Realtor Presentation

1. What is an IRACheckbook Plan?
Why would I be interested?
“Great Source for Real Estate Funding”

2. Retirement Funds in a Checkbook
It’s as Simple as That!
“Great Source for Real Estate Funding”

3. More Capital = More Closings
Mitt Romney’s IRA Self Directed!
And That is Precisely Why we are Here!
“Great Source for Real Estate Funding”

4. Where is the Capital?
How do I Put it to Work?
“Great Source for Real Estate Funding”

5. $5 Trillion in Retirement Funds
IRA’s and 401K’s
Only 5% is Self-Directed….
Mostly invested in Wall St. Assets??
“Great Source for Real Estate Funding”

6. ~45 Million
IRA’s and 401K’s in the US
Only 5% is Self-Directed….
That’s a pretty big opportunity list??
I’m sure you know people!
“Great Source for Real Estate Funding”

7. Low Hanging Fruit
Ripe for the Picking
“Great Source for Real Estate Funding”

8. Warren Buffett on CNBC: I'd Buy Up 'A Couple Hundred
Thousand' Single-Family Homes …purchased at low rates,
Buffett says, houses are even better than stocks.’
Should we present Real Estate to Our
Investors?
“Great Source for Real Estate Funding”

9. “Great Source for Real Estate Funding”

10. Jeff, This sounds difficult…How do I pull this off?
Ask Your Customer if They have Retirement Savings
Inquire if They are Happy with Their present
Investments
Tell them You have a “One Stop Source for Self-
Directed Investing”
Refer them to IRACheckbook.com through Your
Widget on Your Site
Earn a Referral Fee
MOST IMPORTANTLY… help Them Invest Their
Liberated Capital!
“Great Source for Real Estate Funding”

11. “Great Source for Real Estate Funding”

12. “Great Source for Real Estate Funding”

13. Since 1974 the Individual Retirement Arrangement was enacted by
Congress
1993 Recognition and Validation of the Self-Directed IRA LLC
Structure by the IRS
Retirement Funds in a Business Checking Account at the Bank of
Choice
Freedom to Invest in What They know
Stimulate the Local Economy, Consume Inventories, Provide
needed Housing
Utilize Contacts and Customers You already have
Local “Nationally Ranked” Company to Serve You and Your
Customers
“Great Source for Real Estate Funding”

14. “Great Source for Real Estate Funding”

15. ______SSN____________________
_________________
Beneficiary/Secondary___________
_______________________relation
_________________
Address_______________________
____________________________D
OB_______________
Percent_______________________
______SSN____________________
_________________ Real Estate Funding”
“Great Source for

16. How Should you View an IRACheckbook Plan?
Refer them to
IRACheckbook.com through Your
Widget on Your Site
“Great Source for Real Estate Funding”

17. Self Directed Wealth
By Randy Rodenhouse

18. What Can’t I Invest In?
Prohibited Investments:
 Collectibles – such as antiques, cars, art, etc.
 Life Insurance

19. What Can I Invest In?
• Many Investment Choices:
1. Single Family Homes
2. Apartments and Commercial RE
3. Raw Land
4. Tax Liens/Tax Deeds
5. Mortgage/Deed of Trust Notes
6. Businesses (LLC or C-Corp)
7. Private Equity/Angel Investor
8. Precious Metals (Gold/Silver)
9. Commodities (Oil, Gas, Grains, etc)

20. REAL LIFE RESULTS
Buying Real Estate In IRA
Expenses
IRA Account
Your Investment
Income/Profits
What Happens After My IRA
Owns The Property?

21. REAL LIFE RESULTS
Buying Real Estate In IRA
• 7 Ways To Fund Real Estate Transactions:
 IRA all cash
 IRA downpayment + Non Recourse Note
 IRA downpayment + Seller Carryback
 Your IRA + other’s IRA as Tenants-in-Common

22. REAL LIFE RESULTS
Buying Real Estate In IRA
• 7 Ways To Fund Real Estate Transactions:
IRA downpayment + CASH
 IRA downpayment + HELOC (must be collateralized on
another property)
 IRA can invest in an LLC (multiple members) and
the LLC buys property

23. REAL LIFE RESULTS
Buying Real Estate In IRA
• All Cash From IRA and Sell:
Purchase Price: $91,000
Repairs: +$3,900
Hold Cost: +$1,200
Total $96,100
Sold Price: $120,000
Cost: -$96,100
Fees: -$3,800
Profit $20,100
Cash On Cash Return 21%

24. REAL LIFE RESULTS
Buying Real Estate In IRA
• All Cash From IRA and Rent:
Purchase Price: $91,000
Repairs: +$3,900
Hold Cost: +$1,200
Total $96,100
Yearly Income: $15,300
Expenses: -$3,600
Net Income $11,700
Rent: 12% AR
Sell in 1 yr: 33% AR

25. REAL LIFE RESULTS
Using Positive Leverage
Cash From IRA + Non-Recourse Note and Sell:
$38,000 IRA and $152,000 Note (10%)
Purchase Price: $190,000
Repairs: +$5,000
Hold Cost (10%/6 mo): +$9,400
Total $204,400
Sale Price: $240,000
Cost: (204,400)
Fees: ($8,270)
Profit Before UDFI tax $27,330
UDFI tax ($3,054)
$24,276
Cash On Cash Return 46%

26. REAL LIFE RESULTS
Using Positive Leverage
• Cash From IRA + Owner Finance and Rent:
$15,000 IRA and $125,000 Note (6%)
Purchase Price: $140,000
Repairs: +$4,000
Total $144,000
Yearly Income: $18,000
Payments (6%): ($11,000)
Tax/Insurance: ($3,000)
Cash Flow $4000
Back End of $35,000
RENT: 21% AR
SELL after 1 yr: 205% AR

27. REAL LIFE RESULTS
Private Lending
Private Loan To “Fix and Flip” Investor In Florida:
Purchase Price: $36,000
FMV: $79,000
Loan: $28,800
LTV: 37%
Terms: 15% interest only
5 points
6 months
Annual ROI: 25.0%
$1440 pts + $2160 int. = $3600 in 6 months

29. Contact Information:
randy@wealthblackbox.com
843-754-8174