Your SlideShare is downloading. ×

Thanks for flagging this SlideShare!

Oops! An error has occurred.

×

Saving this for later?

Get the SlideShare app to save on your phone or tablet. Read anywhere, anytime - even offline.

Text the download link to your phone

Standard text messaging rates apply

Insurance sector branding

1,023
views

Published on


0 Comments
0 Likes
Statistics
Notes
  • Be the first to comment

  • Be the first to like this

No Downloads
Views
Total Views
1,023
On Slideshare
0
From Embeds
0
Number of Embeds
1
Actions
Shares
0
Downloads
3
Comments
0
Likes
0
Embeds 0
No embeds

Report content
Flagged as inappropriate Flag as inappropriate
Flag as inappropriate

Select your reason for flagging this presentation as inappropriate.

Cancel
No notes for slide

Transcript

  • 1. Insurance People Magazine Identity and Design Case Studies Designing success for the financial services industry © COHESION Design Services Limited
  • 2. Insurance People Magazine Identity and Design Case Studies comment Jack Brownhill “Unlike football, the insurance Internet WOrLD MOTOr COnSuLTanCy transfer window is always open” Opportunity Where do we go from here? Jack Brownhill of World Motor Consultancy looks back at the decade from the motor insurance perspective and speculates feature about the future A. Wright Christopher ManaGInG DIrECTOr I t seems hard to believe that Investment opportunities have been the final chapter has been written With recycling and environmentally On the move it was ten years ago that the marketplace for the mainstream While there is still much to do in nETWOrK much thinner on the ground of late on this subject. not surprisingly, what is perceived as current THE QuOTIVa friendly manufacturing processes permanent features. The market People insurance industry - and seemingly customer and, indeed, what y. Insurance and although accident frequency claims costs continue to dominate this area - and it appears likely insurer best practice. and materials in mind, vehicle will continue to face up to its direct journe XXX to say more - the rest of humanity came to the strategies will be adopted to that a toughening up on data rld was not a appears to have reduced during the motor insurance vista with manufacturers appear to be Will there be changes to the data challenges, not least of which is insurance wo page conclusion that the end of the world permit more established pricing rket Talk’ on the recession, the average number personal injury awards, fees and delivery to MID is on the cards - route into the the constant struggle to convince month’s ‘Ma really was nigh, and that every increasingly adopting new and risk selection mechanisms collection process and to Wright’s comments in this of claimants per claim appears to credit hire hogging the limelight. it’s clear that our achievements so Christopher it materials for their cars - hemp proposal form/quote system the buying public that we really s that turned computer, plane, motor vehicle, to remain competitive. Vehicle expand on his be on the increase. The prophets far warrant a pat on the back. invited him to on of Quotiva. ries to fill role Much has been done to address mirror mountings, parcel shelves questions and defaults in the are here to help them in their hour FSa trappings Who’s going where? of a traffic light and kettle would go in technology is also advancing those bounda of doom have also speculated that The introduction of Continuous these issues and 2010 should made from wood chippings, and near future? I believe so. Are we of need. luti rm itself beyond ator, complete with all the to meltdown when the atomic clock in other areas with safety being about the evo pany transfo reg clicked over to the 21st century. much of the market is beginning to witness further activity - I leave tyres from orange peel. and as a common thread. Vehicles are Insurance Enforcement (CIE) in for a quiet decade? I think not. rnet com an agg scrape the bottom of the prior years’ Why did an inte y; a lead generator; and market place? will be a major addition to the uent y2K and the Millennium ing Sterl Bug others to decide whether there is for what we will be putting in our Insurance is very much a cyclical with a subseq reserves releases barrel, and that now being designed with an eye pan into an IT com diary placing business in the ed in Tokyo, ed to Liberty a bright enough light (or, indeed, fuel tanks...! How long before we armoury, although there remains business and many past issues rne software Brian underwriter in Scotland. He Liberty Internationalbecame all consuming, and as senior McDonagh is promot Sterling Insurance appoint s on the safety of vulnerable road pping site bas a provider of posite tLegal there needs to be a much firmer some disquiet over the level of Com inte underwriters any light) at the end of the tunnel. see the thatched convertible? will, no doubt, come round again broking interme an online sho ome trading nicholas Hartley ath to what must surely count riter.focus on current year trading. With a prompted