2010 U.S. HealthCare Bill
                         Small Business Impacts
   High Level
   View of its
   Impact on       ...
Forget arguing for a moment…


 It’s not about being for or against
healthcare but trying to understand
  what it really m...
To be Fair - analyzing the long-term impact of the bill is
more difficult than it may at first appear… given,
       • the...
High Level View - Healthcare Impact on Business

  Today          Jan. 1, 2014                                        Avg....
Written by a business leader for
       business leaders.
        www.CFOStrategist.com
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Impact of Healthcare Reform on Small Business

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In March 2010, the battle around the health care reform is raging. It clearly has an impact on business but what is it? This presentation attempts to look at some of these impacts in a graphical manner.

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Impact of Healthcare Reform on Small Business

  1. 1. 2010 U.S. HealthCare Bill Small Business Impacts High Level View of its Impact on An Initial Perspective Small Business By Chris Muccio – www.CFOStrategist.com
  2. 2. Forget arguing for a moment… It’s not about being for or against healthcare but trying to understand what it really means to the small business "When you're already overwhelmed with change and hear there's one more coming, you say to yourself that you'll deal with it tomorrow,“ Jerry Jellison, a small-business consultant who specializes in implementing change (USA Today) Let’s look at it today!
  3. 3. To be Fair - analyzing the long-term impact of the bill is more difficult than it may at first appear… given, • the sheer size of this legislation, • the number of constituents it affects and • the authority it leaves to regulators, There are many elements to the Healthcare Bill. The graphic on the next page provides an initial overview to how it can impact certain business
  4. 4. High Level View - Healthcare Impact on Business Today Jan. 1, 2014 Avg. Cost Today Cost Containment Need $4,824* Single Insurance premiums have $13,375* Family increased 128%* since 2009 Required - Offer affordable insurance For Employers with 50 Penalty Does it Make Sense… or more employees $750 per employee …to pay the insurance or take May be raised by Senate the penalty & pay SHOP? to $2000 No immediate requirements Business Benefit Can receive Additional cost either for tax credits penalty or for premium – will depending on predicted benefits offset this? the size of business Not Required - Offer affordable insurance For Employers with less than 50 employees State Run NOTE: Part timers included in the count Not offered Non Insured Employee – purchase from Insurance Offer Pools (SHOPs) Impact on Growth Avg. Cost Today Will small business refuse to $4,824* Single hire more than 50 employees? $13,375* Family Finding Employees Tax Credit Will employees want to work Available to certain for “small employer” w/out sized businesses insurance? Source * - Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2009.
  5. 5. Written by a business leader for business leaders. www.CFOStrategist.com
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