.2 Transaction Share Analysis By Channel 9.2.1 Analysis By Transaction Value 9.2.2 Analysis By Transaction Volume 9.3 Personal Charge Cards Size And Forecast 9.3.1 Analysis By Number Of Cards In Circulation 9.3.2 Analysis By Transaction Value 9.3.3 Analysis By Transaction Volume 9.4 Commercial Charge Cards Size And Forecast 9.4.1 Analysis By Volume Of Cards In Circulation 9.4.2 Analysis By Transaction Value 9.4.3 Analysis By Transaction Volume 9.5 Competitive Landscape 9.5.1 Scheme Share Analysis 9.5.2 Issuer Share Analysis 10 Analysis Of Prepaid Card Payments And Growth Prospects 10.1 Overall Category Size And Forecast Brazils Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape
  • 5. 10.1.1 Analysis By Volume Of Cards In Circulation 10.1.2 Analysis By Transaction Value 10.2 Open-loop Prepaid Cards Segment Size And Forecast 10.2.1 Analysis By Number Of Cards In Circulation 10.2.2 Analysis By Transaction Value 10.3 Closed-loop Prepaid Cards Segment Size And Forecast 10.3.1 Analysis By Volume Of Cards In Circulation 10.3.2 Analysis By Transaction Value 11 Merchant Acquiring 11.1 Merchant Acquirers In The Country 12 Company Profiles Of Card Issuers 12.1 Banco Bradesco Sa 12.1.1 Key Financials 12.1.2 Card Portfolio 12.1.3 Strategies 12.2 Banco Santander (brasil) Sa 12.2.1 Key Financials 12.2.2 Card Portfolio 12.2.3 Strategies 12.3 Baco Do Brasil Sa 12.3.1 Key Financials 12.3.2 Card Portfolio 12.3.3 Strategies 12.4 Hsbc Bank Brasil Sa 12.4.1 Card Portfolio 12.4.2 Strategies 12.5 Banco Votorantim Sa 12.5.1 Key Financials 12.5.2 Card Portfolio 12.5.3 Strategies 13 Appendix 13.1 Methodology 13.2 Contact Timetric 13.3 About Timetric 13.4 Timetric’s Services 13.5 Definitions 13.6 Disclaimer Brazils Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape
  • 6. ResearchMoz(http://www.researchmoz.us/) is the one stop online destination to find and buy market research reports & Industry Analysis. We fulfill all your research needs spanning across industry verticals with our huge collection of market research reports. We provide our services to all sizes of organizations and across all industry verticals and markets. Our Research Coordinators have in-depth knowledge of reports as well as publishers and will assist you in making an informed decision by giving you unbiased and deep insights on which reports will satisfy your needs at the best price. Contact: M/s Sheela, 90 State Street, Suite 700, Albany NY - 12207 United States Tel: +1-518-618-1030 USA - Canada Toll Free 866-997-4948 Email: sales@researchmoz.us Website: http://www.researchmoz.us/ Brazils Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape

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