The user logs into their online bank on their PC
The bank requests a second form of authentication
So it sends an image-based authentication challenge to the user’s mobile phone
The user authenticates by tapping the pictures that fit her previously chosen, secret authentication categories.
The user’s selection is sent to Confident Technologies for verification.
If the user correctly authenticated, the web page proceeds automatically
The entire authentication process remains completely out-of-band from the web session.
Confident Multifactor Authentication• More secure than most mobile authentication techniques, which rely on sending a one- time authentication code to the user via SMS text message and then making the user type the code into the web page• Easier to use – just tap a few images• Completely out-of-band from the web session• Encrypts a one-time authentication code within the image-based challenge• Provides a Secure Second FactorTM – Even if someone else has possession of the user’s mobile phone, they will not be able to authenticate because they don’t know which pictures to identify. Visit www.ConfidentTechnologies.com to learn more.