1. SE IND
F
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IN
CT G S
The Future for Insurance Telematics:
ED
SI
DE
Smart Vehicle Technology
Map out a winning insurance
telematics business model to
take your products mass-market
Utilize global market research, case studies
& key business strategies to capitalize on the
new era of insurance telematics
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2. The Future for Insurance Telematics: Smart Vehicle Technology
Map out a winning insurance telematics business B U Y TO DAY F O R B I G
model to take your products mass-market DISCOUNTS
Accessing the insurance market represents the most exciting and lucrative opportunity
for technology companies in the telematics space. There is a huge demand for business
intelligence on the strategies of car manufacturers and insurance companies as they
hold the key to mass market penetration for first and second tier telematics vendors.
Insurance applications have the potential to revolutionise our industry. We’re working
with telematics and insurance industry experts to bring you the intelligence you need
to capitalise on this game-changing opportunity.
The Insurance Telematics Report 2011 produced by Telematics Update is your
roadmap to understanding the strategies of the key industry players and unlocking
the rapidly emerging Insurance Telematics market.
The only report focussed exclusively on Insurance Telematics, purchase your copy today
and get;
The inside track on data, information and strategies from over 20 leading
insurers, OEMs, and suppliers
Vital information you the products decommissioning business in the GoM following Idle Iron NTL
Extensive analysis of need to win and services across the insurance
telematics industry including US, Europe [UK, Germany, France, Spain, Italy],
Brazil, South Africa, Russia, Japan, and China
Comprehensive global market forecasts including device manufacturers and
wireless carriers
Strategy advice on a winning insurance telematics business model including
market segmentation and partnerships
Real-life case studies from key insurance telematics pilots and programs
Telematics based usage-based insurance [UBI] strategies of major insurance
carriers and get their contact details
A must read report for decommissioning service providers
Tier 1 companies that are looking to directly supply telematics solutions to insurance
companies and automotive OEMs
Tier 2 companies that supply the Tier 1s
Insurance companies and brokerages looking to enter new markets.
Report Methodology
The authors conducted in-depth interviews with 30 experts and decision makers in the
Telematics ecosystem. This was supplemented by a detailed online survey, which received
responses from 175 users representative of the insurance telematics value chain. Additional
data was gathered using carefully-selected secondary source material.
The report was then peer-reviewed by analysts at two leading global management
consultancies with long-standing experience of the insurance industry.
Turn the page now for the ground breaking selected findings from this report!
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3. The Future for Insurance Telematics: Smart Vehicle Technology
Map out a winning insurance telematics business B U Y TO DAY F O R B I G
model to take your products mass-market DISCOUNTS
Selected comments from over 100 pages of in-depth research
50%
“GPS has become a dirty word in our
society because of privacy concerns, so you
won’t see many products with built-in GPS”
of survey participants
predict significant
insurance telematics
Over
growth of over
comprehensive 100% in 2015
figures
Over pages
of analysis,
Nearly 15% predicted
technologies and
methods
automotive OEMs will control
Vital information you need to win decommissioning the insurance telematicsIdle Iron NTL
business in the GoM following
market by 2015
illustrative
photographs
tables of new
data and findings believe that the most appropriate role for
government and regulators in the insurance
market is to create a level playing ground
Clear text format
Includes Privacy and data security issues are a
schematic
illustrations
major concern for insurance telematics
end-users and customers
“Be transparent and let the customers know
$$$
how the data will be used and you won’t BRIC markets represent
have a problem. Customers own the data one of the most
and should control use by third-parties ” attractive propositions for
investment in the future
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4. The Future for Insurance Telematics: Smart Vehicle Technology
Map out a winning insurance telematics business B U Y TO DAY F O R B I G
model to take your products mass-market DISCOUNTS
Contents
EXECUTIVE SUMMARY 6.2.3 Germany
6.2.4 France
. INTRODUCTION 6.2.5 Italy
1.1 Scope 6.3 Brazil
1.2 Intended audience 6.4 Russia
1.3 Methodology 6.5 India
1.4 Internet survey and research questions 6.6 China
. MARKET OVERVIEW 6.7 Canada
2.1 The state of motor insurance 6.8 Australia and New Zealand
2.2 The global economy and automotive, insurance, and telematics 6.9 South Africa
2.3 Commercial and consumer telematics . CASE STUDIES
2.3.1 Commercial/fleet markets 7.1 Progressive
2.3.2 Personal/consumer telematics 7.2 General Motors OnStar
. PRODUCTS AND SERVICES 7.3 Hyundai BlueLink
3.1 Motor insurance 7.4 Sector focus: Teenage drivers
3.2 Insurance telematics: A new paradigm. 7.5 Wunelli
3.3 Insurance telematics products and services: A taxonomy. 7.6 Octo Telematics
3.3.1 Usage-Based Insurance . THE INSURANCE TELEMATICS LANDSCAPE IN
3.3.2 Pay How You Drive (PHYD) and Manage How You Drive
(MHYD) . STRATEGIC PARTNERSHIPS
3.3.3 Value-added services
. CONCLUSIONS
3.3.4 Customer relationship management
. ACKNOWLEDGMENTS
. INSURANCE TELEMATICS STAKEHOLDERS Smart Vehicle Technology: The future for Insurance telematics
4.1 Insurers
Vital information you need to win decommissioning business in the future forfollowing Idle Iron NTL
4.2 Vehicle OEMs
Smart Vehicle Technology: The
GoM Insurance telematics
4.3 Telematics Service Providers
4.4 Solution providers LIST OF FIGURES
4.5 Device manufacturers Figure 1: survey demographics
4.6 Governments, regulators, advocates, and first responders Figure 2: what do you think is the most appropriate role for
