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Health Insurance Terms | What do they all mean?
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Health Insurance Terms | What do they all mean?

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You're supposed to know these health insurance terms - but what if you don't? Take a little 101 view at these often-used terms used by your health insurance company.

You're supposed to know these health insurance terms - but what if you don't? Take a little 101 view at these often-used terms used by your health insurance company.


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  • 1. terms www.COHealthOP.org | Facebook.com/COHealthOp | @COHealthOp | YouTube.com/user/COHealthOP
  • 2. www.COHealthOP.org | Facebook.com/COHealthOp | @COHealthOp | YouTube.com/user/COHealthOP
  • 3. copay A set amount that you pay when you go to the doctor or pick up a prescription, have a test, or get surgery. www.COHealthOP.org | Facebook.com/COHealthOp | @COHealthOp | YouTube.com/user/COHealthOP
  • 4. coinsurance A percentage of the total cost that you pay when you go to the doctor or pick up a prescription, have a test, or get surgery. www.COHealthOP.org | Facebook.com/COHealthOp | @COHealthOp | YouTube.com/user/COHealthOP
  • 5. deductible I pay, then The amount that you have to pay before your health insurance company pays anything. they pay www.COHealthOP.org | Facebook.com/COHealthOp | @COHealthOp | YouTube.com/user/COHealthOP
  • 6. out-of-pocket The maximum amount that you pay before your health insurance covers everything else (even copays & coinsurance). insurance pays the rest I pay up to this amount www.COHealthOP.org | Facebook.com/COHealthOp | @COHealthOp | YouTube.com/user/COHealthOP
  • 7. For more information, visit www.COHealthOp.org or call (720) 627-8900. Colorado HealthOP is a registered trade name of Colorado Health Insurance Cooperative, Inc. www.COHealthOP.org | Facebook.com/COHealthOp | @COHealthOp | YouTube.com/user/COHealthOP