Financial plan training and templates

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Learn how to create a financial plan with a training and templates in editable Powerpoint slides created by former Deloitte Management Consultants .

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Financial plan training and templates

  1. 1. Financial Plan For small businesses Training & Templates Includes links with Excel tables and charts
  2. 2. 2 www.slidebooks.com2 Objectives of this document “ Learn how to create a financial plan with a training and templates created by former Deloitte Management Consultants ” “ Save your time by using our fully editable PowerPoint slides that you can reuse for your own presentation ”
  3. 3. 3 www.slidebooks.com3 Overview - Guiding principles Click here to download the editable PowerPoint version at www.slidebooks.com
  4. 4. 4 www.slidebooks.com4 Table of content Start-up capital Financial statements 2 3 Set-up costs1 Financial ratios4 How to create a Financial Plan?
  5. 5. 5 www.slidebooks.com5 Set-up costs - Guiding principles Click here to download the editable PowerPoint version at www.slidebooks.com
  6. 6. 6 www.slidebooks.com6 Set-up costs - Template Accountant's fees $100 Solicitor's fees $100 Business registration $100 Domain name registration $50 Insurance $400 Licences $400 Workers compensation $800 Total $1,950 Lease deposit $1,000 Advance rent $1,000 Stationery and office supplies $500 Equipment $100 Vehicles $5,000 Telecommunications $400 Computers and software $1,000 Total $9,000 Advertising and promotion $1,000 Raw materials and supplies $1,000 Working capital $500 Total $2,500 I.Setting up the business II.Setting up the premises and equipement III.Starting Operations I.Setting up the business $1,950 II.Setting up the premises and equipement $9,000 III.Starting Operations $2,500 Total (I+II+III) $13,450 IV.Total Set-up costs Insert your key message (e.g. Our total set-up costs will be $13,450) Example of figures that you will have to replace by your own figures
  7. 7. 7 www.slidebooks.com7 Table of content Start-up capital Financial statements 2 3 Set-up costs1 Financial ratios4 How to create a Financial Plan? Click here to download the editable PowerPoint version at www.slidebooks.com
  8. 8. 8 www.slidebooks.com8 Start-up capital – Guiding principles
  9. 9. 9 www.slidebooks.com9 Start-up capital - Template Owner #1 $10,000 Owner #2 $2,000 Investor #1 $1,000 Total $13,000 Borrowing #1 $3,000 Borrowing #2 $2,000 Borrowing #3 $1,000 Total $6,000 I.Equity Investment II.Borrowings Insert your key message (e.g. Our start-up capital will be $19,000) I.Equity Investment $13,000 II.Borrowings $6,000 Total (I+II) $19,000 III.Start-up Capital Click here to download the editable PowerPoint version at www.slidebooks.com
  10. 10. 10 www.slidebooks.com10 Table of content Start-up capital Financial statements 2 3 Set-up costs1 Financial ratios4 How to create a Financial Plan?
  11. 11. 11 www.slidebooks.com11 Profit and Loss “P&L” forecast - Guiding principles Click here to download the editable PowerPoint version at www.slidebooks.com
  12. 12. 12 www.slidebooks.com12 Profit and Loss forecast - Template (1/2) Insert your key message 2014 2015 2016 2017 2018 I.Sales Sales invoiced $100,000 $120,000 $140,000 $160,000 $200,000 Cost of goods sold $20,000 $20,000 $20,000 $20,000 $20,000 Gross profit $80,000 $100,000 $120,000 $140,000 $180,000 II.Expenses Accounting fees $100 $100 $100 $100 $100 Advertising $1,000 $1,000 $1,000 $1,000 $1,000 Bank charges $100 $100 $100 $100 $100 Bank intertest $100 $100 $100 $100 $100 Depreciation $100 $100 $100 $100 $100 Electricity and Gas $100 $100 $100 $100 $100 Equipement hire/lease $100 $100 $100 $100 $100 Insurance $1,000 $1,000 $1,000 $1,000 $1,000 Legal fees $100 $100 $100 $100 $100 Motor vehicle expenses $100 $100 $100 $100 $100 Postage, telephone and fax $100 $100 $100 $100 $100 Stationery $100 $100 $100 $100 $100 Rent $100 $100 $100 $100 $100 Repairs and maintenance $100 $100 $100 $100 $100 Security $100 $100 $100 $100 $100 Sundries $1,000 $1,000 $1,000 $1,000 $1,000 Transport/courier costs $100 $100 $100 $100 $100 Wages $30,000 $30,000 $30,000 $30,000 $30,000 Total Expenses $34,400 $34,400 $34,400 $34,400 $34,400 III.Results Gross Profit $80,000 $100,000 $120,000 $140,000 $180,000 Total Expenses $34,400 $34,400 $34,400 $34,400 $34,400 Net profit $45,600 $65,600 $85,600 $105,600 $145,600 Gross profit margin 80% 83% 86% 88% 90% Net profit margin 46% 55% 61% 66% 73%
  13. 13. 13 www.slidebooks.com13 Profit and Loss forecast - Template (2/2) Insert your key message 0 0.5 1 1.5 2 2.5 3 3.5 4 2014 2015 2016 2017 2018 Revenue Profit Revenue and Profit Click here to download the editable PowerPoint version at www.slidebooks.com
  14. 14. 14 www.slidebooks.com14 Cash flow forecast - Guiding principles
