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Home insurance, like any other insurance covers your property of residence. It combines different insurance policies that protect the losses incurred to your home, its contents and your personal possessions in case of accidents, thefts or calamity. Since the property area is vast, you must get into the fine points of every policy aspect to know whether or not you’re getting the optimum coverage. Listed below are few important questions that if clarified with your agent, benefits you greatly in getting the best deal for your home insurance.