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 Insuring New Cars - Door to better car insurance in California
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Insuring New Cars - Door to better car insurance in California

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4CarInsuranceQuotes.com Shop multiple carriers (3-5 minimum). Prop 103 guarantees you a 20% reduction in premiums after safe driving for 3 years.New cars will raise your rates because the insurer is ...

4CarInsuranceQuotes.com Shop multiple carriers (3-5 minimum). Prop 103 guarantees you a 20% reduction in premiums after safe driving for 3 years.New cars will raise your rates because the insurer is risking more, even with rapid depreciation. After day 14, you will have no coverage unless you have notify the insurer and add the car. If you allow your insurance to lapse, you must send proof of insurance in 45 days or face a 1 year suspension. Ask for Replacement Coverage if you have a new car, less than 1 year old.

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  • Prop 103 in California guarantees your 20% discount if you been loyal To your current insurance carrier. Still, if they are overcharging you you might save by switching insurance carriers. http://www.4carinsurancequotes.com/switching.htm
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 Insuring New Cars - Door to better car insurance in California Insuring New Cars - Door to better car insurance in California Presentation Transcript

  • Insuring New CarsDoor to better car insurancein CaliforniaBy Craig J. Casey4CarInsuranceQuotes.com
  • #1 Tip• Shop multiple carriers (3-5 minimum).• It’s not possible to overshop for car insurance4CarInsuranceQuotes.com
  • California Car Insurance Premiums• Prop 103 guarantees you a 20% reduction in premiums after safe driving for 3 years.• New cars will raise your rates because the insurer is risking more, even with rapid depreciation.4CarInsuranceQuotes.com
  • Grace Periods• On days 5-14, your new car will carry the same insurance as your best coverage.• The rates will go up, if the new car is worth more.• After day 14, you will have no coverage unless you have notify the insurer and add the car.4CarInsuranceQuotes.com
  • Driving without insurance:• If you allow your insurance to lapse, you must send proof of insurance in 45 days or face a 1 year suspension.• You must pay a reinstatement fee.• If you have an accident, you face license suspension for 1 year.4CarInsuranceQuotes.com
  • Ask for Replacement Coverage• If you have a new car, less than 1 year old.• Better than actual cash value (for used cars).• Will not cover gap, the difference in your loan balance.4CarInsuranceQuotes.com
  • GAP Guaranteed Auto Protection• For paying off your car loan if your vehicle gets totaled.• Shop as soon as you sign the contract or within 30-90 days of purchase• Your down payment was 20% or more, your gap is filled with your equity.• Could cost you up to 5% percent of the vehicle´s sticker-price.4CarInsuranceQuotes.com
  • Cheapest new cars to insure, 2010Make Model National avg. rateChrysler Town & Country LX $1,091.80Toyota Sienna $1,100.66Toyota Sienna LE $1,107.70Honda Odyssey LX $1,114.62Nissan Murano SL $1,127.89Jeep Wrangler Unlmted Sport $1,131.27Honda Odyssey EX $1,138.16Toyota Sienna $1,142.94Ford Escape XLS $1,150.26Toyota Highlander $1,154.02*Courtesy of Insweb 4CarInsuranceQuotes.com
  • Most expensive new cars to insure, 2010Make Model National avg. rateMercedes SL65 AMG $3,543.81BMW 750i $3,280.70BMW 750Li $3,280.70Mercedes SL63 AMG $3,263.46Mercedes S65 AMG $3,220.86Aston Martin DB9 $3,120.45Mercedes CL600 $3,114.28Porsche 911 Carrera S $3,092.31Aston Martin DB9 Volante $3,088.96Mercedes G55 AMG $3,086.49*Courtesy of Insweb 4CarInsuranceQuotes.com
  • Pay as you drive Insurance• Great if you drive ultra low miles, less than 2,000 miles.• Offered through State Farm, CSE Safeguard Insurance Co., Sequoia Insurance Co. and Auto Club of SoCal.• Can save you up to 45%.4CarInsuranceQuotes.com
  • California Online Drivers Education• Fully accredited drivers education course completely online.• Can save you up to 10%.• Cost around $100, which you can recover in a few months.• DriversEd.com A+ @ BBB4CarInsuranceQuotes.com
  • If you pay cash for your new car• You are only required to have full coverage if your car is leased or financed.• Drop Comp and collision if your car is worth less than 1000% of the annual premium (or find a cheaper carrier).• Get uninsured motorist coverage4CarInsuranceQuotes.com
  • About Me• I’m a dad, husband, wrestling coach, and gonzo financial writer. I also an official slidegeek.4CarInsuranceQuotes.com
  • Connect• Craig Casey on Google• Facebook.com/craigcasey85• info@4carinsurancequotes.com• Youtube.com/4carinsurancequotes• Facebook.com/4carinsurancequotes• Get car insurance quotes on my website below! 4CarInsuranceQuotes.com