We want to take you higher.
UNLIMITED PAYROLL FUNDING • BACK OFFICE SUPPORT • WEB-BASED TECHNOLOGY • FULL-SERVICE BANKING
A Subsidiary of STERLING NATIONAL BANK NYSE: STL

Where do you want to take your staffing company? Do you want to double your revenue?
Add a niche business? Or are you looking for an exit strategy? Whatever your goals,
Sterling Resource Funding Corp. (SRFC) can help. Our staffing industry experts will put
our 20 years of experience—and the resources of a Sterling National Bank, a full-service
banking and financial services company—to work for you. With unlimited payroll funding.
Comprehensive back-office services. The latest, Web-based technology. And a full range
of banking services.
SRFC is dedicated to staffing companies like yours, to providing services that allow
you to dedicate yourself to growing your business. While retaining 100% of your equity.
Whether you’re a fast-growing company or a fledgling business, SRFC has everything
you need to take you higher.

We’re with you every step of the way.
What sets SRFC apart from other services? EVERYTHING. Sterling Resource Funding handles
everything you need to take your business to the next step. And the next. And the next.
WE’VE GOT IT ALL. Every week, we’ll pay you profits on billings, not collections.
If you choose, you’ll also get a full suite of back office services,
Profits on Billings Paid Weekly
Comprehensive Back Office Services including the hardware and software you need to do payroll
The Support of 100 Dedicated on-site. Web-based client and applicant tracking. And the training
Professionals
you need to get the most out of these systems.
Flexible Terms
Simple Fee Structure With SRFC, you’ll enjoy the simplicity of a straightforward fee
No Minimum Billing Requirements structure, without upfront costs or restrictive credit limits. And no
Dedicated SRFC Rep minimum billing requirements. You’ll even have a full 90 days to
on Your Account
Support Services Group collect outstanding receivables.
Computer Systems When it comes to personal attention and support, no one
Regionalized Lock Boxes comes close to Sterling Resource Funding. Not only are over
Internet Management Reporting
100 staffing industry professionals working for you every day, a
Search & Retrieval Software
Tax Filing
dedicated operations manager is assigned specifically to your
On-Site Payroll Processing account. And our Support Services Group will give you immediate
Credit & Collections Assistance on-line help, whenever you need it.
But that’s not all. SRFC customers also get regional lock
boxes, for timely posting of client payments. Electronic filing of state and federal taxes.
Credit and collections assistance, including access to the latest credit data. And speaking
of access, a full complement of management reports, and more, is securely accessible to
you via the Internet.

Unlimited payroll funding.
First of all, let’s make sure we’re clear on this: “unlimited” means UNLIMITED. With SRFC,
there’s no limit on how much business you can do. We’ll fund the payroll, and cover payroll
taxes, for as many people as you can place. And unlike
OUR “MONEY-ONLY” OPTION
factors, who limit the accounts they accept, SRFC welcomes
For clients who don’t need
comprehensive back office services, your business.
SRFC offers a Money-Only option.
Features include: Sterling Resource Funding takes the pressure off. So a
sudden jump in placements is no longer cause for panic. And
Maximum Cash Advance on Billings
Industry’s Most Competitive because there are no territory restrictions (like you’d have with
Fee Structure
a franchise), SRFC also gives you unlimited potential for
No Minimum Billing Requirements
growth—you decide how fast and how far you want to go.
No Set-Up Fees
You’re not subject to the unreasonable repayment demands
Online Reporting
Daily Cash Receipts Posting of your typical bank, either. We know many companies take their
Daily A/R Reconciliation time to pay. Thirty days has become the exception. And some
Profit Statements businesses take 60 days to pay, or even more. So SRFC gives
Regional Lock Boxes
you a full 90 DAYS to collect receivables, when necessary.
for Timely Posting
Credit and Collections Assistance Taking even more pressure off you.
All the while, we issue weekly gross profit checks based
on billings. (Not monthly or bi-monthly, and not on collections.)
So you get a reliable, positive cash flow to meet your business expenses. And you get it
now, not in 60 or 90 days.
With SRFC as your partner, the sky’s the limit.

Comprehensive back office support.
Let’s start with one of the most important differences between SRFC and our competition.
We never subcontract our back office operations. Sterling Resource Funding has over 100
employees devoted to meeting your needs. So when you call us,
AVAILABLE REPORTS
you get results. Not excuses. And with over 20 years of accumulated
Accounts Receivable Aging
practical experience in every phase of the business, SRFC gives you
Cash Receipts
Invoice Register answers you’d be hard-pressed to find anywhere else.
Invoice Recap SRFC handles complete payroll administration and bookkeeping:
Payroll Register weekly payroll checks in your company name (or we can install a
Payroll Check Reconciliation
system enabling you to cut checks on site), payroll tax deductions,
Void Check Register
Earnings Statement W-2s, 1099s, weekly payment of all applicable State and Federal
New Employee Listing taxes, plus the preparation and electronic filing of quarterly and
Monthly Ranking Analysis yearly tax returns.
Flash Report
Customer invoicing is part of our job, too. As is supplying the
Client Discount Report
Payroll Hours Report
necessary forms, issuing monthly statements and keeping meticulous
by Employee and Client records. And of course, we do it all in your name—so we’re completely
Payroll History
invisible to your customers.
Payroll Report by Paycode
Employee Payroll/Billing Report
We’ll also help in the collection of your accounts receivables.
Tax Audit Report This includes collections planning and strategy, based on aging reports
we provide you. Access to client credit profiles. If you choose, we’ll
even get directly involved in the collection process.
We told you it was comprehensive.

Cutting edge technology.
Sterling Resource Funding has always brought the very latest technology to the staffing industry. With
breakthroughs like on-site payroll check printing. We’ll install a computer system and check printer—
with all the necessary hardware and software—on your premises. We’ll train you and your staff. And
give you the ability to track payroll, cut and print customized payroll checks, and pay your people on a
daily basis, when necessary. It’s the kind of technological advantage that will help you attract and retain
the best applicants, while opening the door to new profit possibilities.
Then there’s the Web. SRFC gives you secure Internet access to your business accounts profile.
There you’ll find a complete array of management reports: weekly AR agings, daily collections, monthly
rankings and more. There are also useful links to allied companies from Office Depot to InfoMart, one of
the world’s largest pre-employment screening companies. We’ve even put an impressive choice of
e-learning classes at your fingertips. Our clients enjoy easy access to online certificate programs, with
courses ranging from accounting to HR, marketing to time management . Even Web programming and
design, new media and multimedia.
Like everything else we do, SRFC technology is designed to take work off your hands, while giving
you the tools you need to reach, and exceed, your goals. After all, our success completely depends on
your success. So you can be sure we’re doing everything we can to ensure your success.

Full-service banking.
As a subsidiary of Sterling National Bank, Sterling Resource Funding has another
significant advantage compared to other funders—the ability to offer our clients a full
range of banking services.
Sterling National Bank was founded in 1929, and has a
long tradition supporting the small business community. Its
mission is to deliver premium services with a personal touch.
For Sterling National Bank, “Our doors are open all the way
to the top” isn’t just a motto, it’s a business model.
When you work with SRFC, you have built-in access to
Sterling National Bank’s essential and value-added financial
solutions. Checking and savings accounts. Business and
personal lines of credit. Mortgage and leasing services.
Even online banking services. And they’re all supported by a proven commitment to
individualized service. With the resources of a $2 billion banking and financial services
company in your corner, there’s no telling how high you can go!
To get started, call 800-275-0861, or visit
www.sterlingresourcefunding.com/contact.

A Subsidiary of STERLING NATIONAL BANK NYSE: STL