a users outside of the vehicle - by setting up the fixed penalty fines envisaged the uK to bec ago. He joins as ever, we have seen insurers joined over two years appoints Michael Hemes development underw although road pricing looks to have pedestrians and pedal cyclists whilst others will remain his career rned to Expenses even if it arrives as one of the largest worldwide IT was amarket as competitive and crowded r Having begun the uSa, Chris Wright retu manage under CIE. new position of claims aIG where he senior come and go and there has been slipped off the active radar for the being very much at the forefront Cologn modernfrom spends ine. He history. In the as the in the uK, strengthening riter in that all, appointed Duncan Wood,at is the enquiry. for Germany based in learning stint in criteria, niche their attention LLBafter r at FWD te Solutions development underw moments leading up to East. joins from aXa Corpora rates has always been something a sprinkling of name changes - moment, it would seem unlikely of this work. It’s now widely accepted that set of rating nationalthree days manage post- two or business the the last South the dawn years, for one reason or another. unlike that this will remain the case for there is a strong correlation fixed specialist ed to Expenses rs where he spent eight the new millennium we held our as seniora challenge particularly in those of of We are also seeing an increasing when he puts business requ ires the Compohave evolv while othe Some site Legal er for andy Hulme joins professional football, the insurance the foreseeable future. Increasing between uninsured driving and eating your lunch the tidal wave of a broker - even ent, s direct envir for busines deep. The responsible onm six as senior claims examin breath, only letting from aviva where he segments that are heavily collective customer number of driver assistance London, a of knowledge of underwriter out transfer window is always open, numbers of vehicles are appearing other criminal activity and it is n my return to himself in front Google ability to talk run too development in the insurer, different have roots that D&O risks. a sigh of relief when the strident underwriter forby both direct and broker- O educated by if that’s just the was a European fished devices becoming available ct for Country people being . umer toolegal is a and as hardly a year goes by on our roads with the necessary not unknown for a driver of an research proje everything onlin e. of the prospect insurance broking and ialist internet cons tones of Big Ben rang out bangowners team for over their property based insurers. - drowsy driver alerts, lane allowed the et al to source the language without at least one new insurer Mutual quickly rance plus Inter net = So we put our mon ey where our The mod el at Quotiva is one of s. sectors that requ spec ires ment of the beast and develop to respect the . Ope n GI on schedule. three years. appearing on the scene it is surely embedded telematics to make road monitoring, active vehicle illegal vehicle to be in breach of equation ‘Insu started to use with specialist handling - few seem specialist schemes portfolio act Potter a regional pricing a more viable prospect, and the driving licence requirements. to fall into plac e. mouth was and matching risks er of the ly allowing cont Open GI appoints Jason consign the first Venamore joins as THE A-TEAM as we s. He Lee decade the case that 2010 will bear witness separation, and automatic speed Opportunity’ a vehicle for new ess the pow fact that mere it is of course very much the same nterestingly, there are ongoing on the internet as We try to harn ork, not equate to as head of insurer relation ment manager for the limit monitoring to name just a Quotiva then concentrated net applicatio ns, business gene ration in insur ork was born ance - specialist brok er and the netw arate buyers and Cooper Gayce provision. via the web does instantaneous servi was previously comme of this millennium todevelop region. He The intensity of the competition rcial lines manager for the history South East joins from pages of Wikipedia, this seems ce where he surely been propelled to to further player changes. technology that is required for the few. Most modern aircraft are discussions between insurers and building inter and colouring- the Quotiva netw hooking up disp huge real time s our problem e-business & strategy allianz Insuran has spent new The environment has been one more basic usage based insurance the DVLA regarding easier insurer ing an a that’ was senior Mid fitted with anti-collision equipment leaving the draw sites to others and became the first “Hum sellers by using unfortunately and not an opportune time to reflect on is President of theby the arrival on the allianz, and before that 10 years. He heights scene of the hottest topics of the last (uBI) products. access to driving licence and hure the industry that automatically diverts them in job of broc long Powered aggr egator”. filtering syste m. to deal with in can business developer