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1
Investor Presentation 2Q11
2
. Who we are
. Business Segments
. Competitive Environment
. Financial Highlights
3
Ownership Structure
3
ABC Brasil
Local Management
11.8%
Voting CapitalTotal Capital
Free-float
34.2%
Local Management
and Directors
57.8%
ABC
88.2%
ABC
8.0%
Arab Banking Corporation
(Parent Company)
59.4%
Central
Bank of Libya
29.7%
Kuwait
Investment
Authority
Free-float
10.9%
Local Global
Aa1.Br Baa3
AA- BB+
Investment grade
4
89%
86%
84%
84%
86%
86%
11%
11%
12%
14%
14%
14%
2006 2007 2008 2009 2010 Jun/11
Middle Market
Corporate
11,588
8,509
6,485
4,992
2,911
12,2355.6%
4
Focus on Companies
4
ABC Brasil strongly focuses on providing loans and structured products to
mid-sized and large companies
Credit Portfolio
Including Guarantees Issued
BRL million
5
Geographical Presence
and Expansion Plan
5
Business Platforms
Corporate Middle
São Paulo Capital 3 4
São Paulo Countryside 1 2
South 1 3
Rio de Janeiro 1 1
Minas Gerais - 1
Midwest - 1
TOTAL 6 12
Presence in 20 cities
Offices
São Paulo Capital São Paulo
São Paulo
Countryside
Campinas, Ribeirão Preto, Taubaté, Sorocaba,
São José do Rio Preto and Bauru
South Curitiba, Londrina, Blumenau, Criciúma, Porto
Alegre, Caxias do Sul and Novo Hamburgo
Rio de Janeiro Rio de Janeiro
Minas Gerais Belo Horizonte and Uberlândia
Midwest Brasília, Goiânia and Cuiabá
RO
AC
AM
RR
PA
AP
MA
PI
CE
BA
MG
ES
RJ
SP
PR
SC
RS
MS
MT
GO
DF
RN
PB
PE
AL
SE
TO
ABC Brasil
Offices
Note: Cities in bold indicate where there was office opened in 2011
Presence in 20 cities and 6 new
Offices opened in 2011
6
. Who we are
. Business Segments
. Competitive Environment
. Financial Highlights
7
Business Segments
7
BRL million
Loan Portfolio
Corporate
Companies with annual revenues
over BRL 250 million
Loan Portfolio
Middle
Companies with annual revenues
from BRL 30 to 250 million
Total Portfolio Total Portfolio
19.7%
2.0%
23.4%
6.3%
6.7%
-2.0%
24.8%
6.7%
8,790.8
9,323.9
10,023.8 10,314.3 10,522.1
2Q10 3Q10 4Q10 1Q11 2Q11
1,388.0 1,401.7
1,564.5 1,611.3 1,712.6
2Q10 3Q10 4Q10 1Q11 2Q11
5,426.1 5,784.0 6,109.0 5,905.2 5,788.7
2Q10 3Q10 4Q10 1Q11 2Q11
1,346.1 1,365.3
1,520.4 1,573.9 1,680.0
2Q10 3Q10 4Q10 1Q11 2Q11
8
Segments Highlights
8
Minas Gerais / Goiás
South
Rio de Janeiro
São Paulo Countryside
São Paulo Capital
Corporate Middle Market
8,791 10,314 10,522 1,388 1,611 1,713
Average
Ticket
(BRL Million)
Average Tenor
(days)
Total Number
of Clients
Clients with
Credit Exposure
48% 43% 43%
11% 13% 12%9%
10% 10%
27%
29% 28%6%
5%
7%
Jun/10 Mar/11 Jun/11
57% 54% 54%
21%
21% 20%
13%
15% 17%9%
10% 10%
Jun/10 Mar/11 Jun/11
360
385 367 261
234 234
2.3
2.1 2.0
558
509 524
612 750 840
15.8 20.3 20.1
699 717 728 740 930 1,040
Jun/10 Mar/11 Jun/11 Jun/10 Mar/11 Jun/11
Credit Portfolio
(BRL Million)
BRL million
9
. Who we are