4.6.1 United States government and/or regulators in the insurance market?
4.6.2 Europe
Figure 3: who do you believe will lead/control the insurance
4.6.2.1 Regulation and supervision
telematics market by 2015 (all survey respondents)?...12
4.6.2.2 Risk selection and pricing
4.7 Customers Figure 4: which of the following statements best describes your
4.7.1 Commercial/fleet customers perception of how the insurance telematics industry views
4.7.2 Personal/consumer privacy and data security issues (for respondents currently
4.8 ITPS sales fulfillment and device installation monitoring the sector)?
4.8.1 Built-in telematics Figure 5: which of the following statements best describes your
4.8.2 After-market perception of how the insurance telematics industry views
privacy and data security issues (for respondents not yet
. STRATEGIC ISSUES participating in the sector)?
5.1 Challenges restraining the market
Figure 6: US car sales following recovery predictions
5.2 The regulatory environment and lack of harmonization
5.3 Device, technology and installation costs Figure 7: insurance underwriting expense ratio
5.4 Winning business cases Figure 8: ITPS new paradigm – enabling PAYD, PHYD t0 MHYD
Figure 9: growth of insurance telematics products services is data
. MARKET FORECASTS driven
6.1 US market overview
6.1.1 ITPS market size in the US Figure 10: Smartphone + driving ≠ safety
6.1.1.2 Auto insurance market size Figure 11: adaptive cruise control (early ADAS) the forerunner of
6.1.1.3 Number of devices and revenue Cooperative Safety Systems
6.1.2 US regulatory and state environments Figure 12: value-added features most desired
6.1.2.1 California Figure 13: JD Power and Associates 2009 US automotive emerging
6.1.2.2 Michigan technologies study
6.1.2.3 New York Figure 14: PDN as platform – nav, tra c, UBI and MHYD
6.1.2.4 Texas Figure 15: insurance telematics value chain – data flows
6.1.2.5 Colorado
Figure 16: the roles of stakeholders and how they work together
6.1.3 Insurance players
6.1.3.1 Progressive Figure 17: Ford Work Solutions
6.1.3.2 Allstate. Figure 18: personal and commercial insurance distribution channels,
6.1.3.3 AAA direct vs independent agents
6.1.3.4 GMAC Figure 19: new technology adoption rates
6.1.3.5 State Farm Figure 20: consumers want data transparency
6.1.3.6 Geico Figure 21: the dynamics of the market
6.1.4 Device manufacturers
Figure 22: value chain alternatives
6.1.5 TSPs and wireless carriers
6.1.5.1 Cross Country/ATX Figure 23: Allstate DriveWise module
6.1.5.2 Hughes Telematics Figure 24: UBI opportunity for US after-market units
6.1.5.3 Wireless carriers Figure 25: ITPS aftermarket device revenue – US after -market
6.2 Europe
6.2.0.2 Market dynamics To see full list of tables visit www.telematicsupdate.com/
6.2.1 United Kingdom insurancereport
6.2.2 Spain
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5. The Future for Insurance Telematics: Smart Vehicle Technology
Map out a winning insurance telematics business B U Y TO DAY F O R B I G
model to take your products mass-market DISCOUNTS
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