and sales the recent past and to attempt,of the CII. of the a-Team - the aggregators. . It didn’t take what they want down which brokers Kent region few weeks of 2009 with the although the acronyms uBI driving history information. Will we better positioned insurers , I didn’t want to Brokers tell us theirs, and one g the management consult ant. perhaps unwisely, to see what from converging paths - how long brokers and From the start detail, and we put fully managin I’ve yet to meet anyone who is Copenhagen Climate Control and PayD are commonly used eventually see this being validated working with tional aggregat or mitigate by care between them we noticed the (then) hole in le follow the tradi ame for to the minutest comes to us matching of information t Alexandra Thompso n Towergate ambivalent on this issue, and the future may hold. One thing is Conference attracting much around the world, many of the will it be before such equipment at point of sale? until the market for quick, cheap, reliab model. The logic al endg is prices push ed anyone who n in front of them . flow and the pros pect. For the mos Financial services Pr and QBE very clear - over the last tenayears formerly CEO you love them or hate amand Blanc, whether attention. Global warming, associated insurance products becomes commonplace on our What with the various other We therefore built that business their descriptio s to ve the empty we haveed senior Division, roads? The availability of these quote engines. rapidly umers buyin ga hose of lead part, I don’t belie brokers to Twitter marketing specialist FWD appoint s Chris Tomkins is appoint continued toof Towergate’s retail them, there’s no escaping the splash greenhouse gases, and broader allowed us to to the limit; cons We’re not a fire of our specialist CEO of are founded solely on a more new technologies will assuredly counter-fraud processes that a system that nes for uct on price alone; e theorists push ing alexandra Thompson as a gallonsQBE’s Brussels, litres) of property underwriter at (sorry becomes deputy group that they have had a major fact environmental issues will remain tive quote engi commodity prod n removed from switch on - som a handful a l media netw orks n. He joins g precise calculation of the annual insurers (and brokers) have build compara and take and other socia et, consultant in its public relations Birmingham operatio across the pages of ate Partnership reportin consumer red ink Towerg the widely debated subjects for many influence pricing and risk any rating guide the middleme brokers only esting part has for the new mark an Group, where impactce insuran on buying distance travelled and not all of introduced at both the policy brokers from ’t banked and n. For some products month. The inter as the panacea ales and division. She has over seven years’ from ace Europe motor y underwsent annually to our Her habits. The commoditisation returns riter. to andy Homer. years, but without doubt road selection with an increasing rating But we hadn the transactio puter the different way ve that pre-s at the CII propert career began at Comme rcial union of these products even necessitate inception and claim stages we began selling. ne’ - one big com been observing the market in but I do belie ed to experience, most recently he was senior supervisors emphasis on the vehicle and ming ‘set-in-sto that’s inevitable e the rates up ce have mov Prior to that he was at in Catlin, Canary Wharf and she hasmotor insurance has broken all held senior transport will continue to be a key the fitment of any sophisticated on the overwhel t get brokers appr oach customer servi ing. where she was Pr team leader. in 1989 and reduced emphasis on the driver. appear to have reached the point onse - “We don’ will eventually mak on a g. Some have built ut anyone notic Gibraltar. I wonder where we will be Groupama uK, and is now heavily James Hampden, and Lloyd’s posts in axa uK, boundaries battleground. Going 17eople forward, and deal-killer resp g, changing terms of sellin the web witho the interface monitoring equipment to the where the concept of utmost good via the internet.” as it goes alon basis as it reacts tuned Sam Hovey is to provide sending our Poland 2006. She Syndicate KGP 105 (John returns in joining Towergate inbiased towards new business, the future if January 2010 insurancep in a relatively narrow timeframe, the The last decade has been any business ations like finely I kept hearing it over and over te minute by minu and out. (and sales oper traps that sprin g into action at the Our job between the giant collective ed chief GaB robins & Co). there is a change of government at ed to the board of is also appoint and the constant annual recycling picture is likely to be very different vehicle. The various uK schemes have looked beyond this however, something of a success story faith has run its course. It is surely no coincidence that a review of net in to data flowing in Sam Hovey is appoint the ever’ and GaB seen the inter ...) h of interest. ‘Insulrance Brain & andrew