. Business Segments
. Competitive Environment
. Financial Highlights
10
Brazilian Banking Sector
ABC Brasil focuses on the Corporate and Middle Market segments
Large
Corporate
CorporateMiddleMarketRetail
Number of Clients
Revenues Range
2,000+
250-
2,000
30-250
Individuals and
small companies
Main Competitors
Big retail banks
Middle-sized international banks
Big retail banks
Middle-sized international banks
Big retail banks
Middle-sized family owned banks
Big retail banks
Middle-sized international banks
Middle-sized family owned banks
10
BRL million
11
. Who we are
. Business Segments
. Competitive Environment
. Financial Highlights
12
12
Credit Portfolio Quality
Loan Loss Reserves (% portfolio)
Write Off
Past Due (90 days)
Brazilian Central Bank
Resolution 2682
0.66%
1.27%
0.95%
1.84%
2.28%
1.04%
0.69%
0.60% 0.71%
0.39%
0.57%
0.40%
0.21%
0.34%
0.64%
1.18%
0.65%
0.57%
0.11% 0.17% 0.15%
0.12% 0.10%
0.38%
0.98%
0.52% 0.51%
0.05% 0.06% 0.08%
4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11
Middle
Total
Corporate
2.30% 2.24%
4.03%
5.54%
3.65%
3.33%
3.60% 3.59% 3.45%
1.03% 1.05%
2.23%
2.98%
2.25%
1.92% 1.62% 1.72% 1.69%
0.79%
0.74%
1.80%
2.29%
1.83%
1.13%
1.22% 1.18%
4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4T10 1Q11 2Q11
Middle
Total
Corporate
0.08%
0.26%
0.13%
0.75% 0.69%
0.21%
0.50%
0.27%
0.47%
0.32%
0.04%
0.11%
0.04% 0.04%
0.16%
0.28%
0.09%
0.32%
0.12%
0.16%
0.08% 0.10% 0.06%
0.03% 0.08%
0.01% 0.00%
0.13%
0.04%
0.27%
0.00%
0.07% 0.03% 0.00% -0.01%
4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11
Middle
Total
Corporate
AA-C 98.1%
D-H 1.9%
13
2Q10 3Q10 4Q10 1Q11 2Q11
1,862.6 1,924.5 1,723.3 1,792.5 1,938.8
3,583.6 3,113.9 3,314.7 3,271.6 3,525.7
1,796.1 2,140.5 2,386.7 2,387.7 2,240.9
1,816.2 1,827.6 1,836.3 1,872.9 1,886.1
9,058.6 9,006.4 9,261.0 9,324.7 9,591.5 Total
16% 14% 14% 14% 15%
6% 6% 5% 5% 5% Subordinated Debt
Shareholders´ Equity
20% 24% 26% 26% 23%
BNDES
20% 21% 19% 19% 20% International
12% 10% 11% 11% 10%
11%
9% 9% 9% 10%
9%
6% 6% 7% 7%
8%
10% 10% 8% 10% Individual Investors
Financial Institutions
Institutional Investors
Corporate Investors
Funding
13
BRL million
37%35%36%35%40%
14
Basel Index & Shareholders Equity
14
12.5% 12.1% 11.7% 11.6% 11.6%
5.2% 4.8% 4.3% 4.1% 3.8%
2Q10 3Q10 4Q10 1Q11 2Q11
TierII
TierI (Core Capital)
Shareholders´ Equity
(BRLMillion)
17.7% 16.9% 16.0% 15.7% 15.4%
1,279.1
1,312.1
1,347.9
1,384.3
1,424.2
Capital Adequacy (BRL million) 2Q11 1Q11 2Q10
Chg(%)/p.p.
2Q11/1Q11
Chg(%)/p.p.
2Q11/2Q10
Capital 1,886.4 1,866.1 1,821.8 1.1% 3.5%
Mininum Capital Required 1,348.1 1,305.8 1,128.0 3.2% 19.5%
Capital Surplus 538.3 560.3 693.8 -3.9% -22.4%
Basel Index 15.4% 15.7% 17.7% -0.3 -2.3
Tier I (Core Capital) 11.6% 11.6% 12.5% 0.0 -0.9
Tier II 3.8% 4.1% 5.2% -0.3 -1.4
BRL million
15
Financial Margin
15
BRL million
NIM (% p.a.)
