A California based company; Brobeck Solar Energy presents the Brobeck Solar Energy Credit Card, an innovative-patented approach using solar energy to provide energy efficiency benefits and to reduce homeowners and businesses energy expenses and their green house gas emissions. The Energy Credit Card is particularly suited for homes, businesses, schools and multi-tenant buildings including malls and affordable and low-income housing communities. Brobeck Solar Energy is establishing a new approach to hyper-accelerate renewables. The Energy Credit Card is a regular credit card to be issued to the building owner and their tenants. Each card account will be credited by the local electric utility that will be proportional to the electricity generated by the utility-owned solar PV system on the building owner’s rooftop. The Energy Credit Card is like a hyper affinity card with real green as a reward. The Energy Credit Card is also a discount card. While the Energy Credit Card can be used for all purchases, discounts will be given towards the purchase of energy related goods and services. For example, card holders will receive discounts on a new air-conditioner or heating system, low wattage lighting, double pane windows, natural gas, public transit passes and green transportation fuels.