Cavan re-joins the next senior as nicola Marshall joins election? Broker network. of customers. with new environmentally friendly as far as the fight against and, having fake has all that data faintest twitc officer of Cooper Gay financia ging, fickle cons umer. years with and are focussed on not just how the Marine Insurance Act 1906 everything from guess who impression they robins uK after four g underwriter to the emergin last twelve or so uninsured driving is concerned. action selling ucts, Others give the chan Co. She joined in 2008 .co.uk as group Thankfully the vehicles coming onto the scene eyelashes to financial prod ment. But... ance is a diffe rent are owed som ething, that the See www.quo was financial controller and tiva Crawfords where he was a major leader months have axis ional markets team of its profess seen some vigorous risk not quite everyone has Towergate in to these comparative bought in increasing numbers. Electric far, but more importantly where, The combination of the Motor (the legislation that has ’t a valid argu But niche insur automated direct ld be grateful for ce and complex loss team indemnity unit. She joins from sites, of when and how the vehicle is being underpinned material disclosure I knew it wasn hing prospect shou previously at HSBC Insuran working in the rating action, although ISolutions course, and the need to maintain vehicles appear to be a particularly Insurance Database (MID) t not get anyt the based in Manchester previously use the driven. as technology costs reduce for more than a hundred years) Sure, you migh beast. unlike a fairly Brokers and rattner Mackenzie, hotel Pro Europe, and was and Automatic Number Plate net today - but works within chemic als, pharmaceuticals, word ‘vigorous’to its some caution joins Towergateof customer traffic with Media Profess ional prior with the flow risk popular topic at the moment, we will surely see more of these is currently underway. Although from the inter be market that formerly part of the HCC Group. retail David Cook through competitor will and leisure, manufacturing, as there 2007. as a acquisition by axis in are a fair few people s Teesside from Marsh given rise to major managing to push eco-supporters’ Recognition (ANPR) technology tomorrow your . Solution the sites has products becoming available in this review has been triggered and education sectors senior motor manager. hybrids into the shadows. has resulted in many thousands who remain far from convinced client facing business ry 2010 Martin nixon joins as Fusion the uK. But I venture to suggest externally, the insurance market eople Janua media promotions funded by 16 insurancep that in Manchester. Will tripping over the recharging of uninsured vehicles being ed Fusion trade underwriterwhat we have done so far is noel Stevenson, nick Wesson multi-million pound marketing there must remain a question appears to be supportive, Trevor Hillman is appoint Scotland. He JLT anywherevarious s also join the He previously worked near adequate. Mark Williambudgets. It appears unlikely that and cable become the motor insurance mark over how far such products removed from our roads - many anticipating that any changes to regional manager in commercial insurance roles, commercial permanently. with rSa in both richard Harvey joins Jardine TrS Teesside team as equivalent of broken pavements? can penetrate the traditional uK the legislation will merely reflect spent 30 years as a non including positions at allianz 14 insurancepeople roles. Lloyd Thompson Group account handlers. January 2010 operational and sales norwich in motor trade develop ment as an a senior trader executive director. at g. Calum Macpherson joins alan McKay joins as e from underwriting and surveyin ible for union he was chief executiv January 2010 insurancepeople 15 where his account executive respons was after 20 years with axa 1998 to 2000 and subseq uently ion and role was technical executive new business generat most recent riter. with aviva as group chief SMS previously business develop ment development underw chair of the from 2001 to 2007 and broker manager at Lockton. joins as a 05. He was also Lloyd’s specialist facilities Ian Taylor also aBI from 2003-20 s 30 years’ ed a non Somerville Market Solution senior trader. He has recently been appoint to review spent at chairman appoints Steven Bishop underwriting experience executive director and orks most recent for 12 and develop its Homew aviva nZI and Ga. His elect of PZCussons and from Lloyd’s trading from aviva, product. He joins role at aviva was as a months after retiring united Kingdom where development broker nBJ underwriter. worked in africa with ment al. he was business develop Margaret Miller who has over six charity Concern univers he spent five nce has manager. Prior to that years insurance experie years at nIG. riting joined Fusion as underw technician. epeople 39 January 2010 insuranc January 2010 38 insurancepeople Designing success for the financial services industry © COHESION Design Services Limited