5.3% 5.1% 5.4% 5.6% 5.5% 5.5% 5.5%
2Q10 3Q10 4Q10 1Q11 2Q11 6M10 6M11
2Q11 1Q11 Chg (%) 2Q10 Chg (%) 6M11 6M10 Chg (%)
Net Interest Income before Loan Loss Provision (LLP) 133.5 135.4 -1.4% 108.5 23.1% 268.9 221.8 21.2%
Financial Margin with Clients 118.7 121.8 -2.6% 104.7 13.3% 240.5 198.5 21.1%
Financial Margin with Market 14.9 13.5 9.9% 8.6 73.1% 28.4 23.3 21.9%
Managerial Loan Loss Provision (LLP) (5.7) (12.7) -55.2% (10.9) -47.7% (18.4) (25.0) -26.2%
Published Loan Loss Provision (LLP) (1.7) (12.3) -86.2% (9.0) -81.0% (14.0) (22.8) -38.4%
Gain (Loss) with Assets Held for Sale (4.0) (0.4) 940.6% (1.9) 109.5% (4.4) (2.2) 101.6%
Managerial Financial Margin 127.8 122.6 4.2% 97.6 31.0% 250.5 196.8 27.2%
16
Income from Services
16
BRL million
Banking Service Fees (BRL million) 2Q11 1Q11 Chg (%) 2Q10 Chg (%) 6M11 6M10 Chg (%)
Guarantees Issued 22.6 20.8 8.5% 16.5 36.8% 43.4 31.4 38.3%
Capital Markets and M&A Fees 2.8 2.0 40.1% 1.6 77.5% 4.8 4.0 19.8%
Banking Tariffs 5.4 6.8 -19.9% 8.1 -32.9% 12.3 15.2 -19.5%
Total 30.9 29.6 4.1% 26.2 17.7% 60.5 50.6 19.5%
7,412
9,886
12,355 14,050 14,882 16,509 17,436
19,570 20,826 22,587
2,587
3,069
3,729
5,113
7,105
8,119 4,947
6,905
6,804
5,450
303
485
29
634
2,444
1,589 459
8,183
2,013 2,820
1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11
Capital Markets and
M&A Fees
Banking Tariffs
Guarantees Issued
14.0% 14.4%
15.9%
17.3%
20.5% 20.1%
17.5%
23.4%
19.6% 19.1%
Income from Services
Total of Revenues
17
Expenses
17
BRL million
Efficiency Ratio
Expenses (BRL million) 2Q11 1Q11 Chg (%) 2Q10 Chg (%) 6M11 6M10 Chg (%)
Personnel (27.4) (26.2) 4.6% (22.4) 22.3% (53.5) (43.3) 23.6%
Other administrative expenses (16.9) (15.4) 10.3% (13.5) 25.0% (32.3) (27.9) 15.8%
Profit Sharing (16.8) (17.6) -4.9% (15.4) 8.5% (34.4) (30.9) 11.3%
Total (61.1) (59.1) 3.3% (51.4) 18.9% (120.2) (102.1) 17.7%
37.6% 37.0% 37.9% 37.7% 38.8% 37.8% 38.2%
2Q10 3Q10 4Q10 1Q11 2Q11 6M10 6M11
18
Profitability
18
BRL million
Net Income ROAE (p.a.)
50.2 51.1 54.0 56.7 60.2
97.1
116.9
2Q10 3Q10 4Q10 1Q11 2Q11 6M10 6M11
15.9% 15.8% 16.3% 16.6% 17.2%
15.6%
16.9%
2Q10 3Q10 4Q10 1Q11 2Q11 6M10 6M11
19
Sergio Lulia Jacob
Financial Vice-President
Alexandre Sinzato, CFA
Head of Investor Relations
Web Site: www.abcbrasil.com.br/ir
Email: ri@abcbrasil.com.br
Phone: +55 (11) 3170-2186
19
Investor Relations
20
IPO
1989 1997 2005 20112007
Appendix – History in Brazil
Arab Banking
Corporation and local
management acquire
Roberto Marinho
Group’s shares
The bank’s name
changes to
Banco ABC Brasil S.A.
