Client : PayPal Country : SingaporePublication : OurLittleSmarties.comDate : 20 October 2012Topic : Why Online Shopping & PayPal are my Best Friends?URL : http://ourlittlesmarties.com/2012/10/online-shopping-paypal/Page Views/ :Month 26,880Why Online Shopping & PayPal are my Best Friends?OCTOBER 20, 2012 BY EMILYLast week, I mentioned in a blog post that my lunch costs me only 50 cents (on weekdays at myoffice canteen). Many readers cheered for me, and if I do the Maths correctly, I save about $7.50 perday – assuming that the average lunch cost $8.00.That will work out to an amazing amount of $150 per month, and $1,800 per year! Wow!Women are strange beings at times (or is it just me?). The more I save, the more I want to spend. Nowonder the Chinese coined the phrase “left pocket in, right pocket out”. There is a truth in it, or atleast it applies in my case.I still do a lot of online shopping now. Not that I’ve given up shopping in the real world, but onlineshopping is more appealing to me. For busy mothers like us, I’m sure you’ll agree that shoppingaway with a click of a mouse is easier than going out to the mall with our kids in tow. I hate dealingwith crowds and I can always find exactly what I’m looking for online (usually at lower costs)!On the contrary, the busier I am, the more retail therapy I need. This is especially so when most ofmy time is taken up by work, managing the family and writing this blog. I multitask by getting someretail therapy in between the daily hassles of my day. It improves my mood and motivates me in away that I can’t possibly explain in words. You get what I mean?
Why PayPal?As an introduction, PayPal is a global e-commerce business allowing payments and money transfersto be made through the Internet. It is available in 190 markets, supports 25 currencies, and acceptedby millions of e-commerce sites. As of today, there are 9 million merchants, large and small, fromacross the globe that use PayPal to get paid.My first encounter with PayPal was over a purchase on eBay made more than ten years ago. Andtoday, we’re still best friends and PayPal remains my preferred payment option when I make onlinepurchases.I’ll tell you why.
1. Ease of useDo you know your credit card number, verification code and expiration date by heart? I certainlydon’t. But you probably know your PayPal login name and password. Yes, I do! Thus, if a merchantaccepts PayPal, it is much easier for you to complete the check-out process, rather than getting yourcredit card to punch-in the numbers.PayPal allows users to purchase items more quickly, because they don’t have to enter their financialinformation every time they make an online purchase.2. SecurityMany people are hesitant to provide their credit card information over the Internet. I’m also one ofthem; because I’m not sure how far the merchants will go in protecting my sensitive financialinformation.PayPal provides a secure server (SSL) so that our transaction is safe. Moreover, when we make apurchase through a PayPal merchant, we have additional security because only PayPal, not themerchant, is provided with our credit card information. This helps to reduce the incidence of creditcard fraud due to unscrupulous merchants.3. Various payment optionsPayPal offers more choices than other payment methods – members can choose to pay from theirbank accounts, credit cards, debit cards or money stored in their PayPal accounts (depends oncountry availability).I link my PayPal account to my credit card, so that I can still earn reward points on my credit cardwhen I make purchases.4. Buyer Protection GuaranteeAnother unfortunate thing about online shopping is when we do not receive the promised goodsfrom the Seller. Or sometimes the goods may be significantly different from what the Sellerdescribed.Purchases made through PayPal are protected against fraud, and therefore, we’re entitled to a fullrefund for unauthorised payments for something we didn’t purchase, dispute for incorrect orders orpurchases that never arrive. PayPal handles these problems for us at no extra cost! Click HERE formore information.
So, if you do not have a PayPal account, you will need to register and there is no cost to you. If youare already a PayPal member, you just need to enter your E-mail Address and Password. You onlyneed to register once, and you’ll be able to enjoy a safer online shopping experience.With the year-end holidays and Christmas season approaching, I’ll be doing a fair bit of onlineshopping. These are stuffs on my wish-list.
1. White Gold Plated Necklace Made with SWAROVSKI, price unavailable, from Groupon2. A trip to Sanrio Hello Kitty Town + The Little Big Club, $39.90, from Deal (Exclusive PayPal Deals available!)3. SK-II Stempower, $111.75, from Sunnanz4. Gucci Bow Detail Continental Wallet,$655.00, from Reebonz5. Fiore Ankle Strap Two-Tone Wedge, $79.90, from Zalora Now, what’s on your wish list? …..This post is sponsored by PayPal. Opinions and text are my own.