Everything you need to know about Credit score and how to enhance it

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For an individual planning to apply for a loan or a credit card, the most important factor that a lender/bank considers is the CIBIL (Credit Information Bureau (India) Limited) report and score of …

For an individual planning to apply for a loan or a credit card, the most important factor that a lender/bank considers is the CIBIL (Credit Information Bureau (India) Limited) report and score of that individual, besides his/her income. Hence, it is imperative that the individual checks his/her credit report, showing the credit history and score, before applying for a loan/credit card, so that his/her application is viewed favourably by the lender/bank.

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  • 2 BHK,2.5BHK and 3BHK Luxury Flats for Sale in Sarjapura Road Near Wipro Corporate Office: 09740342454,09916229967

    Purva Elite has come up with 2BHK and 3BHK Luxury Flats apartment in Sarjapur road which are having all facilities and a great investment too. Purva Elite Flats for Sales in Sarjapur Road promises to give you that rare feeling of being far away from the rest of the world. But what is truly amazing about this property in sarjapur road is that all this serenity and calm sits right in the middle of the city.
    Flat Facings: East & North
    2 BHK: 1095 sqft, 1085 sqft, 1055 sqft,1010 sqft, 970 sqft
    2.5 BHK : 1100 sqft,1130 sqft
    3 BHK: 1360 sqft,1350 sqft,1340 sqft,1320 sqft,1325 sqft,1255 sqft,1235 sqft,1080 sqft

    BBMP Approved “A” Khatha
    Bank Approvals:
    Approvals from SBI, LIC, Axis, HDFC, ICICI , Andhra Bank & All Leading banks and Financial Institutions

    Project in a Glance:
    • Purva Elite is a prestigious project from Purva Mithra Developers
    • 80 Spacious 2BHK,2.5BHK & 3 BHK Apartments in 2 Blocks
    • Ground + 3 Upper Floors
    • All Modern Fully Loaded Amenities
    • 100 % Vastu compliance
    • No Common Walls
    • Having 4 Bore wells with good water resources to minimize maintenance cost
    • Each Block consists of 2 branded Lifts

    1. Children's Play Area
    2. Multipurpose Hall
    3. Gymnasium
    4. Jogging track
    5. Swimming Pool with toddler's pool
    6. Intercom Facility
    7. Power Backup
    8. 24*7 Security
    9. Covered Car Parking
    10. Rain Water Harvesting
    11. Sewage Water Plant
    12. Water Softener

    The Neighbourhood Software Companies (SEZ’S):
    Ecospace, Softzone, Vrindavan Tech Park, Pritech Park, Cesna,Presige Tech Park, RMZ Hallmark, Salarpuria Touchstone

    Wipro, Intel, Nokia, CISCO, ACCENTURE, Collabera, Capgemini, Pega, Intuit, AOL, HoneyWell,Microland,PMC-Sierra,Cadence,Broadcom,First Source,LGSoft,InMobi,Aruba Netowrks,EMC2, JP Morgan Chase,LSI,SAMSUNG,Ciber,symphony

    Shopping Malls nearby:
    Total, Bigbazar, Spencer, Bangalore Central

    Schools Nearby:
    Harvest International school, Delhi Public School, India International School, St.Peter's School

    Feel Free to get in touch with US:
    Praveen : 09740342454
    Venkat : 09916229967
    Purva Mithra Developers
    Website: www.purvamithradevelopers.in
    Are you sure you want to
    Your message goes here
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  • 1. Everything You Need To Know About Credit Score
  • 2. “ Buying real estate is not only the best way, the quickest way, the safest way, but the only way to become wealthy ” Marshall Field
  • 3. Everything you need to know about Credit Score For A Hassle Free Loan
  • 4. What Is Credit Score ?
  • 5. A credit score is a numerical indicator of an individual’s credit history, showing his/her financial and credit health.
  • 6. Out of How Much Is the Credit Score Rated?
  • 7. The score of an individual is calculated by CIBIL ,which assigns a number between 300 and 900 to a borrower based on his/her credit history.
  • 8. What is A Good Credit Score?
  • 9. Different banks have different cut-off credit scores for considering loan applications. For most banks, the credit score of borrowers should be 750 and above.
  • 10. What are the Factors affecting Credit Score?
  • 11. The 4 major factors that affect Your score are - Payment history - High utilization of Credit Limit - Higher percentage of credit cards or personal loans - Many new accounts opened recently
  • 12. How to Improve Your Credit Score?
  • 13. Avoid Late Payments!
  • 14. Minimise credit card limit
  • 15. Maintain a healthy mix of credit
  • 16. Avoid going for too many credit facilities
  • 17. Check Your CIBIL report
  • 18. Read more about how to enhance your credit score here
  • 19. What’s Your Credit Score?
  • 20. Need to get your Real Estate queries answered by experts ? Post it on our Forum
  • 21. CommonFloor.com is India's leading property search portal. On a mission to make property search hassle-free, transparent and fruitful; CF has best of breed property search on maps, property search mobile apps and an extensive section for knowledge resources and advice in real estate.