The bank
structures its
Middle Market
operations
Arab Banking Corporation and
Roberto Marinho Group jointly
initiate Banco ABC Roma
S.A., acting in the segments of
corporate lending, trade
finance and treasury
20
21
Appendix – Controlling Shareholder
International bank headquartered in Bahrain
Listed in the Bahrain stock exchange
Present in 22 countries
Main Shareholders
Central Bank of Libya 59.4%
Kuwait Investment Authority 29.7%
Free-float 10.9%
21
Total Assets: US$ 28.0 Bn
Shareholders’ Equity: US$ 3.6 Bn
BIS Ratio of 23.0% | Core capital (Tier I) of 18.7%
More than 70% of liquid assets to deposits ratio
22
Disclaimer
The following material, on this date, is a presentation containing general information about the
Banco ABC Brasil S.A. We offer no guarantee and make no declaration, implicitly or
explicitly, as to the accuracy, completeness or scope of this information.
This presentation may include forward-looking statements of future events or results according
to the regulations of the Brazilian and International securities and exchange commissions.
These statements are based on certain assumptions and analyses by the Company that reflect
its experience, the economic environment, future market conditions and expected events by
the company, many of which are beyond the control of the Company. Important factors that
may lead to significant differences between the actual results and the statements of
expectations about future events or results include the company’s business strategy, Brazilian
and International economic conditions, technology, financial strategy, financial market
conditions, uncertainty regarding the results of its future
operations, plans, objectives, expectations and intentions, among others. Considering these
factors, the actual results of the company may be significantly different from those shown or
implicit in the statement of expectations about future events or results.
The information and opinions contained in this presentation should not be understood as a
recommendation to potential investors and no investment decision is to be based on the
veracity, current events or completeness of this information or these opinions. No advisors to
the company or parties related to them or their representatives should have any responsibility
for any losses that may result from the use or contents of this presentation.

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2 q11 investor presentation

  • 2. 2 . Who we are . Business Segments . Competitive Environment . Financial Highlights
  • 3. 3 Ownership Structure 3 ABC Brasil Local Management 11.8% Voting CapitalTotal Capital Free-float 34.2% Local Management and Directors 57.8% ABC 88.2% ABC 8.0% Arab Banking Corporation (Parent Company) 59.4% Central Bank of Libya 29.7% Kuwait Investment Authority Free-float 10.9% Local Global Aa1.Br Baa3 AA- BB+ Investment grade
  • 4. 4 89% 86% 84% 84% 86% 86% 11% 11% 12% 14% 14% 14% 2006 2007 2008 2009 2010 Jun/11 Middle Market Corporate 11,588 8,509 6,485 4,992 2,911 12,2355.6% 4 Focus on Companies 4 ABC Brasil strongly focuses on providing loans and structured products to mid-sized and large companies Credit Portfolio Including Guarantees Issued BRL million
