Mobile Payment –View of PostFinance

1,808 views

Published on

In his presentation Roland Greber will look at NFC from a user and card holder point of view and share the experiences PostFinance made with mobile payment.
Roland Greber is working as product manager in the field of m-payment at PostFinance. He has an in-depth know-how about “plastic money”, e-payment, mobile-payment and NFC.

Published in: Business, Economy & Finance
0 Comments
1 Like
Statistics
Notes
  • Be the first to comment

No Downloads
Views
Total views
1,808
On SlideShare
0
From Embeds
0
Number of Embeds
2
Actions
Shares
0
Downloads
34
Comments
0
Likes
1
Embeds 0
No embeds

No notes for slide

Mobile Payment –View of PostFinance

  1. 1. Technical specifications Size of title picture W 25.4 cm x H 9.5 cm equals W 1500 pixels x H 562 pixels Resolution 150 dpi Mobile Payment – View of PostFinance 7th June 2010 Roland Greber Mobile Monday
  2. 2. PostFinance is growing Date 7th June 2010 Version: V01.02 Classification: public Page 2PostFinance, Mobile Monday NFC, Roland Greber 0 500 1'000 1'500 2'000 2'500 3'000 2002 2003 2004 2005 2006 2007 2008 2009 0 10'000 20'000 30'000 40'000 50'000 60'000 70'000 80'000 2002 2003 2004 2005 2006 2007 2008 2009 0 50 100 150 200 250 300 350 400 450 2002 2003 2004 2005 2006 2007 2008 2009 Customers (in 1‘000) Operating Profit (CHF Mio.) Customer Deposits (CHF Mio.)
  3. 3. Activites of PostFinance in Mobile Payment 2005 Mobile Payment and Mobile Couponing Paying at the point of sale by mobile phone and postal account. Trial in Berne, 500 customers. 2007 PostFinance Mobile Payment New debitor service to pay by mobile phone number through authorization via postal account. 2009 New Features for PostFinance Mobile Money Transfer, Top up talktime credit, account balance and transactions by text message Date 7th June 2010 Version: V01.02 Classification: public Page 3PostFinance, Mobile Monday NFC, Roland Greber
  4. 4. 2008 Project HERMES NFC technology based contactless payment  Nokia 6131 NFC and/or contactless credit card  Staff restaurants from Credit Suisse, Swisscard und SIX  172 employees  Payment brand: Visa Paywave  Low value payments (up to CHF 40.-, without personal code) Date 7th June 2010 Version: V01.02 Classification: public Page 4PostFinance, Mobile Monday NFC, Roland Greber
  5. 5. Heterogeneous group of standardisation bodies Date 7th June 2010 Version: V01.02 Classification: public Page 5PostFinance, Mobile Monday NFC, Roland Greber EMVCo GSMA NFC Forum Global Platform ETSI Payment Systems Mobey Forum EPC
  6. 6. Challenges – Lack of business model – Customer identification (PIN, Personal Code) – Number of applications on the mobile phone – Storage of identification- and payment card-elements – Payment process at point of sale (Identification, Amounts) – Security Date 7th June 2010 Version: V01.02 Classification: public Page 6PostFinance, Mobile Monday NFC, Roland Greber
  7. 7. Theses / Assumptions on Mobile Payment  Mobile phone as personal financial assistant  Additional to payment cards, not replacing them  Global standards  No surcharge  Confidence thanks to financial brand Date 7th June 2010 Version: V01.02 Classification: public Page 7PostFinance, Mobile Monday NFC, Roland Greber
  8. 8. Anytime and anywhere – with PostFinance Mobile. Roland Greber roland.greber@postfinance.ch Tel. +41 79 459 74 58

×