  15. 15. 15 www.slidebooks.com15 Cash flow forecast - Template Insert your key message 2014 2015 2016 2017 2018 Starting Cash Position $20,000 $100,000 $227,600 $365,200 $512,800 I.Incoming Cash sales $80,000 $100,000 $110,000 $120,000 $160,000 Collections from accounts receivable $10,000 $10,000 $10,000 $10,000 $10,000 Other cash receipts $20,000 $20,000 $20,000 $20,000 $20,000 Total Incoming $110,000 $130,000 $140,000 $150,000 $190,000 II.Outgoing Fixed Costs Administration $5,000 $100 $100 $100 $100 Marketing $5,000 $1,000 $1,000 $1,000 $1,000 Operations $5,000 $100 $100 $100 $100 Total Outgoing Fixed Costs $15,000 $1,200 $1,200 $1,200 $1,200 III.Outgoing Variable Costs Administration $5,000 $100 $100 $100 $100 Marketing $5,000 $1,000 $1,000 $1,000 $1,000 Operations $5,000 $100 $100 $100 $100 Total Outgoing Variable Costs $15,000 $1,200 $1,200 $1,200 $1,200 IV.Results Total Incoming $110,000 $130,000 $140,000 $150,000 $190,000 Total Outgoing Fixed Costs $15,000 $1,200 $1,200 $1,200 $1,200 Total Outgoing Variable Costs $15,000 $1,200 $1,200 $1,200 $1,200 Change during year $80,000 $127,600 $137,600 $147,600 $187,600 Closing cash position $100,000 $227,600 $365,200 $512,800 $700,400 Click here to download the editable PowerPoint version at www.slidebooks.com
  16. 16. 16 www.slidebooks.com16 Balance sheet forecast - Guiding principles
  17. 17. 17 www.slidebooks.com17 Insert your key message As at December 2014 As at December 2015 As at December 2016 As at December 2017 As at December 2018 I.Current Assets Cash Accounts receivable Stock Short-term investment Prepaid expenses Long-term investment Total Current Assets $0 $0 $0 $0 $0 II.Fixed Assets Land Building Equipement Furniture Motor vehicles Total Fixed Assets $0 $0 $0 $0 $0 III.Current Liabilities Accounts payable Interest payable Taxes payable Payroll Accrual Total Current Liabilities $0 $0 $0 $0 $0 IV.Long term Liabilities Borrowing #1 Borrowing #2 Total Long term Liabilities $0 $0 $0 $0 $0 V.Total Assets and Liabilities Total Assets $0 $0 $0 $0 $0 Total Liabilities $0 $0 $0 $0 $0 Net Assets $0 $0 $0 $0 $0 VI.Owner's Equity Retained Earnings $0 $0 $0 $0 $0 Current year earnings (=net profit) $45,600 $65,600 $85,600 $105,600 $145,600 Total Equity (should equal Net Assets) $45,600 $65,600 $85,600 $105,600 $145,600 Balance sheet forecast - Templates
  18. 18. 18 www.slidebooks.com18 Break-even analysis – Guiding principles Click here to download the editable PowerPoint version at www.slidebooks.com
  19. 19. 19 www.slidebooks.com19 Insert your key message Break-even analysis Average selling price per unit $50 Average variable cost per unit $10 Fixed cost $34,400 Number of unit sales to break-even 860 Break-even analysis – Templates
  20. 20. 20 www.slidebooks.com20 Table of content Start-up capital Financial statements 2 3 Set-up costs1 Financial ratios4 How to create a Financial Plan?
  21. 21. 21 www.slidebooks.com21 Guiding principles Click here to download the editable PowerPoint version at www.slidebooks.com
  22. 22. 22 www.slidebooks.com22 Definitions and Templates (1/2) Total sales – (number of units sales to break-even X average price per unit) Formula Shows how much actual or forecasted sales exceed the break-even point. Shows how much ‘breathing room’ you have (i.e. how much sales can drop before you start making a loss). Definition Insert your own text ResultRatio Margin of safety Current assets ÷ Current liabilities A measure of your business' liquidity (i.e. ability to repay short-term debts). A ratio below 1 shows liquidity problems Insert your own textCurrent ratio Annual sales ÷ 12 Used to determine average monthly sales. Useful for analyzing and setting sales targets Insert your own text Current trading level per month (Trade debtors x 365) ÷ Credit sales per year This ratio approximates the average number of days debtors are outstanding Insert your own textDebtor days (Trade creditors x 365) ÷ Credit purchases per year This ratio approximates the average number of days creditors are outstanding Insert your own textCreditor days
  23. 23. 23 www.slidebooks.com23 (Closing stock x 365) ÷ Material used or stock purchases Formula This ratio approximates the number of days stock is held without replenishment. Definition Insert your own text ResultRatio Days stock Cost of goods sold ÷ Average stock value This ratio is used to approximate the number of times in a year the stock turns over. Greater stock turn reduces working capital Insert your own textStock turnover (Borrowed funds x 100) ÷ Total assets This ratio is used to ascertain the extent to which the total assets of the business are used for borrowed funds Insert your own text Gearing ratio (%) Total liabilities ÷ Owner’s equity This ratio shows the relative proportion of owner’s equity and debt used to finance your business’s assets Insert your own text Debt to equity ratio Total sales ÷ Total assets This ratio is used to show the extent to which total assets are used to produce sales. Insert your own text Asset turnover per annum Definitions and Templates (2/2) Click here to download the editable PowerPoint version at www.slidebooks.com
  24. 24. 24 www.slidebooks.com24 Feedback Related Product Please feel free to contact us on sales@slidebooks.com if you have any feedback or request regarding this document Thanks Thank you for reading our slides Click to access details Click to access details

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