1. We understand your world
2. TYPES OF BANKING…
This is a direct
banking because the
customer get any
services on the spot
This is a online banking
because the customer
get services from many
This is a wireless or
PDA (personal digital
because in this type no
wire is connected and
customer get services at
any where and when he wants.
3. TYPES OF E-BANKING…
4. Electronic Banking…
E-Banking is combination of two, electronic technology and
It is a process by which a customer performs banking transactions
electronically without visiting brick and morter institutions.
It is also called online and internet banking.
E-Banking is delivery of banking services to the customer through
the use of electronic communication primarily with the internet.
5. Indian E-Banking scenario…
Opening up of economy in 1991 marked the entry of foreign banks.
They brought new technology with them.
ICICI bank kicked off online banking in 1996.
Cost comes down from $ 1.1. to $ 0.27
6. Products and Services of E-Banking
Bill payment Service
Online movie tickets
7. About HDFC…
Incorporated in the year of 1994 by HDFC Ltd. India's
premier housing finance company.
was among the first companies to receive an 'in
principle' approval from the RBI to set up a bank in the
Bank commenced its operations as a Scheduled
Commercial Bank in January 1995.
share capital is 550 crore.
branches are 1725 in india and has a network of 4393
ATM’s across india
8. Mergers & Amalgamations…
Times bank limited merged
with HDFC bank
HDFC acquired Centurian
Bank of Punjab
9. Products & services…
10. INDIAN BANKS RANKED BY DEPOSIT,2007
Name of the bank
STATE BANK OF INDIA
PUNJAB NATIONAL BANK
BANK OF BARODA
BANK OF INDIA
UNION BANK OF INDIA
CENTRAL BANK OF INDIA
INDIAN OVERSEAS BANK
ORIENTAL BANK OF
Deposits (in billion
11. RBI regulations
and security issues
Regulatory and supervisory issues.
18. One-way Security
Socket Layer (SSL)
Safeguarding Online Purchases
Encrypts data between the client and the
server by making a direct connection
Client sends an encrypted key to the
Server decrypts and returns to the client
19. SSL lock
the icon, or double-click (varies by
browser), and examine the security
information displayed about the web site.
20. Two-Way Security
Key Infrastructure (PKI)
privacy for both online company
and online bank customer
users to securely exchange data
and money through public network