Survive Cobra Insurance The GAME
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COBRAhealth.com Be one of the 13% of former workers who survive COBRA Insurance! Don’t let your health insurance lapse for longer than 62 days. get into another group health plan without worrying ...
COBRAhealth.com Be one of the 13% of former workers who survive COBRA Insurance! Don’t let your health insurance lapse for longer than 62 days. get into another group health plan without worrying about pre existing conditions. Keeping paying for COBRA while it increases in price (5-10%) every year and the benefits are cut. your old employer to give you options for your health insurance. Those include: Higher copays, higher deductibles, and higher premiums. Life Insurance coverage is not included under COBRA. Firing for theft is not a qualifying event, and could be considered gross misconduct. The employer and health plan administrator make choices every year regarding plan rules and options. In 2010, nearly 2/3rds of US Employers
Increased employee contributions. The Health Insurance Portability and Accountability Act of 1996 (HIPAA) is a federal law that limits the ability of a new employer plan to exclude coverage for preexisting conditions. The national average COBRA premium is $500 per person and $1500 per family. When COBRA Insurance expires, convert to an individual health insurance policy, it might be much cheaper and there won’t be an expiration. Most enroll in COBRA, because of a chronic medical condition and can’t get private health insurance. Over 170 million Americans have 1 or more chronic medical conditions. So the majority of Americans can’t afford COBRA nor get private health insurance. Think of health insurance as a loan. You have to prove to the bank you don’t need the money. With health insurance, the health insurer decides if you are healthy enough not to need it.
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