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About Bruno Ricardo Ferreira was educated in arts and crafts when he was younger and earned a scholarship from Calouste Gulbenkian Foundation. He graduated in Economics and holds a post-graduation in monetary and financial economics at ISCTE university of Lisbon. Bruno worked in real estate, banking, insurance, business consulting and mergers & acquisitions in companies such as Portugal Telecom, Santander, AXA and NBB. He then travelled into the countryside where he developed music production and composition. He returned to Lisbon in 2011 and started his research and entrepreneurial initiative in innovative financial services. He presented his ideas to business associations, public entities an...