  • 5. 5 Geographical Presence and Expansion Plan 5 Business Platforms Corporate Middle São Paulo Capital 3 4 São Paulo Countryside 1 2 South 1 3 Rio de Janeiro 1 1 Minas Gerais - 1 Midwest - 1 TOTAL 6 12 Presence in 20 cities Offices São Paulo Capital São Paulo São Paulo Countryside Campinas, Ribeirão Preto, Taubaté, Sorocaba, São José do Rio Preto and Bauru South Curitiba, Londrina, Blumenau, Criciúma, Porto Alegre, Caxias do Sul and Novo Hamburgo Rio de Janeiro Rio de Janeiro Minas Gerais Belo Horizonte and Uberlândia Midwest Brasília, Goiânia and Cuiabá RO AC AM RR PA AP MA PI CE BA MG ES RJ SP PR SC RS MS MT GO DF RN PB PE AL SE TO ABC Brasil Offices Note: Cities in bold indicate where there was office opened in 2011 Presence in 20 cities and 6 new Offices opened in 2011
  • 6. 6 . Who we are . Business Segments . Competitive Environment . Financial Highlights
  • 7. 7 Business Segments 7 BRL million Loan Portfolio Corporate Companies with annual revenues over BRL 250 million Loan Portfolio Middle Companies with annual revenues from BRL 30 to 250 million Total Portfolio Total Portfolio 19.7% 2.0% 23.4% 6.3% 6.7% -2.0% 24.8% 6.7% 8,790.8 9,323.9 10,023.8 10,314.3 10,522.1 2Q10 3Q10 4Q10 1Q11 2Q11 1,388.0 1,401.7 1,564.5 1,611.3 1,712.6 2Q10 3Q10 4Q10 1Q11 2Q11 5,426.1 5,784.0 6,109.0 5,905.2 5,788.7 2Q10 3Q10 4Q10 1Q11 2Q11 1,346.1 1,365.3 1,520.4 1,573.9 1,680.0 2Q10 3Q10 4Q10 1Q11 2Q11
  • 8. 8 Segments Highlights 8 Minas Gerais / Goiás South Rio de Janeiro São Paulo Countryside São Paulo Capital Corporate Middle Market 8,791 10,314 10,522 1,388 1,611 1,713 Average Ticket (BRL Million) Average Tenor (days) Total Number of Clients Clients with Credit Exposure 48% 43% 43% 11% 13% 12%9% 10% 10% 27% 29% 28%6% 5% 7% Jun/10 Mar/11 Jun/11 57% 54% 54% 21% 21% 20% 13% 15% 17%9% 10% 10% Jun/10 Mar/11 Jun/11 360 385 367 261 234 234 2.3 2.1 2.0 558 509 524 612 750 840 15.8 20.3 20.1 699 717 728 740 930 1,040 Jun/10 Mar/11 Jun/11 Jun/10 Mar/11 Jun/11 Credit Portfolio (BRL Million) BRL million
  • 9. 9 . Who we are . Business Segments . Competitive Environment . Financial Highlights
  • 10. 10 Brazilian Banking Sector ABC Brasil focuses on the Corporate and Middle Market segments Large Corporate CorporateMiddleMarketRetail Number of Clients Revenues Range 2,000+ 250- 2,000 30-250 Individuals and small companies Main Competitors Big retail banks Middle-sized international banks Big retail banks Middle-sized international banks Big retail banks Middle-sized family owned banks Big retail banks Middle-sized international banks Middle-sized family owned banks 10 BRL million
  • 11. 11 . Who we are . Business Segments . Competitive Environment . Financial Highlights
  • 12. 12 12 Credit Portfolio Quality Loan Loss Reserves (% portfolio) Write Off Past Due (90 days) Brazilian Central Bank Resolution 2682 0.66% 1.27% 0.95% 1.84% 2.28% 1.04% 0.69% 0.60% 0.71% 0.39% 0.57% 0.40% 0.21% 0.34% 0.64% 1.18% 0.65% 0.57% 0.11% 0.17% 0.15% 0.12% 0.10% 0.38% 0.98% 0.52% 0.51% 0.05% 0.06% 0.08% 4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 Middle Total Corporate 2.30% 2.24% 4.03% 5.54% 3.65% 3.33% 3.60% 3.59% 3.45% 1.03% 1.05% 2.23% 2.98% 2.25% 1.92% 1.62% 1.72% 1.69% 0.79% 0.74% 1.80% 2.29% 1.83% 1.13% 1.22% 1.18% 4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4T10 1Q11 2Q11 Middle Total Corporate 0.08% 0.26% 0.13% 0.75% 0.69% 0.21% 0.50% 0.27% 0.47% 0.32% 0.04% 0.11% 0.04% 0.04% 0.16% 0.28% 0.09% 0.32% 0.12% 0.16% 0.08% 0.10% 0.06% 0.03% 0.08% 0.01% 0.00% 0.13% 0.04% 0.27% 0.00% 0.07% 0.03% 0.00% -0.01% 4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 Middle Total Corporate AA-C 98.1% D-H 1.9%