  • 3. Walk The Walk Identity Case Studies Lime Tree House 15 Lime Tree Walk Sevenoaks Kent TN13 1YH t 0845 871 81 81 f 01732 465500 Name Title Company Address1 Address 2 Address3 Postcode 5 November 2008 Dear Ibh ex eu feum dolortionum in volutem dolobore min henis nostrud diam diamcon eugue feugiam conullam, veliquat. Ud ea corem doloboreet lorperit accum dolor iuscil euis nibh enim nostie dolutpat nulpute magnis nullum ipit at dipis duis nulla faciduis nos essenibh erostie eum verilit ad dolessi te feumsan dipsusto doluptate modolup s ACII Steve William or tatummolore core ea conum do eriusto er ing eugait veros el ea faccum del do dolore tem zzriustrud dolore tin ect vel illa augiatummy nulputpat. Dunt lan henibh exerostrud dolor iure conse venisismodit at aut lobore feuisis etum Managing Dir tions.co.uk nonsequis nulputpat, sit acipsustie tatie facin utpat. Ugait laorting el ulputatue euisisi tet ute dipit ad tat wis nulput alkthewalksolu e swilliams@w ad delit alit landre feugiam, voluptatie commod eu feugait dolobortisi. 07866 368144 Sharon Ede m 81 81 Operations Manager t 0845 871 Andre feuis ad tat praessed molore magniatue feu feugue ex enibh eum er si et, vel enim do dion ullut deliquis 55 00 f 01732 46 e sede@walkthewalksolutions.co.uk TN13 1YH dolore vulla conullutpat wis nibh er ilit lan vulla facilit la faci te vercilit iriliquis nummodiatie feum inci blan heniat, vel enoaks Kent 686447 m 07877 Tree Walk Sev dolum do conum quat. Et eum doloborper inim eugait iurem erating ex euisit, suscilis delit veliquisi. use 15 Lime Lime Tree Ho t 0845 871 81 81 Tisis nullaore miniamc onsequi smolortin exero commolorem ipsum zzrit, vel dolesto odolut ut augue facin f 01732 465500 hendignim vel etuer am eu faccum augiam iure conum vulputatem ea consenim quisis non ut inibh endigna at. 55 30/1/09 13:01: Lime Tree House 15 Lime Tree Walk Sevenoaks Kent TN13 1YH Or sed magna conse ercillu ptatisi.Ugue feum nos ercinim il ullandip ex euis diate magniamet lam dolortis num indd 1 W Bus iness Card v5. WTW_3684 WT zzrit wisisim dolenis num iriureet, conse modiam quiscil laortisi etumsandion henim eugiat adipit incil ilit dipis nullandre tinit iril ip endre dip eu feui essed eum irit ut praesenibh etum quat ute euismod olobore magniamet vero consequat. Duisis autpat, quat nullutpat wismodo loreraesecte mincillan volenis nim quisis num vel dolum doluptat, WTW_3684 WTW Business Card v5.indd 2 30/1/09 13:01:55 diamcon eui bla feugait, quip exer accum ex eumsandio ex elenim ing euis dolobor suscilla alis elit quat. Re do ullumsan ullum volortie ea commy nostrud eum zzrit, quat. Duismod iamet, quis aut lutat. Ut nim qui bla feuguer sum dolore faciduiscil dipisi. Cumsan vercinim volore dolorem quis duiscil ulputat velesecte tio exercidui tat vel essent et, quam, con ullum veliqui psumsan vel endrerat, vullam exeraesto odolestrud te tatuerit nim velenis non et alis ate modoloborper illuptatie erciliquip ea alis ex eugue commolor sum vel enibh exercid uiscipsum venit wisi. Quat luptat. Isse dio odo estis enis adiamet, vel ut accum exerciliquat velestie velis alit ullamco nsequate eugiat. Unt irit lobore conse commod tet, velessi tationummy numsandrer adiatem vullamcommy nim digna consequis esed esequat vel exer inci tat wis ea faccum ver se dolorpe rostrud mod mincili ssequi tie diam doloreet iliquisi. WTW_3 684 W TW Bus iness C ard v5 .indd 3 30/1/0 9 13:0 Enterprise House 21 Buckle Street London E1 8NN. Company No: 6675662 England VAT Registration No: 942 0525 46 Registered Office:1:55 Designing success for the financial services industry © COHESION Design Services Limited
  • 4. Walk The Walk Website Case Studies Walking not talking – being different 01 02 03 04 05 Marketing theory says that you either position your proposition to compete on does any of the following apply to your organisation 01 Walking the walk About Us Get in touch 01 02 03 04 05 price or value – cheaper or different. If the buyer does not see, feel or get value, they can only buy on price. Creation of What we do Looking to build value in the buyer’s mind can be a holy grail that leads to greater margin and The phrase walk the Walking not talking customer retention.To deliver value there has to be a need and if that need is not walk first made public – being different value in relationships already manifest, there has to be a sales process. consciousness in ‘The And that need then has to be satisfied, with customers? Marketing theory says that you either position so the feeling/seeing/getting expeience your proposition to compete on price or value – Beaches of Iwojima’ by is key; we presume you would want 02 Solutions Fusion Insurance Case study 3 01 02 03 04 05 cheaper or different. If the buyer does not see, you customers telling others how good you are. People can talk about their Case study 2 John Wayne and means feel or get value, they can only buy on price. Creation of value in the buyer’s mind can be a then perhaps we should talk... experiences. do you do it or just say holy grail that leads to greater margin and customer retention.To deliver value there has to Our Brief: you do it. be a need and if that need is not already manifest, © Copyright Walk The Walk Group 2009 PRIVACY LEGAL TERMS AND CONDITIONS Sed ut perspiciatis unde omnis iste natus error sit there has to be a sales process. voluptatem accusantium doloremque laudantium, As a name for the business the inspiration was a strategic project ran by an insurer And that need then has to be satisfied, so the totam rem aperiam, eaque ipsa quae ab illo Fusion Thinking is the inventore veritatis et quasi architecto beatae vitae to attempt to define its core values as things staff could do every day in their feeling/seeing/getting expeience is key; we presume you would want you customers telling risk management offer dicta sunt explicabo. others how good you are. People can talk about interaction with customers. So whoever their experiences. touched the business, the experience was provided by Fusion Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequun- consistent and delivered its proposition. The project was called ‘Walk the Walk’. Insurance to its policy tur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem © Copyright Walk The Walk Group 2009 PRIVACY LEGAL TERMS AND CONDITIONS holders. ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora Our solution delivered a system for incidunt ut labore et dolore magnam aliquam. Fusion to its policy holders that included 05 Consultancy Case study 1 Case study 3 01 02 03 04 05 “Quis autem vel eum iure reprehenderit qui in ea Case study 2 Case study 4 Business Continuity Planning, Health & voluptate velit esse quam nihil molestiae Sometimes you We can still help develop the overall solution, but Safety Management and Training and consequatur, vel illum qui dolorem eum fugiat quo working as retained consultants rather than just need someone product suppliers. Legal Support modules. voluptas nulla pariatur.” to talk to... We work with a range of suppliers of risk manage- ment solutions, so we are used to brining the right John Smith Staying true to our name, our range of parties to the overall solution. Customer Service Director Fusion Insurance solutions won’t always meet the potential customer’s needs and if that’s the case Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequun- we’ll be the first to say. tur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui © Copyright Walk The Walk Group 2009 PRIVACY LEGAL TERMS AND CONDITIONS dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat © Copyright Walk The Walk Group 2009 PRIVACY LEGAL TERMS AND CONDITIONS Additional Page illustratiions Designing success for the financial services industry © COHESION Design Services Limited Additional Page illustratiions
  • 5. M4 Underwriting Identity Case Studies M4 Underwriting Limited, Basepoint Business Centre, Rivermead Drive, Westlea, Swindon, Wiltshire SN5 7EX telephone01793 602520 fax 01793 602526 email info@m4underwriting.co.uk www.m4underwriting.co.uk Mike Watts Director mobile 07849 068811 email mike.watts@m4underwriting.co.uk telephone 01793 608845 fax 01793 602526 www.m 4under writing. www.m4underwriting.co.uk co.uk M4 Underwriting Limited Basepoint Business Centre Rivermead Drive Westlea Swindon Wiltshire SN4 7EX M4 Underwriting Limited is authorised and regulated by the Financial Services Authority FSA No. 440697 M4 Underwriting Limited is a coverholder and acts for Allianz Cornhill Insurance PLC. Registered Office: 65 St. Mary Street, Chippenham, Wilts SN15 3JF Company No. 5550333 England Designing success for the financial services industry © COHESION Design Services Limited
  • 6. M4 Underwriting Literature and Website Case Studies www.m4underwriting.co.uk Who are we? M4 Underwriting is an underwriting company and acts for Allianz Insurance PLC. Our business is aimed at meeting the needs of our brokers by Commercial Home 02 Solutions Who are we? Products and Solutions Insurance Fusion Press Case study 2 Case studyUs Contact 3 01 02 03 04 05 Combined providing a traditional service where brokers and underwriters can discuss and agree terms and service levels that best meet the needs of policyholders. Welcome Our Brief: Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, Modern organisation with traditional values totam rem aperiam, eaque ipsa quae ab illo POLICY WORDING Fusion Thinking is the inventore veritatis et quasi architecto beatae vitae Responsive “ M4 Underwriting, an old- fashioned venture in the risk management offer M4 Underwriting is an underwriting company dedicated to providing a select group of independent professional brokers with exclusive dicta sunt explicabo. M4 Underwriting is a traditional underwriting company that provides brokers with responsive insurance solutions for small and medium commercial combined and motor fleet customers. best sense of the word ” The Times provided by Fusion access to responsive experienced underwriters. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequun- With capacity from one of the world’s largest insurance groups its policy Insurance to tur magni dolores eos qui ratione voluptatem sequi Exclusive “ There is a gap in the market for a and support from leading figures within the UK insurance industry, nesciunt. Neque porro quisquam est, qui dolorem M4 Underwriting is a real alternative to holders. Our activity is focussed on a small number of carefully selected package of commercial property, M4_4739 Policy Covers V1.indd 1 19/1/10 15:00:50 brokers. Our aim is to provide a competitive edge by offering Contact casualty and motor fleet aimed at existing markets. ipsum quia dolor sit amet, consectetur, adipisci Us brokers access to some of the market’s most knowledgeable, velit, sed quia non numquam eius modi tempora Motor experienced and responsive underwriters. mid-market companies ” Our Swind on office and exp erience of is Insurance Times the centre for a central our senior • Responsive Our solution delivered a system for incidunt ut labore et dolore magnam aliquam. team and managem Secure provide a respons ent and underw riting tea Fusion to its policy holders that included Brokers have told us that they are looking for direct access to Mike Wa tts, ACII, ive cost effective service to ms. We aim • Exclusive “Quis autem vel eum iure reprehenderit qui in ea experienced underwriters, who are backed by ‘A’ rated security “ Brand new,Managing Directo mobile: 07849 068 go retro”… r meet you to use the knowle r needs. dge Business Continuity Planning, Health & voluptate velit esse quam nihil molestiae Fleet email: M4 Underwriting “giving brokers and are able to provide a real alternative to existing markets. M4 Underwriting is a coverholder and acts for Allianz Insurance PLC. telephone: mike.watts@m 811 Kim McDow • Secure Safety Management and Training and consequatur, vel illum qui dolorem eum fugiat quo fax: access01793 608845 to traditional underwriters 4underwri ell, ACII, ting.co.uk Policyholders are able to access the claims handling expertise and 01793 602 underwriting and traditional526 mobile: email: 07809 839 Underw riting Dire ctor Legal Support modules. voluptas nulla pariatur.” infrastructure including the authorised repair network of Allianz. 784 values” Gill Higgin telephone: kim.mcdowell@ bottom, 01793 602 m4underw Com mobile:Post Magazinemercial fax: riting.co.u John Smith email: 07989 120 Manager 01793 602 521 526 k “M4 Underwriting, an old fashioned venture in the best sense of the word” Customer Service Director Fusion Insurance 479 telephone: gill.higginbottom 01793 602 @m4under Jo Mason , Senior The Times fax: writing.co Motor Und POLICY WO 01793 602 518 .uk email: erwriter RDING 526 telephone: joanne.mason Rob Bas fax: 01793 602 @m4underwri © Copyright Walk The Walk Group 2009 PRIVACY LEGAL TERMS AND CONDITIONS ting.co.uk ford, Sen ior Com 01793 602 519 mobile: mercial Und 526 email: 07825 020 erwriter 322 M4 Underwriting Limited is authorised and regulated by the Financial Services Authority FSA No. 440697 M4 Underwriting Limited is a coverholder and acts for Allianz Insurance PLC. Registered Office: 65 St. Mary Street, Chippenham,telepho 3JF robert.basford Wilts SN15 Company No. 5550333 England Paul Bat ne: 017 @m her, ACII, fax: 93 602524 4underwriting email: Senior Com 01793 602 .co.uk mercial Und 526 telephone: paul.bather@m erwriter M4_4739 Policy Covers 01793 602 4underwri V1.indd 2 fax: ting.co.uk 01793 602 522 526 Graeme 19/1/10 Sut 15:00:51 Sales and ton, ACII, MCIM Marketing mobile: Director email: 07809 429 807 telephone: graeme.sutton 01793 602 @m4under fax: writing.co 01793 602 520 .uk 526 M4 Und erwriting Basepoint Limited Business Swindon Centre, SN5 7EX Riverme email: ad Drive, Westlea, telephone: info@m4under 01793 602 writing.co fax: .uk web: 01793 602 520 www.m 526 4underwri ting.co.uk Home Who are we? Products and Solutions Insurance Press Case studyUs Contact 3 02 Solutions Fusion 01 02 03 04 05 Home Who are we? Products and Solutions Insurance Press Case studyUs Contact 3 01 02 03 04 05 Case study 2 02 Solutions Fusion Case study 2 Contact Us Our Brief: Who are we? Our Brief: Sed ut perspiciatis unde omnis iste natus error sit Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, We aim to use the knowledge and experience of a central team and provide a aperiam, eaque ipsa quae ab illo voluptatem accusantium doloremque laudantium, totam rem Meeting the needs of customers Fusion Thinking is the responsive cost effective service. inventore veritatis et quasi architecto beatae vitae Fusion Thinking is the totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae Don Oakley, Managing Director risk management James, Underwriting Manager Sonia offer dicta sunt explicabo. risk management offer M4 Underwriting is an underwriting company and acts for Allianz Cornhill Insurance PLC. dicta sunt explicabo. Our business is aimed at meeting the needs of our brokers and their clients by providing mobile:�07877 767306 provided by Fusion Nemo enim ipsam voluptatem quia voluptas sit email:�sonia.james@m4underwriting.co.uk � aspernatur aut odit aut fugit, sed quia consequun- provided by Fusion a traditional service