  • 13. 13 2Q10 3Q10 4Q10 1Q11 2Q11 1,862.6 1,924.5 1,723.3 1,792.5 1,938.8 3,583.6 3,113.9 3,314.7 3,271.6 3,525.7 1,796.1 2,140.5 2,386.7 2,387.7 2,240.9 1,816.2 1,827.6 1,836.3 1,872.9 1,886.1 9,058.6 9,006.4 9,261.0 9,324.7 9,591.5 Total 16% 14% 14% 14% 15% 6% 6% 5% 5% 5% Subordinated Debt Shareholders´ Equity 20% 24% 26% 26% 23% BNDES 20% 21% 19% 19% 20% International 12% 10% 11% 11% 10% 11% 9% 9% 9% 10% 9% 6% 6% 7% 7% 8% 10% 10% 8% 10% Individual Investors Financial Institutions Institutional Investors Corporate Investors Funding 13 BRL million 37%35%36%35%40%
  • 14. 14 Basel Index & Shareholders Equity 14 12.5% 12.1% 11.7% 11.6% 11.6% 5.2% 4.8% 4.3% 4.1% 3.8% 2Q10 3Q10 4Q10 1Q11 2Q11 TierII TierI (Core Capital) Shareholders´ Equity (BRLMillion) 17.7% 16.9% 16.0% 15.7% 15.4% 1,279.1 1,312.1 1,347.9 1,384.3 1,424.2 Capital Adequacy (BRL million) 2Q11 1Q11 2Q10 Chg(%)/p.p. 2Q11/1Q11 Chg(%)/p.p. 2Q11/2Q10 Capital 1,886.4 1,866.1 1,821.8 1.1% 3.5% Mininum Capital Required 1,348.1 1,305.8 1,128.0 3.2% 19.5% Capital Surplus 538.3 560.3 693.8 -3.9% -22.4% Basel Index 15.4% 15.7% 17.7% -0.3 -2.3 Tier I (Core Capital) 11.6% 11.6% 12.5% 0.0 -0.9 Tier II 3.8% 4.1% 5.2% -0.3 -1.4 BRL million
  • 15. 15 Financial Margin 15 BRL million NIM (% p.a.) 5.3% 5.1% 5.4% 5.6% 5.5% 5.5% 5.5% 2Q10 3Q10 4Q10 1Q11 2Q11 6M10 6M11 2Q11 1Q11 Chg (%) 2Q10 Chg (%) 6M11 6M10 Chg (%) Net Interest Income before Loan Loss Provision (LLP) 133.5 135.4 -1.4% 108.5 23.1% 268.9 221.8 21.2% Financial Margin with Clients 118.7 121.8 -2.6% 104.7 13.3% 240.5 198.5 21.1% Financial Margin with Market 14.9 13.5 9.9% 8.6 73.1% 28.4 23.3 21.9% Managerial Loan Loss Provision (LLP) (5.7) (12.7) -55.2% (10.9) -47.7% (18.4) (25.0) -26.2% Published Loan Loss Provision (LLP) (1.7) (12.3) -86.2% (9.0) -81.0% (14.0) (22.8) -38.4% Gain (Loss) with Assets Held for Sale (4.0) (0.4) 940.6% (1.9) 109.5% (4.4) (2.2) 101.6% Managerial Financial Margin 127.8 122.6 4.2% 97.6 31.0% 250.5 196.8 27.2%
  • 16. 16 Income from Services 16 BRL million Banking Service Fees (BRL million) 2Q11 1Q11 Chg (%) 2Q10 Chg (%) 6M11 6M10 Chg (%) Guarantees Issued 22.6 20.8 8.5% 16.5 36.8% 43.4 31.4 38.3% Capital Markets and M&A Fees 2.8 2.0 40.1% 1.6 77.5% 4.8 4.0 19.8% Banking Tariffs 5.4 6.8 -19.9% 8.1 -32.9% 12.3 15.2 -19.5% Total 30.9 29.6 4.1% 26.2 17.7% 60.5 50.6 19.5% 7,412 9,886 12,355 14,050 14,882 16,509 17,436 19,570 20,826 22,587 2,587 3,069 3,729 5,113 7,105 8,119 4,947 6,905 6,804 5,450 303 485 29 634 2,444 1,589 459 8,183 2,013 2,820 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 Capital Markets and M&A Fees Banking Tariffs Guarantees Issued 14.0% 14.4% 15.9% 17.3% 20.5% 20.1% 17.5% 23.4% 19.6% 19.1% Income from Services Total of Revenues