where brokers and underwriters can discuss and agree terms and Nemo enim ipsam voluptatem quia voluptas sit email:�don.oakley@m4underwriting.co.uk � telephone:�01793 602527 service levels that best meet the needs of policyholders. aspernatur aut odit aut fugit, sed quia consequun- telephone:�01793 602521 Insurance to its policy fax:�01793 602526 � tur magni dolores eos qui ratione voluptatem sequi Insurance to its policy tur magni dolores eos qui ratione voluptatem sequi fax:�01793602526 � nesciunt. Neque porro quisquam est, qui dolorem M4 Und erwriting holders. Katrina Coates, Underwriter quia dolor sit amet, consectetur, adipisci ipsum Responsive holders. nesciunt. Neque porro quisquam est, qui dolorem M4 Underwriting is a traditional underwriting company that provides responsive insurance ipsum quia dolor sit amet, consectetur, adipisci and acts Limi Mike Watts, Underwriting Director velit, sed quia non numquam eius modi tempora email:�Katrina.coates@m4underwriting.co.uk � for Allianz ted is authorise solutions for small and medium commercial and motor fleet customers. velit, sed quia non numquam eius modi tempora Insuranc d mobile:�07849 7068811 Our solution delivered a telephone:� system for incidunt ut labore et dolore magnam aliquam. 01793 602522 e PLC. Reg and regulated by Our solution delivered a system for incidunt ut labore et dolore magnam aliquam. istered Offi the email:�Mike Watts@m4underwriting.co.uk � fax:�01793 602526 � ce: 65 St. Financial Services Fusion to its policy holders that included Exclusive Mary Stre Auth et, Chippen ority FSA No. telephone:�01793 608845 “Quis autem vel eum iure reprehenderit qui in ea Fusion to its policy holders that included 440697 Business Continuity Planning, Health & “Quis Our activity is focussed on a small number of carefully selected brokers. Our aim is to provide autem vel eum iure reprehenderit qui in ea a competitive edge by offering brokers Business some of the market’s most knowledgeable, access to Continuity Planning, Health & ham, Wilt voluptate velit esse quam nihil molestiae s SN15 3JF M4 Und fax:�01793 602526 � M4 Underwriting Limited voluptate velit esse quam nihil molestiae Compan erwriting Limited Safety Management and Training Business Centre, Rivermead illum qui dolorem eum fugiat quo and consequatur, vel Drive, y No. 555 0333 Eng is a coverholder Basepoint Safety Management and Training and experienced and responsive underwriters. consequatur, vel illum qui dolorem eum fugiat quo land Legal Support modules. Westlea, Swindon SN5 7EX Graeme Sutton, Sales and Marketing Director voluptas nulla pariatur.” Legal Support modules. voluptas nulla pariatur.” mobile:�07809 429807 email:�info@ m4underwriting.co.uk � John Smith Secure email:�graeme.sutton@m4underwriting.co.uk � telephone: � 01793 602520 Customer Service Director Fusion Insurance John Smith We are backed by ‘A’ rated security and are able to provide a real alternative to existing markets. Service Director Fusion Insurance Customer telephone:�01793 602520 fax:�01793 602526 � fax:�01793 602526 � “Brand new , go retro…..M4 Underwriting “giving brokers access to traditional underwriters and traditional underwriting values” © Copyright Walk The Walk Group 2009 PRIVACY LEGAL TERMS AND CONDITIONS © Copyright Walk The The Times 2009 Walk Group PRIVACY LEGAL TERMS AND CONDITIONS Jim McClymont, Motor Fleet Manager mobile:�07850 548225 email:�jim.mcclymont@m4underwriting.co.uk � telephone:�01793 602520 fax:�01793 602526 � Designing success for the financial services industry © COHESION Design Services Limited
  • 7. Chartered Insurance Institute RevisionMate Case Studies VIDEOREVISION Tie tionsectem iliquametum nullaor irit at, quat, velisis alis augait nulput nulput in henisse quismolutat. Quis aci tat alit et la faciniam, quatum quis eumsan velit vel dolor sequi te magna am. Quip eugait wisisl dolore magna consecte mod et prat volent lut iuscil ut utat. Ut eugueraestie commolore magna feugue euipsuscil enim zzrilit vullametuero dolor si. Elit, se dolortiniam, sectem vero odip euis digniatinis amet do odolore dolum autpat lam dio od tatuero odolobo rperostrud tem augiam il odit adipit adiat. Ut acilis nim augiat. Session Capital gains tax: ❚ Introduction ❚ Introduction ❚ Income tax calculations ❚ Calculating tax on savings income ❚ Income tax in general ❚ Calculating tax on earnings & interest ❚ Taxing individuals on a remittance basis ❚ Calculating dividend tax ❚ Capital gains tax ❚ Calculating tax for a higher rate taxpayer ❚ The tax treatment of investments ❚ Summary ❚ Inheritance tax ❚ Residence & domicile Download transcript Download case study Download video Help with downloads Contacts for assistance Designing success for the financial services industry © COHESION Design Services Limited
  • 8. Nash GB Identity Case Studies Ser vices PMS606 Designing success for the financial services industry © COHESION Design Services Limited
  • 9. Nash GB Promotional Folder and Website Case Studies Designing success for the financial services industry © COHESION Design Services Limited