  • 17. 17 Expenses 17 BRL million Efficiency Ratio Expenses (BRL million) 2Q11 1Q11 Chg (%) 2Q10 Chg (%) 6M11 6M10 Chg (%) Personnel (27.4) (26.2) 4.6% (22.4) 22.3% (53.5) (43.3) 23.6% Other administrative expenses (16.9) (15.4) 10.3% (13.5) 25.0% (32.3) (27.9) 15.8% Profit Sharing (16.8) (17.6) -4.9% (15.4) 8.5% (34.4) (30.9) 11.3% Total (61.1) (59.1) 3.3% (51.4) 18.9% (120.2) (102.1) 17.7% 37.6% 37.0% 37.9% 37.7% 38.8% 37.8% 38.2% 2Q10 3Q10 4Q10 1Q11 2Q11 6M10 6M11
  • 18. 18 Profitability 18 BRL million Net Income ROAE (p.a.) 50.2 51.1 54.0 56.7 60.2 97.1 116.9 2Q10 3Q10 4Q10 1Q11 2Q11 6M10 6M11 15.9% 15.8% 16.3% 16.6% 17.2% 15.6% 16.9% 2Q10 3Q10 4Q10 1Q11 2Q11 6M10 6M11
  • 19. 19 Sergio Lulia Jacob Financial Vice-President Alexandre Sinzato, CFA Head of Investor Relations Web Site: www.abcbrasil.com.br/ir Email: ri@abcbrasil.com.br Phone: +55 (11) 3170-2186 19 Investor Relations
  • 20. 20 IPO 1989 1997 2005 20112007 Appendix – History in Brazil Arab Banking Corporation and local management acquire Roberto Marinho Group’s shares The bank’s name changes to Banco ABC Brasil S.A. The bank structures its Middle Market operations Arab Banking Corporation and Roberto Marinho Group jointly initiate Banco ABC Roma S.A., acting in the segments of corporate lending, trade finance and treasury 20
  • 21. 21 Appendix – Controlling Shareholder International bank headquartered in Bahrain Listed in the Bahrain stock exchange Present in 22 countries Main Shareholders Central Bank of Libya 59.4% Kuwait Investment Authority 29.7% Free-float 10.9% 21 Total Assets: US$ 28.0 Bn Shareholders’ Equity: US$ 3.6 Bn BIS Ratio of 23.0% | Core capital (Tier I) of 18.7% More than 70% of liquid assets to deposits ratio
  • 22. 22 Disclaimer The following material, on this date, is a presentation containing general information about the Banco ABC Brasil S.A. We offer no guarantee and make no declaration, implicitly or explicitly, as to the accuracy, completeness or scope of this information. This presentation may include forward-looking statements of future events or results according to the regulations of the Brazilian and International securities and exchange commissions. These statements are based on certain assumptions and analyses by the Company that reflect its experience, the economic environment, future market conditions and expected events by the company, many of which are beyond the control of the Company. Important factors that may lead to significant differences between the actual results and the statements of expectations about future events or results include the company’s business strategy, Brazilian and International economic conditions, technology, financial strategy, financial market conditions, uncertainty regarding the results of its future operations, plans, objectives, expectations and intentions, among others. Considering these factors, the actual results of the company may be significantly different from those shown or implicit in the statement of expectations about future events or results. The information and opinions contained in this presentation should not be understood as a recommendation to potential investors and no investment decision is to be based on the veracity, current events or completeness of this information or these opinions. No advisors to the company or parties related to them or their representatives should have any responsibility for any losses that may result from the use or contents of this presentation.